What Is a Credit Utilization Ratio?
Q: I am trying to improve my credit score and heard the term "credit utilization ratio." What is it and how does it work? A: While there are many factors that go into your credit score, according to FICO, your credit utilization ratio is a factor that makes up 30% of your credit score, which [...]
Earth Day: How To Green Your Office With Internet Fax
There are plenty of steps you can take to reduce your carbon footprint in daily life. Creating a more eco-friendly office environment is one of them. Using a traditional fax machine is a paper-wasting trap. While you can file extra, unwanted faxes away as "scratch-paper," why deal with unnecessar...
Celebrate Earth Day With Eco-Friendly Stationery
Today's Earth Day and a good way to celebrate, besides gardening and recycling, is to order stationery from the top-rated eco-friendly photo card service, Paper Culture. This service has made its mission to minimize its carbon footprint as much as possible. How does Paper Culture work to remain e...
Cardstore Sale: 25% Off All Mother's Day Cards
Mother's Day is May 11, and Cardstore wants to help you celebrate that special woman in your life by offering 25 percent off all Mother's Day cards. From now through April 23, enter the code CCF4413 at checkout to take advantage of this generous offer. As one of the top-rated services, you can ex...
AmEx EverydaySM Credit Card
AmEx EverydaySM Credit Card is a great card for the "everyday" shopper. There is no annual fee, but you'll still enjoy the great benefits associated with the more prestigious AmEx cards. [...]
READYDebit Platinum Visa® Prepaid Card
READYDebit Platinum Visa® Prepaid Card is a basic debit card that we found to be more pricey than the alternatives. The one feature that sets them apart is access to a tool called ScoreTracker [...]
Account Now Gold Visa® Prepaid Card
Account Now Gold Visa® Prepaid Card is a basic debit card with slightly pricier monthly fees than the other debit cards we review. It offers online account access and online bill pay, as well [...]
First Progress Premium Elite MasterCard® Secured Credit Card
First Progress Premium Elite MasterCard® Secured Credit Card is a great choice for people with no credit or poor credit. By making timely payments, it provides the opportunity to build or [...]
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