Venture vs. VentureOneUpdated: January 6, 2020

Choosing the right credit card for your needs and spending habits can be hard, especially when you’re trying to decide between two credit cards with similar names, like the Capital One Venture Rewards Credit Card and the Capital One VentureOne Rewards Credit Card. While these two travel rewards credit cards seem to offer similar rewards and perks, they are very different from one another. To help you decide between Venture vs. VentureOne, we put them in a head-to-head battle. Keep reading to see which travel rewards credit card reigns supreme.

Best travel rewards: Venture

When it comes to earning ongoing travel rewards, the Venture Rewards Credit Card leaves its sister card in the dust, as it earns an unlimited 2X miles per $1 spent on all purchases, while the VentureOne Rewards Credit Card earns an unlimited 1.25 miles per $1 spent on all purchases.

Best intro bonus: Venture

The Venture Rewards Credit Card sweeps another category with a 50,000-mile intro bonus that’s worth $500 in travel! When Venture Rewards Credit Card holders spend $3,000 on purchases in the first 3 months from account opening, they’ll earn 50,000 bonus miles. On the flip side, the VentureOne Rewards Credit Card earns cardholders 20,000 bonus miles — worth $200 in travel — when they spend $1,000 on purchases within the first 3 months from account opening.

Best redemption options: Tied

Miles earned with either the Venture Rewards Credit Card or the VentureOne Rewards Credit Card can be redeemed for travel two ways. The first is through Capital One’s Purchase Eraser. If you choose this method, you book travel with your preferred travel website, travel agent or other travel resources using your card, then redeem your earned miles for account credit for the cost of your travel purchase. It should be noted that Capital One categorizes the following purchases as travel: purchases made from airlines, hotels, rail lines, car rental agencies, limousine services, bus lines, cruise lines, taxi cabs, travel agents and time shares. The other redemption option is to use your miles to book flights, car rentals or hotel stays using Capital One’s Rewards Center.

As of December 2018, Venture and VentureOne cardholders can also transfer their miles to participating airline loyalty programs at a ratio of 2 to 1.5 — this means 2 Capital One miles can be transferred to 1.5 airline miles. The list of participating programs include Aeromexico, Aeroplan (Air Canada), Alitalia, Avianca, Cathay Pacific, Etihad Airways, EVA Air, Finnair, Flying Blue (Air France and KLM), Hainan Airlines, Qantas and Qatar Airways.

Earned miles can also be redeemed for cash (in the form of a check or account credit), gift cards, merchandise and more, although it should be noted that your miles hold the most value when they’re redeemed for travel expenses or gift cards.

Longest 0% intro APR period: VentureOne

The VentureOne Rewards Credit Card takes the cake in this category because it’s the only card that offers a 0% intro APR. Cardholders will get a 12-month 0% intro APR on purchases (after that, the rate is 14.49% - 24.49% (Variable)), which is handy if you plan to make any large purchases in the first year. Conversely, the Venture Rewards Credit Card does not offer a 0% intro APR.

Cheapest annual fee: VentureOne

When it comes to annual fees, the VentureOne Rewards Credit Card takes the lead because the card does not have an annual fee. On the other hand, the Venture Rewards Credit Card charges a $95 annual fee, but it’s waived for the first year. It should be noted that the Venture card’s annual fee is very affordable considering what the card offers.

Lowest foreign transaction fees: Tied

The Venture Rewards Credit Card and the VentureOne Rewards Credit Card are tied for this category because both cards have $0 foreign transaction fees, which means either card is the perfect companion to take on your overseas adventures.

Best added perks: Tied

Both the Venture Rewards Credit Card and the VentureOne Rewards Credit Card come with Visa Signature benefits. This means cardholders get complimentary upgrades and special savings at hotels, resorts and spas when they pay with their card; access to 24/7 complimentary concierge service; auto rental collision damage waiver at no additional cost; shopping discounts at retailers and online merchants; extended warranty protection at no charge on eligible items that are purchased with their card; emergency card replacement service which a cardholder can take advantage of if their card is lost or stolen and more.

Best overall: Venture

Although both cards are well-rounded travel rewards credit cards,  the Capital One Venture Rewards Credit Card has the edge with its unlimited 2X miles on every purchase and generous intro bonus. That said, if you can’t swallow the $95 annual fee, which is waived for the first year, the Capital One VentureOne Rewards Credit Card is a better choice for you.

Want to see how these cards compare to other top travel rewards credit cards on the market? Check out our reviews of the best travel rewards credit cards.

Disclaimer: This content is not provided or commissioned by the credit card issuer. Opinions expressed here are author’s alone, not those of the credit card issuer, and have not been reviewed, approved or otherwise endorsed by the credit card issuer. This content was accurate at the time of this post, but card terms and conditions may change at any time. This site may be compensated through the credit card issuer Affiliate Program.