Updated 01-29-2019

Identity Theft ProtectionIdentity Theft Protection

Identity theft is one of the fastest growing crimes in the U.S., with more than 15 million victims each year according to research published by Javelin Strategy & Research. Just being careful isn't enough to protect your identity, especially considering how many data breaches happen every year. If you are serious about taking steps to protect yourself from identity theft, sign up for one of our recommended identity theft protection services. They all provide daily monitoring of the information that is most often compromised by identity thieves, as well as recovery and restoration assistance. Our top-rated services combine multiple types of monitoring, such as credit reports, public records, credit cards and social security numbers. Many even throw in access to your credit scores and reports. Click here for a full comparison of all the identity theft protection services we review.

Identity Theft Protection Reviews & Ratings

View Full Comparison Chart
Products: Our Ratings: Bottom Line:
Identity Guard® Total Protection® Rating: stars
Most complete identity theft protection service we reviewed; 3-bureau credit report monitoring; credit report/score updates every quarter; $3 discount & free 30-day trial
Experian IdentityWorks Rating: stars
Comprehensive credit and identity monitoring (with Premium membership) and unique Experian CreditLock feature combined with competitive pricing and an easy-to-use website
LifeLock Ultimate Plus® Rating: stars
Thorough identity theft protection and 3-bureau credit report monitoring; annual 3-bureau credit reports and scores; monthly Equifax credit scores; somewhat costly even with 10% discount for the first year (terms apply)
PrivacyGuard Rating: stars
Solid credit protection with monthly credit report/score updates as well as social security and financial account monitoring; 30-day trial for $1; includes computer protection software from Norton
myFICO Ultimate 3B Credit and Identity Monitoring Rating: stars
Strong identity monitoring paired with comprehensive, 3-bureau FICO score monitoring; on the pricey side
LifeLock Advantage® Rating: stars
Valuable identity theft protection and customer support for an affordable price, yet lacks in terms of credit report monitoring; 10% discount for the first year (terms apply)

NextAdvisor Identity Theft Protection Blog Headlines

What Should You Do if You Lose Your Credit Card?
One second your credit card is in your wallet, then the next second it’s gone. It can be easy to misplace your credit card, and finding out that it’s suddenly missing can be equal parts frustrating and panic-inducing. Lucky for you, we’re detailing everything you need to do if you ever misplace or lose your […]

How a Credit Card Charge Dispute Works
What happens when you fight a credit card charge? There are a variety of reasons for a charge dispute, from overcharges to broken or defective merchandise to, worst of all, fraud. Fortunately, you gain some powerful rights to combat these issues when you make payments with a credit card. That’s one of the reasons we […]

How to Tidy Up Your Financial Clutter
If you’ve been using social media or keeping up with the news, you’ve likely noticed the recent trend of donating belongings that don’t “spark joy” and rearranging the remaining ones. Thanks to word of mouth, the Netflix show Tidying Up with Marie Kondo and Kondo’s books, organizing is catching on as the latest must-do for […]

Tax Day is Coming: How to Guard Yourself Against Tax Identity Theft
Accountants and IRS agents, rejoice: tax season is upon us. While the rest of the country groans and starts assembling the necessary paperwork to complete this least-favorite annual ritual, another group of people is gearing up, as well — identity thieves. Tax returns are a huge potential payday for enterprising fraudsters, with confirmed fraudulent tax […]

What Is Identity Theft Anyway?

Identity theft occurs when someone uses your personal information, such as your social security number, name or credit card number, without your permission, to commit fraud or other crimes. A thief could take out a mortgage in your name or commit a crime and pretend to be you when caught. Thieves can even use your personal information to apply for a job or use your medical insurance! Adults aren't the only people at risk for identity theft. Sadly, child identity theft is a growing problem as well, which is why some services offer family plans to monitor your child's sensitive personal data as well. Learn more about identity theft.

How To Protect Yourself

First, it's important to understand that there is no way to completely prevent identity theft. That said, employing an identity theft protection service to do the work for you by monitoring your personal information to detect identity theft can go a long way toward your peace of mind. The sooner you catch identity theft, the easier it is to recover. We recommend identity theft protection services that monitor several different types of information for fraudulent activity, including your credit reports, public records and black market websites, where stolen information is bought, traded and sold. Identity thieves can strike in numerous ways, so the more protection and resources you have on your side, the better. View our full comparison for more details.

Free Trials

Not sure if identity theft protection is for you? We've negotiated exclusive free trials or money-back guarantees with our most highly recommended services so you can take one for a spin and see if you like it. If you decide you don't want the service, simply cancel during the trial period and you will be charged nothing or receive your money back. View our full comparison for more details.



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