Identity Guard Family PlanUpdated: Sept. 20, 2017

Although Identity Guard has been our No. 1 ranked identity theft protection service for years, its one downside in many of our reviews has always been the lack of a comprehensive family plan. Although individual adult members could add children under 18 to their plans for an added monthly cost per child, depending on how many kids they wanted to add, that could add up quickly — rendering the plan far more expensive than desired. Fortunately, Identity Guard has now released not only an affordable family plan, but a couple’s plan for two adults who want to get protection together. We’ve broken down what you need to know about these new plans so you can decide if Identity Guard is right for you.

Pricing

The cost for an individual plan with Identity Guard is $16.99/month, which is the same as it was prior to the update. The two new, additional plans are the Couple plan and the Family plan. The Couple plan covers two adults living in the same household for $22.99/month. You are not required to be an actual couple to qualify. The Family plan covers two adults as well as up to 15 children living in the same household for just $24.99/month. Children must be under 18 years old, and you must be able to provide proof of legal guardianship in order to add them to your plan. As an added bonus, when you sign up for any Identity Guard plan through NextAdvisor.com, you can try it out for 30 days free.

In the event that the second adult either does not activate his or her account or decides to cancel, Identity Guard will allow the primary adult and children to remain on the Family plan but reduce the price to $19.99/month. This is a nice bonus, especially in the case of divorce or a single parent who still wants to protect their family through Identity Guard.

What you get

All adult Identity Guard members will be protected by social security monitoring, online black market monitoring, 3-bureau credit monitoring, access to their credit scores, alerts, identity theft victim assistance and $1 million identity theft insurance. The two adults on a Couple or Family plan are referred to as the Primary Member and the Added Member, and it’s important to understand that the Primary Member is the one who has access to the billing information and must pay the monthly fee. Neither adult member can access the other’s personal information (such as credit scores), for privacy purposes. The Added Member has up to 90 days to activate their membership after the plan is initially purchased.

Children added through the Family plan will be protected by Identity Guard’s kID Sure child monitoring, which consists of monitoring for his or her information on criminal records, DMV records and utilities records, as well as scanning for social security number exposure on the Internet black market. Although there is a cap of 15 children for the plan, it’s unlikely most families will see this pose an issue.

The addition of multiple plans for customers to choose from certainly keeps Identity Guard competitive in the ever-changing identity theft protection market, while also enhancing its already strong service. Read our Identity Guard review to learn more about what the service has to offer.

Disclaimer: This content is not provided or commissioned by the companies referenced in this article. Opinions expressed here are the author’s alone and have not been reviewed, approved or otherwise endorsed by the companies mentioned. NextAdvisor.com may be compensated through advertiser affiliate programs.