Metal credit cards are often used by premium credit card providers to give cardholders a sense of luxury. These cards look and feel different from regular plastic credit cards; they’re much heavier and are cool to the touch. American Express (a NextAdvisor advertiser), Chase, and Capital One all offer metal credit cards for some of their high-end credit accounts.

The only downside is that metal credit cards are difficult to destroy; scissors and paper shredders are no match for these virtually indestructible cards. To help, we’re exploring how you can destroy your metal credit card.

Why would you want to destroy a metal credit card?

There are a few reasons you might need to destroy your metal credit card. One of the most common is that the card expires, and you receive a new one in the mail. What do you do with the old one? You don’t want to simply throw it in the trash, where thieves could find it and get ahold of the account number.

You might also want to destroy a card that you cancel. Again, even if you’ve called the bank to close the account, the identifying information on the card can still be used by anyone with bad intentions. But the difficulty associated with figuring out how to destroy a metal credit card causes some cardholders to give up entirely. Thankfully, there are plenty of ways t0 dispose of these cards safely.

How to destroy a metal credit card

Give it back to the bank: While you might not have the specialized equipment needed to destroy a metal credit card, your bank will. Returning your metal credit card to the bank is the safest way to ensure that it is properly destroyed. If you live near a local branch, you can simply walk in with your card and hand it over to a cashier. However, you can also mail the card to the bank. Call your bank’s customer service line to ask how you can get assistance destroying your card.

Use metal cutters: Most homeowners don’t keep heavy-duty shears that are made to cut metal just lying around. But if you or someone in your family are a DIY hobbyist, you might already have metal cutters in your workshop or garage. If you do have a tool that can cut up metal, you can use it on your credit card — just be sure to use them safely; ask for help from someone who knows how to use them and wear goggles if necessary. Most importantly, don’t forget to cut the card up into several small pieces and dispose of them separately.

Store it somewhere secure: If you have a secure filing cabinet or safe in your home, you might want to just store your old credit card there. Credit cards don’t take up a lot of space and are easy to store for long periods of time. As long as no one has access to the storage location, you can safely store multiple old credit cards for years without worrying about them falling into the wrong hands.

Be safe: Some cardholders have reported using power tools, torches and other extreme means to destroy their metal credit cards. These measures are dangerous and might even cause serious injury. If you’re having difficulty destroying your card, don’t go to extreme lengths. Just talk to your bank about the best option for disposal.

Even with fraud protection offered by most banks these days, destroying your credit cards is still a good idea. Leaving old credit cards lying around or simply throwing them in the trash is a good way to invite thieves to steal your identifying information and use it to their advantage. Learning how to destroy metal credit cards without using traditional methods like scissors or a paper shredder is an important tool to protect your identity if you use a premium credit card.