help Hurricane Harvey victimsAs the toll of the damage caused by Hurricane Harvey keeps rising, many people across the country are looking for ways to help out as best they can. We’ve already discussed the importance of using a trusted method of donating, such as going straight through a charity’s website, as this type of disaster can bring out the worst in humanity along with the best. Alongside massive monetary donations of their own, multiple banks and credit card issuers in the U.S. are making the donation process easy by allowing customers to donate via ATM, rewards points and other methods. In addition, most of these issuers have made their own donations and pledged other assistance to hurricane victims. To learn how your credit card can be used to help Hurricane Harvey victims as well as what these banks and issuers are doing to aid those in need, keep reading.

How can you use your credit card to help Hurricane Harvey victims?

No matter who you are, you can use your debit or credit card to make a donation, but some services are making it easier for their customers and employees by allowing special circumstances to encourage donations. Several banks and credit card issuers are matching employee donations, including Bank of America, Discover, Chase, American Express, MasterCard and Visa. Other methods being offered include allowing customers to donate using their rewards points or giving them the ability to donate at an ATM.

If you want to use your credit card to donate …

American Express cardholders can redeem their Membership Rewards points to donate to the American Red Cross through its Just Give program. You can donate at a rate of 1,000 points for $10 donated up to 500,000 points, after which every 1,000 points donated will be the equivalent of $5 given. If you don’t have Membership Rewards points, you can also use your American Express credit card to donate through the same page, starting at $5.

Citi cardholders who earn Citi ThankYou Rewards points can make a donation using their points via the ThankYou Rewards portal. Donations must be in amounts of $25 minimum, which is equal to 2,500 points.

Discover customers can make a donation of $10 or more at the American Red Cross website using their Discover card or log into their Discover account and use their cashback bonus to donate to the American Red Cross. No credit card donations will incur any transaction fees, and Discover has pledged to match customer donations up to $500,000.

U.S. Bank is allowing customers to donate from any of its ATMs through the end of September.

Wells Fargo has enabled all of its ATMs across the country so that customers can make direct donations to the American Red Cross. There are no fees associated with making a donation this way. Additionally, Go Far Rewards customers can redeem their rewards in any amount and donate it from now through Sept. 12.

What are banks and credit card companies doing for hurricane victims?

In addition to making corporate donations and opening up avenues for customers to help out, many banks and credit card companies which service customers in the affected areas are offering assistance like waived fees and special disaster assistance programs. Below, we outline some of the specific promises made, but keep in mind that even if your bank or credit card company isn’t mentioned, you can always call and explain your situation to see what options are available to you. If you are concerned about your credit in the months following Hurricane Harvey, it might be worthwhile to consider some credit monitoring options, as identity theft and other credit issues can pop up in the aftermath of a catastrophic event which displaces people from their homes and livelihoods.

If you are living or working in the affected areas …

Bank of America: Any fees incurred by customers in the affected areas will be automatically refunded. Bank of America also urges customers to contact its customer service to learn how they can get additional assistance through its disaster relief program.

Discover: There are options available for customers affected by the hurricane, though you will have to contact its customer service directly to learn the specifics.

Chase: Until Sept. 15, Chase will be waiving or refunding late fees for mortgages, credit cards, business banking accounts and auto loans, as well as overdraft, service and ATM fees on affected customers’ deposit accounts.

Citi: Customers who have been impacted by the hurricane can rely on a number of services from Citi to help them out, including waived minimum payments and late fees on Citi-branded credit cards; waived early withdrawal penalties on CDs and wire transfer fees where funds are needed; waived late fees for September mortgage payments; emergency credit line increases; forebearance programs; and working with the credit bureaus to ensure that missed August payments won’t impact customers’ credit.

Wells Fargo: To aid its customers in the impacted states, Wells Fargo will be waiving ATM fees in those areas, as well as reversing fees on all consumer products — such as bank accounts and credit cards. It will also be sending in mobile response units to help customers with the receiving and processing of insurance checks. Customers with questions can contact Wells Fargo directly to discuss options for disaster relief and their accounts.

It isn’t easy to deal with disaster when it hits, but every effort helps. To learn more about these companies and the credit cards they offer, check out our credit card reviews.

Disclaimer: This content is not provided or commissioned by the credit card issuer. Opinions expressed here are author’s alone, not those of the credit card issuer, and have not been reviewed, approved or otherwise endorsed by the credit card issuer. This content was accurate at the time of this post, but card terms and conditions may change at any time. This site may be compensated through the credit card issuer Affiliate Program.