NHL® Discover it® Review

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Our Detailed Review of This Card

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The NHL® Discover it® card is a nice choice for hockey lovers who want a personalized team card that earns significant cash rewards and offers a 0% intro APR on purchases and balance transfers for the first 14 months — there is a 3% intro balance transfer fee, up to 5% fee on future balance transfers (see terms)*, but that fee is likely lower than your current APR. It is the sister card to the almost identical Discover it® Cash Back card.

Your cash back rewards begin with 5% cash back on rotating quarterly categories (up to the quarterly max, currently $1,500, then 1% back) and an unlimited 1% cash back on all other purchases. Although you do need to sign up each quarter to get the 5% back, Discover features automatic emails you can register for that prompt you to sign up. Additionally, Discover will match all of your earned cash back in your first year as a cardholder, so you’ll get double the cash back you earned in the first year — a pretty great bonus. That means if you earn $250 in your first year, Discover will match your cash back and you’ll earn $500 in total.

Plus, you can show off your team pride. That’s because you get to pick a card that displays the colors and logo of your favorite team! And you’ll also get a free TransUnion FICO® Score on your monthly statement, which can help you keep track of your credit over time. Although Equifax and Experian scores aren’t provided, it’s nice that the TransUnion score is included because that’s at least one data point in your credit history. Those who travel outside the U.S. will appreciate that there are no foreign transaction fees on international purchases. And world traveler or not, all cardholders will appreciate paying no annual fee.

The Discover Freeze it® feature lets users “freeze” their account from their smartphone or computer if their card is misplaced. Freezing your account prevents new purchases, cash advances and balance transfers from happening. This is a convenient feature, particularly in situations where you’re not sure where your card is, but you’re not quite ready to call and have it canceled.

NHL® Discover it® is a great pick for NHL team supporters wishing to combine generous cash back rewards with a 0% intro APR on purchases and balance transfers. It is also a good card for travelers, as it has no foreign transaction fees.

Rewards

  • Discover will automatically double all the cash back you’ve earned at the end of your first year. This offer is only for new cardmembers.
  • Earn 5% cash back in rotating categories each quarter up to the quarterly maximum (currently $1,500) each time you activate.
  • Earn 1% cash back on all other purchases, with no limit on how much you can earn.
  • Get 10% off at Shop.NHL.com and NHL.TV™.

 

Redeem Rewards

  • Rewards are redeemable in any amount at any time.
  • Deposit into your bank account or credit your Discover card account.
  • Pay for your Amazon.com purchases with cash back rewards. $1 cash back = $1 at checkout.
  • Turn your cash rewards into more when you redeem with Apple Pay or for gift cards or eCertificates from over 100 brand-name Partners.

 

Fees and APR

  • Annual Fee: $0.
  • Foreign Transaction Fee: None.
  • Purchase APR: 0% for 14 months, then 13.99% - 24.99% Variable, depending on creditworthiness.
  • Balance Transfer APR: 0% for 14 months, then 13.99% - 24.99% Variable, depending on creditworthiness.
  • Balance Transfer Fee: 3% intro balance transfer fee, up to 5% fee on future balance transfers (see terms)*.
  • Terms and Conditions
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Disclaimer: This content is not provided or commissioned by the credit card issuer. Opinions expressed here are author's alone, not those of the credit card issuer, and have not been reviewed, approved or otherwise endorsed by the credit card issuer. This site may be compensated through the credit card issuer Affiliate Program.