Discover it® Miles Review

Apply for a Discover it® Miles card

Our Detailed Review of This Card

Apply for This Card

The Discover it® Miles card is an excellent choice for anyone who would like to earn travel rewards and keep up to date with their FICO® Credit Score. Cardholders will earn an unlimited 1.5X miles for every $1 they spend on purchases. It’s nice that you don’t have to worry about categories or signing up for quarterly rewards with this card. Plus, and this is a big plus, Discover will match all the miles you’ve earned at the end of the year as a new cardholder, so you’re effectively earning 3 miles for each $1 you spend in the first year! For example, if you earned 35,000 miles, Discover will match it and you’ll get an extra 35,000 miles for a total of 70,000 miles. This is the only card we know of to make this offer, and although it’s a one-time offer for your first year it’s still a pretty big deal.

Redeeming your earned miles is easy, and very flexible. Every 100 miles you earn can be redeemed for $1. You have the choice of redeeming them for a statement credit against travel purchases, or getting them direct deposited into your bank account. If you choose to go the statement credit route, just use your Discover it® Miles card to make your travel purchases however you’d like on whatever airline/hotel/cruise/etc you wish. Then you can redeem your miles as a statement credit toward that purchase. The nice thing about this method is that you aren’t tied in to any particular airlines or hotel and you can book your travel however you’d like.

Additional card perks include a 0% intro APR for 14 months on purchases, a free FICO® Credit Score on your monthly statement and no annual fee. And if you like to travel internationally, you’ll be pleased that there are no foreign transaction fees. This can save a bunch of money on purchases made outside of the United States.

Overall, this is a strong travel card with good rewards, no annual fee and no foreign transaction fees. We recommend the Discover it® Miles card as a strong travel card that can both earn you significant travel rewards (especially in the first year!) and save you money with no foreign transaction fees.


  • No limit to the number of miles that can be accumulated.
  • Earn 1.5X miles on every $1 you spend on purchases.
  • At the end of your first year Discover matches all the miles you’ve earned. Only for new cardmembers.

Redeem Rewards

  • The redemption value of 1 mile is equal to $0.01, regardless of how you choose to redeem your miles.
  • You can redeem your miles in any amount.
  • You can redeem your miles as a direct deposit to your bank or for a travel purchases on your statement.

Fees and APR

  • Annual Fee: $0.
  • Foreign Transaction Fee: None.
  • Purchase APR: 0% for 14 months, then 13.49% - 24.49% Variable, depending on creditworthiness.
  • Balance Transfer APR: 10.99% for 14 months, then 13.49% - 24.49% Variable, depending on creditworthiness.
  • Balance Transfer Fee: 3% intro balance transfer fee, up to 5% fee on future balance transfers (see terms)*.
  • Terms and Conditions
Apply Now
Disclaimer: This content is not provided or commissioned by the credit card issuer. Opinions expressed here are author's alone, not those of the credit card issuer, and have not been reviewed, approved or otherwise endorsed by the credit card issuer. This site may be compensated through the credit card issuer Affiliate Program.