Official NASCAR® Credit Card from Credit One Bank® Review

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Our Detailed Review of This Card

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The Official NASCAR® Credit Card from Credit One Bank® is a good choice if you have poor or no credit and want a non-secured credit card that earns great cash back rewards. This is a completely regular credit card created for those with poor or no credit – not a secured credit card where you need to “secure” with a deposit. You’ll earn an unlimited 2% cash back on NASCAR.com purchases and 1% cash back on everything else. The cash back rewards will appear as a statement credit on your account. The card’s credit lines start at $300, which is pretty darn good. There is an annual fee of $0 to $99, but it’s a small price to pay if you’re looking for a solid cash back credit card and don’t have the best credit. It also reports to the 3 major credit bureaus (Equifax, Experian and TransUnion) monthly, which with a good payment history can help improve your credit over time.

Helps Credit History

  • Helps boost your credit history by reporting to all three credit bureaus every month so you can establish or rebuild your credit.
  • If you make your payments on time, you can help improve your credit score with good payment behavior.

Fees and APR

  • Annual Fee: $0 to $99.
  • Purchase APR: 20.24% – 26.24% variable APR, depending upon creditworthiness.
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Disclaimer: This content is not provided or commissioned by the credit card issuer. Opinions expressed here are author's alone, not those of the credit card issuer, and have not been reviewed, approved or otherwise endorsed by the credit card issuer. This site may be compensated through the credit card issuer Affiliate Program.