Credit One Bank® Platinum Visa® with Cash Back Rewards Review

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Our Detailed Review of This Card

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Credit One Bank® Platinum Visa® with Cash Back Rewards is a great option for anyone with fair credit who wants a non-secured credit card that earns rewards. Unlike secured credit cards, where you are required to “secure” the card with a deposit, this card is a regular credit card specifically designed for those with fair credit. You’ll also earn an unlimited 1% cash back on eligible purchases. This 1% will show up as a statement credit on your account. The card’s credit lines begin at $300, a very decent starting point. There is an annual fee of $0 - $99, but if you’re in search of a credit card and don’t have the best credit this is a small price to pay. It also reports to the 3 major credit bureaus (Equifax, Experian and TransUnion) monthly, which with a good payment history can help improve your credit over time.

Helps Credit History

  • Helps boost your credit history by reporting to all three credit bureaus every month so you can establish or rebuild your credit.
  • If you make your payments on time, you can help improve your credit score with good payment behavior.

Fees and APR

  • Annual Fee: $0 - $99.
  • Purchase APR: 19.74% -25.74% Variable APR, depending upon creditworthiness.
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