Sky Blue Sky Blue
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5 5stars

Sky Blue Review

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Rating:
Bottom Line:
Simple, affordable credit repair service; couple's discount; stellar customer service

Full Review:
[Editor's Note: Sky Blue has set up an exclusive 800 number where NextAdvisor.com visitors can speak to a Sky Blue representative to ask questions and order by phone. If you'd rather order by phone than online or just have more questions, please call 1-888-906-3576 anytime Monday through Friday 9 a.m. to 5 p.m. ET.]

Sky Blue does exactly what it promises — it provides basic credit repair at an affordable price. If you are simply looking to get derogatory items removed from your credit report, without many extra features, Sky Blue is the perfect credit repair service for you.

Pricing

Sky Blue's pricing structure is the simplest out of all the credit repair services, offering one plan for everyone. There is an initial payment of $59 to get started, and then you are charged $59/month after. The only additional fee is the cost of your credit report, which you need to pull and forward to Sky Blue yourself. There are no extra fees for additional services or more expensive plans to consider.

Sky Blue also offers a couple's discount. It costs $99 for two people to get started and $99/month afterwards. It's important to note that you don't need to be married in order to take advantage of the couple's discount, but you do need to live together at the same address and sign up at the same time. If you are not happy with the service for any reason, Sky Blue offers a 90-day money back guarantee.


Services

Once you sign up for Sky Blue, you will be prompted to share your credit report. If you don't know how, it will send you instructions to help you. After you send your credit report, Sky Blue will review it and send you a list of items that should be disputed. You can approve or add items, and then Sky Blue will begin the dispute process with the credit bureaus. When disputing those items, Sky Blue will send letters to the three credit bureaus that clearly dispute the negative information in your credit report. Each credit bureau then has 30 days to investigate and authenticate the negative information with the credit companies. If they cannot authenticate the information, it must be removed from your credit report.

Initially, Sky Blue will send you a list of tips on how to improve your credit score in addition to the services that Sky Blue is providing. Sky Blue also offers some of the extras that other credit repair services offer, like debt validation and goodwill letters (letters to your creditors to ask about removing some of the late payment reports from your credit), at no additional cost.

Reliability

Sky Blue has been in the credit repair business for over 20 years, longer than any other credit repair service that we reviewed. It has an "A+" rating from the Better Business Bureau and are accredited with the organization. This combined with the 90-day guarantee makes Sky Blue one of the more trusted credit repair services.


Customer Service

Sky Blue offers excellent customer service and its representatives are friendly, knowledgable and quick to respond. You can reach its support team by phone, from 9 a.m. to 5 p.m. EST Monday through Friday, or via email. We were pleasantly surprised that our emails were answered within 2 minutes of sending. The phone representative was very friendly, helpful and best of all, we didn't feel pressured to sign up for the service.


Conclusion

Sky Blue is an affordable, streamlined credit repair service designed for those that are just looking to contest errors or misinformation on their credit report. It also has a great deal for couples and an unbeatable guarantee policy, as well as unmatched customer service.

Sign up for Sky Blue | Compare to Other Credit Repair Services

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Service Details

Price:$59/month
Initial Fees:$59, plus the cost of your credit report
BBB Rating:A+
Site Usability:The site is very easy to use and understand.
Guarantee:Yes; 90-day money back guarantee
Customer Service:Phone and email

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