U.S. Bank Business Leverage Visa Signature® Card Review

Our Detailed Review of This Card

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Want a card that earns rewards based on your business' needs? Look no further than the U.S. Bank Business Leverage Visa Signature® Card.

The most exciting feature of the U.S. Bank Business Leverage Visa Signature® Card is its rewards category flexibility. Every month, you'll earn an uncapped 2X points per $1 spent on purchases in whichever two categories you spend the most on. You won't need to pick specific categories, sign up or focus on preset categories. Instead, the rewards will automatically adapt to match your business needs. On top of that, you'll earn 1X point per $1 spent on all other purchases. Redeem your rewards for travel, cash back, gift cards or merchandise.

The U.S. Bank Business Leverage Visa Signature® Card also offers an intro bonus rewards rate. In your first 365 days with the card, you'll earn an additional 1X point per $1 spent on purchases, up to a maximum of 100,000 points. There's even an opportunity to earn rewards for receiving payments from your customers (up to a monthly cap of $240) through Encore Relationship Rewards. This does, however, require that you apply for a payment solutions account (which is free) and register for Encore Relationship Rewards (also free).

Finally, the U.S. Bank Business Leverage Visa Signature® Card's annual fee is waived for the first year (then it's $95), employee cards are free and it comes with a variety of additional perks. For example, you'll enjoy 24/7 U.S. based customer service, 24/7 fraud monitoring, security alerts and a host of Visa card benefits.

Fees and APR

  • Annual Fee: $95*, waived for the first year
  • Purchase APR: 18.49% (Variable)
  • Balance Transfer APR: 18.49% (Variable)
  • Balance Transfer Fee: 3%
  • *Additional details can be found on the U.S. Bank landing page.


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Disclaimer: This content is not provided or commissioned by the credit card issuer. Opinions expressed here are author's alone, not those of the credit card issuer, and have not been reviewed, approved or otherwise endorsed by the credit card issuer. This site may be compensated through the credit card issuer Affiliate Program.

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