U.S. Bank Business Platinum Review

Our Detailed Review of This Card

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U.S. Bank Business Platinum is a great card for anyone interested in a low ongoing APR (starting at 11.99%!). Plus, it offers a 0% intro APR for purchases and balance transfers for 12 months (with a 3% balance transfer fee). For those carrying a high balance on another credit card, it might make sense to move that balance to this card and save some money.

Business owners will also enjoy free employee cards, card control features and extra security features. You'll be able to set controls on when, where and how your employees can use the card and get an overall view of account spending by using U.S. Bank's free online tools. If your card is ever lost or stolen, you'll rest easier knowing that you have zero liability for fraudulent transactions. Finally, U.S. Bank Business Platinum has no annual fee and features 24/7 customer support from a team of small business specialists.

Fees and APR

  • Annual Fee: $0*
  • Purchase APR: 0%* for 12 billing cycles on purchases*, then 11.99%-19.99%* (Variable)
  • Balance Transfer APR: 0%* intro on BTs for 12 billing cycles on balance transfers*, then 11.99%-19.99%* (Variable)
  • Balance Transfer Fee: 3%
  • *Additional details can be found on the U.S. Bank landing page.


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Disclaimer: This content is not provided or commissioned by the credit card issuer. Opinions expressed here are author's alone, not those of the credit card issuer, and have not been reviewed, approved or otherwise endorsed by the credit card issuer. This site may be compensated through the credit card issuer Affiliate Program.

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