Travel Rewards
Program Analysis

Pick the right card for you using our travel rewards program analysis

NextAdvisor's

Best Travel Credit Cards

If you're someone who travels often, a travel rewards card makes sense, as it will give you the biggest bang for your hard-earned buck. That's because these cards earn miles or points that can be redeemed for flights, hotel stays and more. In addition to high earning rates of 2% or more on everything you spend, many cards are offering some incredible intro bonuses right now worth $400 or more. Below are the best travel credit cards that we've reviewed, and clicking "Apply Now" will connect you with any of our partners. Since figuring out how much your travel credit card's points or miles are worth can be difficult, we performed an in-depth Travel Rewards Program Analysis so you don't have to. Also, check out our list of the best travel credit cards we've reviewed below.

Updated 04-26-2018

Travel Credit Cards Comparison Chart

Name & CardPurchase APRTravel RewardsAnnual FeeCredit Needed:
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Our Rating & Bottom Line
Our editors thoroughly research all the credit card offers we review, comparing interest rates, features, rewards programs, annual fees, late fees and other features. After weighing the information the editors give an overall star rating for each card. After our initial evaluation, we continue to monitor the credit cards and update our reviews as situations change. The ratings are the expert opinion of our editors, and not influenced by any remuneration this site may receive from card issuers. Not all products from all issuers have been evaluated.
Capital One® Venture® Rewards Credit Card
14.49% - 24.49% (Variable)50,000 bonus miles once you spend $3,000 on purchases within 3 months from account opening; unlimited 10x miles on hotels booked at Hotels.com/venture; unlimited 2x miles on all other purchases $0 intro for first year; $95 after thatExcellent, Good
Our Rating:
Travel Card Analysis winner with a value of $2.40 per $100 spent and easy rewards redemption, earn 10x miles at Hotels.com/venture, 50,000 intro bonus miles (equivalent to $500 in travel)
Chase Sapphire Preferred® Card
17.49% - 24.49% variable50,000 bonus points after spending $4,000 in first 3 months, 2 points per $1 spent on travel and dining, 1 point per $1 spent on everything else$0 for First Year, then $95Excellent
Our Rating:
Flexible travel card with unlimited 2x points on travel and dining; 50K bonus points opportunity; 1:1 point transfer to other reward programs
Capital One® VentureOne® Rewards Credit Card
0% intro on purchases for 12 months, then 13.49% - 23.49% (Variable)20,000 miles (equal to $200 in travel) once you spend $1,000 on purchases within 3 months from account opening; unlimited 10x miles on hotels booked at Hotels.com/venture, unlimited 1.5x miles on all other purchases$0Excellent, Good
Our Rating:
Unlimited travel rewards combined with 0% introductory APR and no annual fee makes this a solid choice; Earn 10x points at at Hotels.com/venture, 20,000 point bonus opportunity
Bank of America® Premium Rewards® Credit Card
17.49% - 24.49% Variable APR on purchasesEarn 2 points for every $1 spent on travel and dining purchases, 1.5 points per $1 spent on all other purchases; 50,000 bonus points- a $500 value – after you make at least $3,000 in purchases in the first 90 days of account opening. $95.00Excellent/Good
Our Rating:
50,000 bonus point opportunity - worth $500 in statement credit; $100 annual travel statement credit opportunity; Earn points for travel & dining out while enjoying card perks
Name & CardPurchase APRTravel RewardsAnnual FeeCredit Needed:
Don't know your credit rating? Find out what your credit score means or get a free credit score and explanation with our top-reviewed credit monitoring services.
Our Rating & Bottom Line
Our editors thoroughly research all the credit card offers we review, comparing interest rates, features, rewards programs, annual fees, late fees and other features. After weighing the information the editors give an overall star rating for each card. After our initial evaluation, we continue to monitor the credit cards and update our reviews as situations change. The ratings are the expert opinion of our editors, and not influenced by any remuneration this site may receive from card issuers. Not all products from all issuers have been evaluated.
Discover it® Miles
0% for first 14 months, then 13.49% - 24.49% VariableYour miles are matched at end of first year, 1.5 miles per $1 spent on all purchases$0Excellent, Good, Average
Our Rating:
Great overall travel rewards card; Your miles are matched at end of first year
Barclays Arrival® Premier World Elite Mastercard®
17.49%, 21.49% or 24.49% VariableEarn 2 miles per dollar spent on all purchases; Earn 25,000 loyalty bonus miles by spending $25,000 each cardmembership year$150Excellent
Our Rating:
Good travel card with flexible reward usage & extra card perks; opportunity to earn bonus miles every year you have the card; no blackout dates or restrictions
Bank of America® Travel Rewards Credit Card
0% Introductory APR on purchases for 12 billing cycles, then 16.49% - 24.49% Variable APR on purchasesEarn 1.5 points per $1 spent on all purchases; 20,000 online bonus points if you make at least $1,000 in purchases in the first 90 days of account opening - that can be a $200 statement credit toward travel purchases$0.00Excellent/Good
Our Rating:
Strong value of 1.5 points for every $1 in purchases plus an Introductory APR offer; 20,000 bonus points offer; no foreign transaction fees
Citi ThankYou® Premier Card
15.99% - 24.99%* (Variable)50,000 bonus points after you spend $4,000 in purchases within the first 3 months of account opening*; Earn 3 points per $1 spent on travel (including gas), 2 points per $1 on restaurants & entertainment, 1 point per $1 on everything else$95, waived for first 12 months*Excellent
Our Rating:
50,000 point bonus opportunity, Earn rewards to spend on cash, travel and more.
Name & CardPurchase APRTravel RewardsAnnual FeeCredit Needed:
Don't know your credit rating? Find out what your credit score means or get a free credit score and explanation with our top-reviewed credit monitoring services.
Our Rating & Bottom Line
Our editors thoroughly research all the credit card offers we review, comparing interest rates, features, rewards programs, annual fees, late fees and other features. After weighing the information the editors give an overall star rating for each card. After our initial evaluation, we continue to monitor the credit cards and update our reviews as situations change. The ratings are the expert opinion of our editors, and not influenced by any remuneration this site may receive from card issuers. Not all products from all issuers have been evaluated.
The Hyatt Credit Card
17.49% - 24.49% variable40,000 bonus points after spending $2,000 in first 3 mos; 3 points for every $1 spent at Hyatt locations; 2 points per $1 spent at restaurants, on airline tickets and at at car rental agencies; 1 point per $1 spent on all other purchases$75Good
Our Rating:
Good for travelers who prefer staying at Hyatt; 40,000 point bonus opportunity
Chase Sapphire Reserve®
17.49% - 24.49% variable50,000 bonus points after spending $4,000 in first 3 months, 3 points per $1 spent on travel and dining, 1 point per $1 spent on everything else$450Excellent
Our Rating:
Earn unlimited 3x points on travel and dining; 50K bonus point opportunity; 1:1 point transfer to other reward programs
Southwest Rapid Rewards® Plus Credit Card
17.49% - 24.49% variableEarn 40,000 points after you spend $1,000 on purchases in the first 3 months your account is open'; 2 points per $1 spent on all Southwest Airlines and participating hotel & car rental partners; 1 point per $1 on all other purchase$69Excellent
Our Rating:
A great option for those who like to travel on Southwest Airlines and earn unlimited points, Earn 40,000 points after spending $1K in first 3 months
Hilton Honors Ascend Card from American Express
17.24%-26.24% Variable
Additional Rates & Fees
Additional Rates & Fees
  • Balance Transfer APR: 17.24%-26.24% Variable, based on creditworthiness.
  • Balance Transfer Fee: Either $5 or 3% of the amount of each transfer, whichever is greater.
  • Foreign Transaction Fee: None
  • Late Payment Fee: Up to $38.
  • Cash Advance Fee: Either $5 or 3% of the amount of each cash advance, whichever is greater.
  • APR for Cash Advances: 26.74% Variable
  • Penalty APR: 29.99% Variable
  • Returned Payment Fee: Up to $38
75,000 bonus miles after spending $2,000 in first 3 mos; earn 12 points per $1 spent at participating hotels, 6 points per $1 spent at U.S. supermarkets, restaurants and gas stations, 3 points per $1 spent on all other purchases. Terms apply. $95Good, Excellent
Our Rating:
Great card for travelers who stay at Hilton hotels, up to 100K bonus point opportunity, includes bonus points for non-travel purchases. Terms apply.
Name & CardPurchase APRTravel RewardsAnnual FeeCredit Needed:
Don't know your credit rating? Find out what your credit score means or get a free credit score and explanation with our top-reviewed credit monitoring services.
Our Rating & Bottom Line
Our editors thoroughly research all the credit card offers we review, comparing interest rates, features, rewards programs, annual fees, late fees and other features. After weighing the information the editors give an overall star rating for each card. After our initial evaluation, we continue to monitor the credit cards and update our reviews as situations change. The ratings are the expert opinion of our editors, and not influenced by any remuneration this site may receive from card issuers. Not all products from all issuers have been evaluated.
United MileagePlus® Explorer Card
17.49% - 24.49% variableEarn 40,000 bonus miles after you spend $2,000 on purchases in the first 3 months your account is open. Earn 2 miles per $1 spent on tickets purchased from United, and 1 mile per $1 spent on all other purchases$0 for First Year, then $95Good
Our Rating:
Good choice for United flyers who want to earn free flights with great perks
Citi® / AAdvantage® Executive World Elite™ Mastercard®
17.24% - 25.24%* (Variable)50,000 bonus miles after spending $5K within first 3 mos, earn 2 miles per $1 spent on American Airlines flights and 1 mile for each $1 spent on all other purchases$450Excellent
Our Rating:
Premium travel card for those who like flying American Airlines; includes perks like Admiral's Club membership and statement credits for TSA precheck
Citi® / AAdvantage® Platinum Select® World Elite™ Mastercard®
17.49% - 25.49%* (Variable)Earn 50,000 American Airlines AAdvantage® bonus miles after making $2,500 in purchases within the first 3 months of account opening*; earn 2 miles per $1 spent on American Airlines flights and 1 mile for each $1 spent on all other purchases$95, waived for first 12 months*Excellent, Good
Our Rating:
Best for those who like to fly American Airlines, with perks like priority boarding and first checked bag free; 50,000 bonus miles opportunity
Alaska Airlines Visa Signature® Credit Card
16.49% - 24.49% Variable3 miles per $1 spent on Alaska Airlines and Virgin America tickets; 30,000 bonus miles after spending at least $1,000 in purchases in first 90 days$75Excellent/Good
Our Rating:
Good for Alaska Airlines and Virgin America patrons; 30,000 bonus miles offer; no foreign transaction fees
Name & CardPurchase APRTravel RewardsAnnual FeeCredit Needed:
Don't know your credit rating? Find out what your credit score means or get a free credit score and explanation with our top-reviewed credit monitoring services.
Our Rating & Bottom Line
Our editors thoroughly research all the credit card offers we review, comparing interest rates, features, rewards programs, annual fees, late fees and other features. After weighing the information the editors give an overall star rating for each card. After our initial evaluation, we continue to monitor the credit cards and update our reviews as situations change. The ratings are the expert opinion of our editors, and not influenced by any remuneration this site may receive from card issuers. Not all products from all issuers have been evaluated.
IHG® Rewards Club Premier Credit Card
17.49% - 24.49% variable80,000 bonus points after spending $2,000 in first 3 mos; 5 points for every $1 spent at IHG hotels; 2 points per $1 spent at gas stations, grocery stores & restaurants; 1 point per $1 spent on all other purchases$89Good/Excellent
Our Rating:
IHG hotel lovers will earn free nights with this card; 80,000 bonus point opportunity
Jet Blue Card
17.49%, 21.49%, or 26.49% variable10,000 bonus points after spending $1K in first 90 days, 3 points per $1 spent on Jetblue, 2 points per $1 at restaurants & grocery stores, 1 point per $1 on all other purchases$0Excellent
Our Rating:
Good for loyal JetBlue flyers, no blackout dates or restrictions
United℠ TravelBank Card
17.49% - 24.49% variable$150 in TravelBank cash after spending $1,000 in first 3 months, 2% TravelBank cash per $1 spent on United airline tickets, 1.5% per $1 spent on all other purchases$0Excellent
Our Rating:
Best for those who fly United and want to earn free United flights; $150 worth of United flights after spending $1K in first 3 months.
Gold Delta SkyMiles® Credit Card from American Express
17.24%-26.24% Variable
Additional Rates & Fees
Additional Rates & Fees
  • Balance Transfer APR: 17.24%-26.24% Variable, based on creditworthiness.
  • Balance Transfer Fee: Either $5 or 3% of the amount of each transfer, whichever is greater.
  • Foreign Transaction Fee: None
  • Late Payment Fee: Up to $38.
  • Cash Advance Fee: Either $5 or 3% of the amount of each cash advance, whichever is greater.
  • APR for Cash Advances: 26.74% Variable
  • Penalty APR: 29.99% Variable
  • Returned Payment Fee: Up to $38
30,000 Bonus Miles after spending $1,000 in purchases in the first 3 months and a $50 statement credit after making a Delta purchase in the first 3 months with your new Card. 2 miles per $1 spent on Delta flights, 1 mile per $1 on eligible purchases. Terms apply.$0 introductory annual fee for the first year, then $95.Good, Excellent
Our Rating:
Best for those who want to earn free Delta flights and upgrades; bonus opportunity worth 30,000 points. Terms apply.
Name & CardPurchase APRTravel RewardsAnnual FeeCredit Needed:
Don't know your credit rating? Find out what your credit score means or get a free credit score and explanation with our top-reviewed credit monitoring services.
Our Rating & Bottom Line
Our editors thoroughly research all the credit card offers we review, comparing interest rates, features, rewards programs, annual fees, late fees and other features. After weighing the information the editors give an overall star rating for each card. After our initial evaluation, we continue to monitor the credit cards and update our reviews as situations change. The ratings are the expert opinion of our editors, and not influenced by any remuneration this site may receive from card issuers. Not all products from all issuers have been evaluated.
Blue Delta SkyMiles® Credit Card from American Express
17.24%-26.24% Variable
Additional Rates & Fees
Additional Rates & Fees
  • Balance Transfer APR: 17.24%-26.24% Variable, based on creditworthiness.
  • Balance Transfer Fee: Either $5 or 3% of the amount of each transfer, whichever is greater.
  • Foreign Transaction Fee: 2.7% of each transaction after conversion to US dollars.
  • Late Payment Fee: Up to $38.
  • Cash Advance Fee: Either $5 or 3% of the amount of each cash advance, whichever is greater.
  • APR for Cash Advances: 26.74% Variable
  • Penalty APR: 29.99% Variable
  • Returned Payment Fee: Up to $38
10,000 bonus miles after spending $500 in first 3 months; 2 miles per $1 spent at U.S. restaurants and on Delta flights, 1 mile per $1 on eligible purchases. Terms apply.$0Good, Excellent
Our Rating:
Best for those who want to earn free Delta flights and upgrades; 10,000 bonus mile opportunity. Terms apply.
Marriott Rewards® Premier Credit Card
17.49% - 24.49% variableEarn 75,000 Points after spending $3,000 on purchases in your first 3 months from account opening; 5 points for every $1 spent at Marriott locations; 2 points for every $1 spent on qualifying airline, dining, and rental car purchases; 1 point per $1 spent on all other purchases$85Good
Our Rating:
Great for Marriott regulars who want to earn 5 points for each $1 spent at Marriott; Earn 75,000 Points after spending $3,000 on purchases in your first 3 months from account opening
U.S. Bank Flexperks® Gold American Express® Card
15.24% - 25.24% (Variable)3 points per $1 spent at restaurants, 2 points per $1 spent at gas stations and airlines, 1 point per $1 spent on all other purchases$85*Excellent
Our Rating:
Good travel rewards card for those who want to earn rewards for airline travel and cash back credits.
Amtrak Guest Rewards® World Mastercard®
14.49% - 24.49% VariableEarn 3 points per $1 spent with Amtrak, 2 points per $1 on other qualifying travel purchases, 1 point per $1 on all other purchases; 20,000 bonus points after spending at least $1,000 in purchases in first 90 days$79Excellent/Good
Our Rating:
Good for those who frequently travel on Amtrak; no foreign transaction fees
Name & CardPurchase APRTravel RewardsAnnual FeeCredit Needed:
Don't know your credit rating? Find out what your credit score means or get a free credit score and explanation with our top-reviewed credit monitoring services.
Our Rating & Bottom Line
Our editors thoroughly research all the credit card offers we review, comparing interest rates, features, rewards programs, annual fees, late fees and other features. After weighing the information the editors give an overall star rating for each card. After our initial evaluation, we continue to monitor the credit cards and update our reviews as situations change. The ratings are the expert opinion of our editors, and not influenced by any remuneration this site may receive from card issuers. Not all products from all issuers have been evaluated.
Premier Rewards Gold Card from American Express
N/A
Additional Rates & Fees
Additional Rates & Fees
  • Foreign Transaction Fee: None
  • Late Payment Fee: Up to $38.
  • APR for Cash Advances: N/A
  • Penalty APR: N/A
  • Returned Payment Fee: Up to $38
3 points per $1 spent on flights booked directly with airlines; 2 points per $1 spent at US gas stations, US restaurants & US supermarkets; 1 point per $1 spent on eligible purchases. Terms apply.Introductory annual fee of $0 for the first year, then $195.Good, Excellent
Our Rating:
High annual fee but includes unique Gold card benefits; 25,000 bonus point opportunity. Terms apply.
The Platinum Card® from American Express
N/A
Additional Rates & Fees
Additional Rates & Fees
  • Foreign Transaction Fee: None
  • Late Payment Fee: Up to $38.
  • Returned Payment Fee: Up to $38
60,000 bonus points after spending $5,000 in first 3 months; 5 points per $1 for booking travel with amextravel.com; 1 point per $1 spent on eligible purchases. Terms apply.$550Good, Excellent
Our Rating:
A charge card with many travel benefits and exclusive privileges, somewhat pricey. Terms apply.
Expedia®+ Card from Citi
16.49% - 24.49%* (Variable)3 points per $1 spent on eligible Expedia purchases; 1 point per $1 on other purchases$0*Excellent
Our Rating:
Best for those who book their travel through Expedia
Expedia®+ Voyager Card from Citi
15.49% - 23.49%* (Variable)4 points per $1 spent on eligible Expedia purchases; 2 points per $1 spent on dining out and entertainment; 1 point per $1 on other purchases$95*Excellent
Our Rating:
Best for those who book their travel through Expedia
Name & CardPurchase APRTravel RewardsAnnual FeeCredit Needed:
Don't know your credit rating? Find out what your credit score means or get a free credit score and explanation with our top-reviewed credit monitoring services.
Our Rating & Bottom Line
Our editors thoroughly research all the credit card offers we review, comparing interest rates, features, rewards programs, annual fees, late fees and other features. After weighing the information the editors give an overall star rating for each card. After our initial evaluation, we continue to monitor the credit cards and update our reviews as situations change. The ratings are the expert opinion of our editors, and not influenced by any remuneration this site may receive from card issuers. Not all products from all issuers have been evaluated.
The Hawaiian Airlines® World Elite Mastercard®
17.49%, 21.49% or 26.49% Variable2 miles per $1 spent on Hawaiian Airlines purchases; 1 mile per $1 on all other purchases$89/yrExcellent
Our Rating:
If you travel Hawaiian Airlines frequently this card is for you; 35,000 bonus miles; no foreign transaction fees
Club CarlsonSM Premier Rewards Visa Signature® Card
15.24% to 24.24% Variable50,000 bonus miles after first purchase, 10 points per $1 spent at participating Carlson Rezidor hotels, 5 points per $1 spent on all other eligible purchases$75Excellent
Our Rating:
If you like to stay at Radisson and other hotels in this group, it's a smart pick. 85,000 bonus point opportunity.
British Airways Visa Signature® Card
17.49% - 24.49% variable75,000 bonus mile opportunity, Earn 3 Avios for every $1 spent on British Airways purchases and 1 Avios for every $1 spent on all other purchases. $95Good
Our Rating:
Good pick for frequent British Airways flyers who want to earn rewards and flights
The Frontier Airlines World Mastercard®
17.49% or 26.49% variable2 miles per $1 spent on FlyFrontier.com purchases; 1 mile per $1 on all other purchases$0Excellent
Our Rating:
Good for frequent Frontier flyers; 0% APR on balance transfers for 15 months
Name & CardPurchase APRTravel RewardsAnnual FeeCredit Needed:
Don't know your credit rating? Find out what your credit score means or get a free credit score and explanation with our top-reviewed credit monitoring services.
Our Rating & Bottom Line
Our editors thoroughly research all the credit card offers we review, comparing interest rates, features, rewards programs, annual fees, late fees and other features. After weighing the information the editors give an overall star rating for each card. After our initial evaluation, we continue to monitor the credit cards and update our reviews as situations change. The ratings are the expert opinion of our editors, and not influenced by any remuneration this site may receive from card issuers. Not all products from all issuers have been evaluated.
Simmons Rewards Visa® Signature
11.75% Variable1.25 points per $1 spent on all purchases$0Excellent
Our Rating:
Combines very low ongoing APR and no balance transfer fees with rewards program

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