Rewards Credit Cards

Credit card issuers are offering incredible rewards to win your business. Whether you want to earn cash back rewards that can be redeemed for statement credit or you want to get points or miles to redeem for gift cards or flights, there are some great options to choose from. Below is a list of rewards credit cards that you should consider. If you spot one that works for your spending habits, click "Apply Now" to connect with any of our partners.

Updated 04-17-2019

Rewards Credit Cards Comparison Chart

Name & CardPurchase APRRewardsAnnual FeeCredit Needed:
Don't know your credit rating? Find out what your credit score means or get a free credit score and explanation with our top-reviewed credit monitoring services.
Bottom Line
Our editors thoroughly research all the credit card offers we review, comparing interest rates, features, rewards programs, annual fees, late fees and other features. After our initial evaluation, we continue to monitor the credit cards and update our reviews as situations change. The reviews are the expert opinion of our editors, and not influenced by any remuneration this site may receive from card issuers. Not all products from all issuers have been evaluated.
Discover it® Cash Back
0% for 14 months, then 14.24% - 25.24% VariableMatches your cash back at end of 1st year; 5% cash back on purchases within select categories up to the quarterly maximum (signup required); 1% on all other purchases$0Excellent, Good, Average 14-month 0% intro APR on purchases & balance transfers; Matches your cash back at end of 1st year
Capital One® Quicksilver® Cash Rewards Credit Card
0% intro on purchases for 15 months, then 16.24% - 26.24% (Variable)$150 cash back after you spend $500 on purchases within 3 months from account opening, 1.5% cash back on all purchases$0Excellent, Good 1.5% cash back on all purchases; 15-month 0% intro APR on purchases & balance transfers; $150 bonus opportunity
Capital One® Venture® Rewards Credit Card
17.99% - 25.24% (Variable)Earn 50,000 bonus miles once you spend $3,000 on purchases within 3 months from account opening; plus, earn an unlimited 10X miles on hotels booked at Hotels.com/Venture and an unlimited 2X miles on all other purchases $0 intro for first year; $95 after thatExcellent, Good Earn 10X miles at Hotels.com/Venture; plus, enjoy a 50,000 intro bonus miles opportunity (equivalent to $500 in travel)
Capital One® SavorOne℠ Cash Rewards Credit Card
0% intro on purchases for 15 months, then 16.24% - 26.24% (Variable).Earn 3% back on dining out and entertainment, 2% back at grocery stores, and 1% back on all other purchases; $150 cash back after you spend $500 on purchases within 3 months from account opening$0Excellent, Good Good pick if you dine out and shop at grocery stores frequently; $150 bonus opportunity; 15-month 0% intro APR on balance transfers & purchases
Name & CardPurchase APRRewardsAnnual FeeCredit Needed:
Don't know your credit rating? Find out what your credit score means or get a free credit score and explanation with our top-reviewed credit monitoring services.
Bottom Line
Our editors thoroughly research all the credit card offers we review, comparing interest rates, features, rewards programs, annual fees, late fees and other features. After our initial evaluation, we continue to monitor the credit cards and update our reviews as situations change. The reviews are the expert opinion of our editors, and not influenced by any remuneration this site may receive from card issuers. Not all products from all issuers have been evaluated.
Citi Rewards+ Card
0% intro APR on Purchases for 12 months, then 15.74% - 25.74% (Variable)Earn 15,000 bonus points after spending $1,000 on purchases within 3 months of account opening; pay 0% intro APR for 12 months on purchases and balance transfers; earn 2X points at supermarkets and gas stations for the first $6,000 per year and then 1X points thereafter. Plus, earn 1X points on all other purchases. $0Excellent, Good 15,000-point bonus opportunity; 12-month 0% intro APR on balance transfers and purchases; Earn 2X points at supermarkets and gas stations — plus, points automatically round up to the nearest 10 on every purchase.
Wells Fargo Cash Wise Visa® Card
0% intro APR for 12 months, then 16.24%-28.24% (variable)Earn $200 bonus after spending $1,000 on purchases in the first 3 months; earn unlimited 1.5% cash back on purchases$0 Excellent / Good $200 bonus opportunity; earn 1.5% cash back; 0% intro APR for 12 months on purchases and balance transfers
Chase Freedom Unlimited®
0% Intro APR on Purchases for 15 months, then 17.24% - 25.99% variableEarn 3% cash back on all purchases in your first year up to $20,000 spent. After that earn unlimited 1.5% cash back on all purchases.$0Good Intro 3% cash back offer; after that, earn an unlimited 1.5% cash back on all purchases; 0% Intro APR on Purchases and balance transfers for 15 months
Bank of America® Premium Rewards® credit card
18.24% - 25.24% Variable APR on purchasesEarn 2 points for every $1 spent on travel and dining purchases, 1.5 points per $1 spent on all other purchases; 50,000 bonus points – a $500 value – after you make at least $3,000 in purchases in the first 90 days of account opening $95Excellent/Good 50,000 bonus point opportunity — worth $500 in statement credit; $100 annual travel statement credit opportunity; Earn points for travel & dining out while enjoying card perks
Name & CardPurchase APRRewardsAnnual FeeCredit Needed:
Don't know your credit rating? Find out what your credit score means or get a free credit score and explanation with our top-reviewed credit monitoring services.
Bottom Line
Our editors thoroughly research all the credit card offers we review, comparing interest rates, features, rewards programs, annual fees, late fees and other features. After our initial evaluation, we continue to monitor the credit cards and update our reviews as situations change. The reviews are the expert opinion of our editors, and not influenced by any remuneration this site may receive from card issuers. Not all products from all issuers have been evaluated.
Citi® Double Cash Card
15.74% - 25.74%* (Variable)Earn 2% cash back on all purchases (1% when you make a purchase, plus another 1% when you pay for the purchase) $0*Excellent, Good Earn 2% cash back on all purchases, the highest standard cash back rate of all the cards we review; 18-month 0% intro APR on balance transfers*
Capital One® VentureOne® Rewards Credit Card
0% intro on purchases for 12 months, then 14.24% - 24.24% (Variable)20,000 miles (equal to $200 in travel) once you spend $1,000 on purchases within 3 months from account opening; unlimited 10X miles on hotels booked at Hotels.com/Venture, unlimited 1.25X miles on all other purchases$0Excellent, Good Unlimited travel rewards combined with 0% introductory APR and no annual fee makes this a solid choice; Earn 10X miles at at Hotels.com/Venture, 20,000-mile bonus opportunity
Capital One® Savor® Cash Rewards Credit Card
16.74% - 25.74% (Variable).Earn an unlimited 4% back on dining out and entertainment, 2% back at grocery stores, and 1% back on all other purchases; $500 cash back after you spend $3000 on purchases within 3 months from account opening$0 intro for first year; $95 after thatExcellent, Good Huge $500 bonus opportunity; An unlimited 4% on dining out and entertainment as well as 2% cash back at grocery stores
Bank of America® Cash Rewards credit card
0% Introductory APR on purchases for 12 billing cycles, then 16.24% - 26.24% Variable APR on purchases$200 online cash rewards bonus offer; Earn 3% on the category of your choice (there are 6 to choose from), 2% back at wholesale clubs & grocery stores (up to $2,500 your choice category/wholesale club/grocery store quarterly purchases), 1% back on other purchases$0Excellent/Good $200 online bonus after you make at least $1,000 in purchases in the first 90 days of account opening; 3% on the category of your choice (there are 6 to choose from), 2% at wholesale clubs and grocery stores; introductory 0% APR offer for 12 billing cycles
Name & CardPurchase APRRewardsAnnual FeeCredit Needed:
Don't know your credit rating? Find out what your credit score means or get a free credit score and explanation with our top-reviewed credit monitoring services.
Bottom Line
Our editors thoroughly research all the credit card offers we review, comparing interest rates, features, rewards programs, annual fees, late fees and other features. After our initial evaluation, we continue to monitor the credit cards and update our reviews as situations change. The reviews are the expert opinion of our editors, and not influenced by any remuneration this site may receive from card issuers. Not all products from all issuers have been evaluated.
Bank of America® Travel Rewards credit card - 25,000 Bonus Points Offer
0% Introductory APR on purchases for 12 billing cycles, then 17.24% - 25.24% Variable APR on purchasesEarn 1.5 points per $1 spent on all purchases; 25,000 online bonus points if you make at least $1,000 in purchases in the first 90 days of account opening — that can be a $250 statement credit toward travel purchases$0Excellent/Good Strong value of 1.5 points for every $1 in purchases plus a 0% introductory APR offer; 25,000 bonus points offer; no foreign transaction fees

Disclaimer: This content is not provided or commissioned by the credit card issuers. Opinions expressed here are author's alone, not those of the credit card issuers, and have not been reviewed, approved or otherwise endorsed by the credit card issuers. This site may be compensated through the affiliate program of the credit card issuers.

*See credit card application page for additional details.


About Us Blog Contact Us Terms & Privacy Policy

Advertiser Disclosure: NextAdvisor is a consumer information site that offers free reviews and ratings of online services. Many of the companies whose services we review provide us compensation when someone who clicks from our site becomes their customer. This is how we make money to support our site. The results of our analyses, calculators, reviews and ratings are based on objective quantitative and qualitative evaluation of all the cards on our site and are not affected by any compensation NextAdvisor may receive. Compensation may impact which products we review and write about and where those products appear. We do not review all products in a given category. All opinions expressed on this site are our own.