HSBC Cash Rewards Mastercard® credit card HSBC Cash Rewards Mastercard<sup>®</sup> credit card
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HSBC Cash Rewards Mastercard® credit card Review

Apply for a HSBC Cash Rewards Mastercard® credit card
Rating:
Bottom Line:
$150 bonus opportunity; 10% anniversary bonus each year; 15-month 0% intro APR on balance transfers

Full Review:
The HSBC Cash Rewards Mastercard® credit card provides the sweet-spot combination of an intro bonus, ongoing cashback rewards and a 0% intro APR on balance transfers. Even better, the card is available to those with just good credit, which is typically thought to be a credit score above 700, and has no annual fee.

To start, HSBC Cash Rewards Mastercard® credit card holders will earn $150 cash back after spending $500 in the first 3 months you have the card. In addition, in the first 6 months you have the card all your card purchases will earn an unlimited 2% cashback for each $1 you spend. After this 6 month period, you'll earn an unlimited 1.5% back on all purchases. On top on that, every year on your anniversary you'll receive an extra 10% bonus on all the cashback you earned that year. So if you earned $500 cash back, you'll get $50 automatically added to your rewards account! That's a pretty big deal and can add up to some significant cashback each year.

In addition to rewards, users will enjoy a 15-month 0% intro APR on balance transfers. This means you can transfer your balances from other high-interest cards over to the HSBC Cash Rewards Mastercard® credit card and save some money by paying no interest for over a year. There is a balance transfer fee of 4%, which is slightly higher than average, but depending upon how much you're transferring and your current interest rate, it could be worthwhile. To see for sure, take a look at our free and easy-to-use Balance Transfer Calculator.

Other card benefits include purchase protection, which protects most card purchases of up to $1,000 against theft or accidental damage for 90 days; extended warranty, which doubles your original warranty for up to one year; and price protection, which can refund the difference if you buy something and then see it advertised for less within 60 days. In addition, travelers will appreciate no foreign transaction fees, roadside assistance (U.S. only), and travel accident insurance.

The HSBC Cash Rewards Mastercard® credit card is a solid fit for anyone looking for a cashback card with no annual fee and a 0% intro APR balance transfers.

Highlights from HSBC
  • Limited Time Offer: Earn unlimited 2% cash rewards on purchases made within 6 months of account opening then 1.5% thereafter.
  • Earn a $150 cash rewards intro bonus after spending $500 in the first 3 months.
  • 10% Anniversary Bonus on all Cash Rewards earned once a year.
  • No Annual Fee.
  • 0% Intro APR for 15 months on balance transfers then a 13.99% 17.99% or 23.99% variable APR.
  • No Foreign Transaction Fees.
  • $0 liability for unauthorized purchases.
  • Terms Apply.

Fees and APR
  • Annual Fee: $0.
  • Purchase APR: Variable APR of 13.99%, 17.99% or 23.99% will be applied.
  • Balance Transfer APR: 0% Introductory APR on balance transfers for the first 15 months from account opening, then Variable APR of 13.99%, 17.99% or 23.99% will apply after the Introductory Period.
  • Balance Transfer Fee: Either $10 or 4%, whichever is greater.
  • Foreign Transaction Fee: None.
  • Terms and Conditions


Apply for a HSBC Cash Rewards Mastercard® credit card

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Card Details

Features:$150 bonus after spending $500 in first 3 months. Earn 2% back on all purchases made in first 6 months, then 1.5% thereafter
Purchase APR:Variable APR of 13.99%, 17.99% or 23.99% will be applied
Balance Transfer APR:0% Introductory APR on balance transfers for the first 15 months from account opening, then Variable APR of 13.99%, 17.99% or 23.99% will apply after the Introductory Period
Annual Fee:$0
Credit Needed:Good, Excellent

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