NHL® Discover it® Card NHL<sup>®</sup> Discover it<sup>®</sup> Card
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NHL® Discover it® Card Review

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Rating:
Bottom Line:
Double your cash back at end of 1st year; 14-month 0% intro APR on purchases & balance transfers.

Full Review:
The NHL® Discover it® Card is a nice choice for hockey lovers who want a personalized team card that earns significant cash rewards and offers a 0% APR on purchases and balance transfers for the first 14 months. It is the sister card to the almost identical Discover it Cashback Match card.

Your cash back rewards begin with 5% cash back (up to the quarterly max - currently $1,500 - then 1% back) in rotating quarterly categories and an unlimited 1% cash back on all other purchases. Although you do need to sign up each quarter to get the 5% back, Discover features automatic emails you can register for that prompt you to sign up. Additionally, users will earn 2x the cash back they've earned in their first year of card ownership. So you'll get double the cash back you earned in the first year - a pretty great bonus. That means if you earn $250 in your first year, Discover will double it to $500.

Plus you get to pick a card that displays the colors and logo of "your" team - proudly showing that you're a team supporter. And you'll also get a free TransUnion FICO® Score on you monthly statement, which can help you keep track of your credit over time. Although Equifax and Experian scores aren't provided, it's nice that the TransUnion score is included as it's at least one data point in your credit history. Those who travel outside the U.S. will appreciate that there are no foreign transaction fees on international purchases.

The Discover Freeze it feature lets users "freeze" their account from their smartphone or computer if their card is misplaced. Freezing your account prevents new purchases, cash advances and balance transfers from happening. This is a convenient feature, particularly in situations where you're not sure where your card is but you're not quite ready to call and have it cancelled.

NHL® Discover it® Card is a great pick for NHL team supporters wishing to combine generous cash back rewards (2x cash back in the first year!) with a 0% intro APR on purchases and balance transfers. It is also a good card for travelers as it has no foreign transaction fees.

Highlights From Discover
  • Choose your favorite team & show your pride - all 31 teams available. Save 10% at Shop.NHL.com and NHL.TV™.
  • You could turn $150 into $300 with Cashback Match™. Get a dollar-for-dollar match of all the cash back you've earned at the end of your first year, automatically.
  • Earn 5% cash back at Amazon.com and Target now through December 2017, on up to $1,500 in purchases when you activate. Plus, 1% cash back on all other purchases.
  • Get 100% U.S. based customer service & get your free Credit Scorecard with your FICO® Credit Score, number of recent inquiries and more.
  • New! Receive FREE Social Security number alerts-Discover will monitor thousands of risky websites when you sign up.
  • No annual fee.
  • Click "APPLY NOW" to see rates, rewards, FICO® Credit Score terms, Cashback Match™ details & other information. ©NHL

Rewards
  • Discover will automatically double all the cash back you've earned at the end of your first year. This offer is only for new cardmembers.
  • Earn 5% cash back in rotating categories each quarter up to the quarterly maximum (currently $1,500) each time you activate.
  • Earn 1% cash back on all other purchases, with no limit on how much you can earn.
  • Get 10% off at Shop.NHL.com and NHL.TV™.

Redeem Rewards
  • Rewards are redeemable in any amount at any time.
  • Deposit into your bank account or credit your Discover card account.
  • Turn your cash rewards into more when you redeem for gift cards or eCertificates from over 100 brand-name Partners.

Fees and APR
  • Annual Fee: $0
  • Foreign Transaction Fee: None.
  • 0% Intro Purchase APR: 0% APR for the first 14 months, then Purchase APR.
  • Purchase APR: 11.99% - 23.99% Variable, depending on creditworthiness.
  • Balance Transfers: 0% Intro APR for 14 months, then Purchase APR. Balance transfer fee is 3% of the amount of each transfer.


Apply for a NHL® Discover it® Card

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Card Details

Features:5% cash back on purchases within select categories up to the quarterly maximum (signup required); 1% on all other purchases
Purchase APR:0% for 14 months, then 11.99% - 23.99% Variable
Balance Transfer APR:0% for 14 months, then 11.99% - 23.99% Variable
Annual Fee:$0
Credit Needed:Excellent, Good, Average

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