Discover it® Student chrome Review

Our Detailed Review of This Card

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The Discover it® Student chrome card will earn you cash back rewards for the purchases you're probably already making, plus there is a 0% intro APR on all purchases for 6 months. You'll enjoy 2% cash back automatically (you don't have to sign up each quarter!) on up to $1,000 in combined purchases at restaurants and gas stations each quarter as well as 1% cash back on all other purchases. In addition you'll receive double the cash back you've earn at the end of your first year. So if you earned $150, Discover will match that with $150 for a total of $300 cash back! Plus the Discover it® Student chrome card rewards you for a high GPA with their Good Grades Rewards: you'll get a $20 statement credit every school year your GPA is 3.0 or higher for up to the next 5 years. And if you like to travel internationally, you'll pay no foreign transaction fees on your purchases. Plus cardholders get free FICO® Score on their monthly statement.


Rewards

  • Discover matches all the cash back you've earned at the end of your first year - automatically. Only for new cardmembers.
  • Good Grades Rewards: $20 statement credit each school year your GPA is 3.0 or higher for up to the next 5 years.
  • 2% cash back on up to $1,000 in combined purchases at restaurants and gas stations every quarter — no sign-ups needed.
  • 1% cash back on all your other purchases.
  • Earn 5% to 20% Cashback Bonus through exclusive online shopping mall.

Redeem Rewards
  • Rewards are redeemable in any amount at any time.
  • Deposit into your bank account or credit your Discover card account.
  • Pay for your Amazon.com purchases with cash back rewards. $1 cash back = $1 at checkout.
  • Turn your cash rewards into more when you redeem via Apple Pay or for gift cards or eCertificates from over 100 brand-name Partners.

Fees and APR
  • Annual Fee: $0.
  • Foreign Transaction Fee: No foreign transaction fee.
  • Purchase APR: 0% intro APR for the first 6 months, then 14.49% - 23.49% Variable, depending on creditworthiness.
  • Balance Transfer APR: 10.99% for 6 months, then 14.49% - 23.49% Variable, depending on creditworthiness.
  • Balance Transfer Fee: 3% of the amount of each transfer.
  • Terms and Conditions


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