United℠ Explorer Card Review

Our Detailed Review of This Card

The United℠ Explorer Card offers unlimited mile accumulation, a big perk for users who like to earn miles for their purchases. And users can put those miles to good use, as our recent Travel Rewards Credit Card Analysis indicated a flight redemption value of $1.24 per $100 spent. This means for every $100 you spend on the card, you'll be able to redeem approximately $1.24 on flights. You can get a good start on those miles with the United℠ Explorer Card's intro bonus opportunity: earn 40,000 bonus miles after you spend $2,000 on purchases in the first 3 months your account is open. Plus, you'll also enjoy other goodies like priority boarding privileges, checking your first bag for free on United flights and no foreign transaction fees.


  • Earn 40,000 bonus miles after you spend $2,000 on purchases in the first 3 months your account is open.
  • Earn 2 miles per $1 spent at restaurants and on hotel stays.
  • Earn 2 miles per $1 spent on purchases from United.
  • Earn 1 mile per $1 spent on all other purchases.

Redeem Rewards
  • Miles can be redeemed for flights, hotel stays, shopping, dining and more.
  • Flight Redemption: The United MileagePlus® program lets users book travel on both United and their Star Alliance partner airlines. You can also use their award points to travel on a myriad of other airlines, including Air China, Air New Zealand and US Airways. The point cost for United flights varies by whether it is a "Saver" or a "Standard." Saver awards are available for a limited number of seats per flight, while Standard awards enable you to fly whenever seats are available for the flight and class of service you want.
  • Hotel Redemption: The MileagePlus® program lets users book free hotel stays at a vast array of hotels. There doesn't seem to be any particular sort of affiliation, and during our research we noticed hotel options ranging from the Hyatt Regency, Four Points by Sheraton and the Westin to the Holiday Inn and Best Western.

Fees and APR
  • Annual Fee: $0 for First Year, then $95.
  • Foreign Transaction Fee: $0
  • Purchase APR: 18.24% - 25.24%, variable.
  • Balance Transfer APR: 18.24% - 25.24%, variable.
  • Balance Transfer Fee: Either $5 or 5% of the amount of each transfer, whichever is greater.

Disclaimer: The information related to United℠ Explorer Card has been collected by NextAdvisor.com and has not been reviewed or provided by the issuer of this card. Opinions expressed here are author's alone, not those of the credit card issuer, and have not been reviewed, approved or otherwise endorsed by the credit card issuer. This site may be compensated through the credit card issuer Affiliate Program.

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