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Best Cash Back Credit Cards

How would you like to earn cash back for everything you buy? Cash back credit cards can make this a reality, as they give you a percentage back in cash for purchases you make with the card. Some earn a flat cash back rate for everything you buy, while others earn up to 6% back for certain types of purchases, like groceries. Plus, most of the best cash back credit cards we review offer intro bonuses of at least $100 for spending a certain amount of money on purchases within the first few months. On top of that, the majority of these cards have a 0% intro APR for a year or longer, which can make them even more attractive. To find a card that is right for you, use our free Personalized Cash Back Calculator or see our list of the best cash back credit cards we've reviewed below.

Updated 10-19-2017

Cash Back Credit Cards Comparison Chart

Name & CardPurchase APRCash BackAnnual FeeCredit Needed
Don't know your credit rating? Find out what your credit score means or get a free credit score and explanation with our top-reviewed credit monitoring services.
Our Rating & Bottom Line
Our editors thoroughly research all the credit card offers we review, comparing interest rates, features, rewards programs, annual fees, late fees and other features. After weighing the information the editors give an overall star rating for each card. After our initial evaluation, we continue to monitor the credit cards and update our reviews as situations change. The ratings are the expert opinion of our editors, and not influenced by any remuneration this site may receive from card issuers. Not all products from all issuers have been evaluated.
Blue Cash Preferred® Card from American Express
0% on Purchases for 12 months, then 13.99%-24.99% Variable
Additional Rates & Fees
Additional Rates & Fees
  • Balance Transfer APR: 0% on Balance Transfers for 12 months, then 13.99%-24.99% Variable, based on creditworthiness.
  • Balance Transfer Fee: Either $5 or 3% of the amount of each transfer, whichever is greater.
  • Foreign Transaction Fee: 2.7% of each transaction after conversion to US dollars.
  • Late Payment Fee: Up to $38
  • Cash Advance Fee: Either $5 or 3% of the amount of each cash advance, whichever is greater.
  • APR for Cash Advances: 26.24% Variable
  • Penalty APR: 29.99% Variable
  • Returned Payment Fee: Up to $38.
Earn 6% cash back at US supermarkets (up to $6K), 3% back on US gas & select US dept stores; 1% back on other purchases. $200 intro bonus after spending $1K in first 3 mos. Terms apply.$95Excellent, Good
Our Rating:
6% cash back at U.S. supermarkets on up to $6K in purchases; $200 intro bonus; Terms apply.
Wells Fargo Cash Wise Visa® Card
0% intro APR for 12 months, then 13.99%-25.99% (variable)Earn $200 bonus after spending $1,000 on purchases in the first 3 months; earn unlimited 1.5% cash back on purchases$0 Excellent / Good
Our Rating:
$200 bonus opportunity; earn 1.5% cash back; 0% intro APR for 12 months on purchases and balance transfers
Blue Cash Everyday® Card from American Express
0% on Purchases for 15 months, then 13.99%-24.99% Variable
Additional Rates & Fees
Additional Rates & Fees
  • Balance Transfer APR: 0% on Balance Transfers for 15 months, then 13.99%-24.99% Variable, based on creditworthiness.
  • Balance Transfer Fee: Either $5 or 3% of the amount of each transfer, whichever is greater.
  • Foreign Transaction Fee: 2.7% of each transaction after conversion to US dollars.
  • Late Payment Fee: Up to $38
  • Cash Advance Fee: Either $5 or 3% of the amount of each cash advance, whichever is greater.
  • APR for Cash Advances: 26.24% Variable
  • Penalty APR: 29.99% Variable
  • Returned Payment Fee: Up to $38.
Earn 3% cash back at US supermarkets (up to $6K), 2% cash back on US gas & select dept stores, 1% cash back on other purchases. $150 bonus after spending $1K in first 3 mos. Terms apply.$0Excellent, Good
Our Rating:
$150 bonus; 15-month 0% intro APR on both balance transfers and purchases; Solid all-around cash back card. Terms apply.
Barclaycard CashForward™ World Mastercard®
0% for 15 months, then 15.99%, 20.99% or 25.99% Variable1.5% cash back on all purchases, $200 bonus after spending $1,000 in first 90 days$0Excellent
Our Rating:
1.5% on all purchases; $200 bonus; unlimited cash back; 15-mo 0% APR on balance transfers and purchases.
Name & CardPurchase APRCash BackAnnual FeeCredit Needed
Don't know your credit rating? Find out what your credit score means or get a free credit score and explanation with our top-reviewed credit monitoring services.
Our Rating & Bottom Line
Our editors thoroughly research all the credit card offers we review, comparing interest rates, features, rewards programs, annual fees, late fees and other features. After weighing the information the editors give an overall star rating for each card. After our initial evaluation, we continue to monitor the credit cards and update our reviews as situations change. The ratings are the expert opinion of our editors, and not influenced by any remuneration this site may receive from card issuers. Not all products from all issuers have been evaluated.
Citi® Double Cash Card
14.49% - 24.49%* (Variable)1% cash back on all purchases plus another 1% cash back as you pay for those purchases, whether you pay in full or over time$0*Excellent, Good
Our Rating:
1% cash back when you buy PLUS 1% back when you pay = 2x cash back on all purchases; the highest standard cashback rate of all cards we review; 18-mo 0% APR on balance transfers
Chase Freedom® - $150 Bonus
0% Intro APR on Purchases for 15 months, then 15.99% - 24.74% variableEarn a $150 Bonus after spending $500 on purchases in your first 3 months from account opening. Earn 5% cash back on up to $1,500 in combined purchases in bonus categories each quarter you activate. Unlimited 1% cash back on all other purchases. $0Good
Our Rating:
Excellent combination of cash back rewards and 0% intro APR; $150 Bonus opportunity
Discover it® - Cashback Match™
0% for 14 months, then 11.99% - 23.99% VariableMatches your cash back at end of 1st year; 5% cash back on purchases within select categories up to the quarterly maximum (signup required); 1% on all other purchases$0Excellent, Good, Average
Our Rating:
Matches your cash back at end of 1st year; 14-month 0% intro APR on purchases & balance transfers.
Chase Freedom Unlimited®
0% Intro APR on Purchases for 15 months, then 15.99% - 24.74% variableEarn a $150 Bonus after you spend $500 on purchases in your first 3 months from account opening, Unlimited 1.5% cash back$0Good
Our Rating:
Unlimited 1.5% cash back; 0% Intro APR on Purchases and balance transfers for 15 months; $150 Bonus opportunity
Name & CardPurchase APRCash BackAnnual FeeCredit Needed
Don't know your credit rating? Find out what your credit score means or get a free credit score and explanation with our top-reviewed credit monitoring services.
Our Rating & Bottom Line
Our editors thoroughly research all the credit card offers we review, comparing interest rates, features, rewards programs, annual fees, late fees and other features. After weighing the information the editors give an overall star rating for each card. After our initial evaluation, we continue to monitor the credit cards and update our reviews as situations change. The ratings are the expert opinion of our editors, and not influenced by any remuneration this site may receive from card issuers. Not all products from all issuers have been evaluated.
Bank of America® Cash Rewards Credit Card
0% Introductory APR on purchases for 12 billing cycles, then 13.99% - 23.99% Variable APR on purchasesEarn 3% cash back on gas, 2% back at wholesale clubs & grocery stores up to $2,500 gas/wholesale club/grocery store quarterly spend, 1% back on other purchases, $150 online bonus after spending at least $500 on purchases in first 90 days.$0.00Excellent/Good
Our Rating:
2% back at wholesale clubs; $150 online cash rewards bonus offer; introductory 0% APR offer for 12 billing cycles
Wells Fargo Propel American Express® Card
0% intro APR for 12 months, then 13.99%-25.99% (variable)Earn 20,000 bonus points (redeemable for $200 cash back) after spending $1K in first 3 months; Earn 3x on gas, 2x at restaurants, and 1x on all other purchases - redeemable for cash back & more$0Excellent / Good
Our Rating:
$200 bonus opportunity; flexible reward redemption options including cash back; 10% ongoing bonus and rewards program makes this an especially good choice for Wells Fargo customers
Susan G. Komen® Credit Card
0% Introductory APR on purchases for 12 billing cycles, then 13.99% - 23.99% Variable APR on purchasesEarn 3% cash back on gas, 2% back at wholesale clubs & grocery stores up to $2,500 gas/wholesale club/grocery store quarterly spend, 1% back on other purchases, $150 online bonus after spending at least $500 on purchases in first 90 days.$0.00Excellent/Good
Our Rating:
2% back at wholesale clubs; $150 online cash rewards bonus offer; cash back rewards card that contributes to breast cancer cause
MLB™ BankAmericard Cash Rewards™ Mastercard®
0% Introductory APR on purchases for 12 billing cycles, then 13.99% - 23.99% Variable APR on purchasesEarn 3% cash back on gas, 2% back at wholesale clubs & grocery stores up to $2,500 gas/wholesale club/grocery store quarterly spend, 1% back on other purchases, $150 online bonus after spending at least $500 on purchases in first 90 days.$0.00Excellent/Good
Our Rating:
2% back at wholesale clubs; $150 online cash rewards bonus offer; Display your favorite MLB colors while earning great cash back rewards; Introductory 0% APR offer for 12 billing cycles
Name & CardPurchase APRCash BackAnnual FeeCredit Needed
Don't know your credit rating? Find out what your credit score means or get a free credit score and explanation with our top-reviewed credit monitoring services.
Our Rating & Bottom Line
Our editors thoroughly research all the credit card offers we review, comparing interest rates, features, rewards programs, annual fees, late fees and other features. After weighing the information the editors give an overall star rating for each card. After our initial evaluation, we continue to monitor the credit cards and update our reviews as situations change. The ratings are the expert opinion of our editors, and not influenced by any remuneration this site may receive from card issuers. Not all products from all issuers have been evaluated.
Capital One® Savor℠ Cash Rewards Credit Card
0% intro on purchases for 9 months, then 15.49% - 24.49% (Variable).Earn 3% back on dining out, 2% back on groceries, and 1% back on all other purchases; $150 cash back after you spend $500 on purchases within 3 months from account opening$0Excellent, Good
Our Rating:
Good pick if you eat out and buy groceries frequently; $150 bonus opportunity
Capital One® Quicksilver® Cash Rewards Credit Card
0% intro on purchases for 9 months, then 13.99% - 23.99% (Variable)$150 cash back after you spend $500 on purchases within 3 months from account opening, 1.5% cash back on all purchases$0Excellent, Good
Our Rating:
1.5% cash back on all purchases; 0% intro APR on purchases & balance transfers; $150 bonus opportunity
NHL® Discover it® Card
0% for 14 months, then 11.99% - 23.99% Variable5% cash back on purchases within select categories up to the quarterly maximum (signup required); 1% on all other purchases$0Excellent, Good, Average
Our Rating:
Double your cash back at end of 1st year; 14-month 0% intro APR on purchases & balance transfers.
Discover it® chrome
0% for 14 months, then 11.99% - 23.99% Variable2% cash back on up to $1,000 quarterly in combined purchases on restaurants & gas; 1% on all other purchases$0Excellent, Good, Average
Our Rating:
Double your cash back at end of 1st year; Cash back rewards without registering quarterly; 14-month 0% intro APR on purchases & balance transfers
Name & CardPurchase APRCash BackAnnual FeeCredit Needed
Don't know your credit rating? Find out what your credit score means or get a free credit score and explanation with our top-reviewed credit monitoring services.
Our Rating & Bottom Line
Our editors thoroughly research all the credit card offers we review, comparing interest rates, features, rewards programs, annual fees, late fees and other features. After weighing the information the editors give an overall star rating for each card. After our initial evaluation, we continue to monitor the credit cards and update our reviews as situations change. The ratings are the expert opinion of our editors, and not influenced by any remuneration this site may receive from card issuers. Not all products from all issuers have been evaluated.
Capital One® QuicksilverOne® Cash Rewards Credit Card
24.99% (Variable)Unlimited 1.5% cash back on all purchases$39Average, Fair, Limited
Our Rating:
Smart pick for those with average credit; 1.5% cash back on all purchases
U.S. Bank Cash+TM Visa Signature® Card
14.99% - 23.99% (Variable)$100 back after spending $500 on purchases in first 90 days; 5% on first $2K in combined purchases each quarter in 2 categories you choose; 2% on 1 category of choice; 1% back on everything else. Plus an extra 0.5% back your first year on all purchases.$0Excellent
Our Rating:
Get cashback on what you want with this flexible card; $100 bonus opportunity; plus a 12-month 0% APR on balance transfers
Journey® Student Rewards from Capital One®
24.99% (Variable)1% cash back on all purchases$0Average, Fair, Limited
Our Rating:
Great choice for students, designed to help build good credit, cash back bonus for paying bill on time

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