Capital One® SavorOne℠ Cash Rewards Credit Card Review

Our Detailed Review of This Card

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If you're in the market for a cash back card that rewards you for dining out and shopping at grocery stores (attention foodies!), the Capital One® SavorOne℠ Cash Rewards Credit Card will fit the bill nicely. That's because this card offers a full suite of perks, and has some very generous rewards as well as a lengthy 0% intro APR.

Kicking things off is a $150 bonus that cardholders can earn after spending $500 on purchases in the first 3 months - that's 30% back on the first $500 you spend! The Capital One® SavorOne℠ Cash Rewards Credit Card's ongoing rewards are also pretty great, as you'll earn an unlimited 3% cash back on dining and entertainment, 2% cash back at grocery stores and 1% cash back on everything else. You can redeem your rewards for cash back via a check, gift card or statement credit. You can also set up automatic redemptions for specific cash back thresholds ($25, $50, $100 or $200), making the rewards redemption process even easier.

In addition, the Capital One® SavorOne℠ Cash Rewards Credit Card offers a lengthy 15-month 0% intro APR on both balance transfers and purchases. There is a balance transfer fee of 3%, but if you're holding balances on other high-interest cards, it could be more than worth it to transfer them over to this card. This 0% intro APR can also give you leeway to make any purchases you like and not worry about paying any interest fees for a full 15 months.

Other bells and whistles Capital One® SavorOne℠ Cash Rewards Credit Card holders can expect include extended warranty protection, price protection on items they buy with the card, roadside assistance, a complimentary concierge service and more. On top of this, you'll pay no annual fee and no foreign transaction fees on purchases made outside of the U.S., a great perk for frequent travelers. The Capital One® SavorOne℠ Cash Rewards Credit Card is available to those with good to excellent credit (usually considered a credit score of 700 or higher).

Overall, the Capital One® SavorOne℠ Cash Rewards Credit Card is a smart pick for anyone with good to excellent credit looking to not only earn cash back for dining out and grocery shopping, but also take advantage of a 15-month 0% intro APR on purchases and balance transfers.


Rewards

  • Earn $150 after spending $500 on purchases within the first 3 months.
  • Earn unlimited 3% cash back on dining and entertaiment, 2% at grocery stores and 1% on all other purchases.
  • Rewards don't expire, and you can redeem your cash back for any amount, anytime.

Redeem Rewards
  • Redeem cash back any time for any amount, even set up automatic redemption.
  • Cash can be redeemed in the form of check, gift card or statement credit.

Fees and APR
  • Annual Fee: $0.
  • Foreign Transaction Fees: None.
  • Purchase APR: 0% intro on purchases for 15 months, then 14.74% - 24.74% (Variable).
  • Balance Transfer APR: 0% intro on balance transfers for 15 months, then 14.74% - 24.74% (Variable)
  • Balance Transfer Fee: 3%.
  • Terms and Conditions


Apply for a Capital One® SavorOne℠ Cash Rewards Credit Card

Disclaimer: This content is not provided or commissioned by the credit card issuer. Opinions expressed here are author's alone, not those of the credit card issuer, and have not been reviewed, approved or otherwise endorsed by the credit card issuer. This site may be compensated through the credit card issuer Affiliate Program.

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