Capital One® Savor® Cash Rewards Credit Card Capital One<sup>®</sup> Savor<sup>®</sup> Cash Rewards Credit Card
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Capital One® Savor® Cash Rewards Credit Card Review

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Rating:
Bottom Line:
An unlimited 4% on dining out and entertainment as well as 2% cash back at grocery stores; Huge $500 bonus opportunity

Full Review:
The Capital One® Savor® Cash Rewards Credit Card is perfect for anyone who wants to earn cash back rewards for dining out, entertainment and buying groceries. There's also a $500 cash back bonus opportunity for those who spend $3,000 on purchases in the first 3 months you have the card - that's the highest bonus of any cash back card we review.

The Capital One® Savor® Cash Rewards Credit Card also offers some great ongoing cash back rewards, as you'll earn an unlimited 4% back on dining and entertainment, 2% at grocery stores and 1% on all other purchases. The 4% cash back on entertainment includes a broad range of categories, such as purchases at movie theaters, tourist attractions, amusement parks, zoos, live theater and commercial sports operations. It doesn't include streaming services, like Netflix or Hulu, but such purchases will still earn the standard 1% back. The 2% back for groceries is unlimited, offering some nice earning potential, as most cards cap grocery rewards after a cardholder spends a certain amount in a year. To see the rewards you could earn with this card, check out our Cash Back Credit Card Calculator, which will show you the cash back you'll earn based on your monthly purchases.

Additionally, there are no foreign transaction fees when making a purchase outside of the United States, something that can save you a bunch of money since these fees are usually 3% of any purchase made overseas. You'll also enjoy card perks like extended warranty, which automatically doubles the original warranty period on purchases made with the card, car rental insurance, which covers you for physical damage and theft of the rented vehicle, and price protection, which can reimburse the price difference on an item if a lower price is found within 120 days of purchase. The card does have a $95 annual fee, but it's waived the first year, allowing you to try it out and see if it works for your lifestyle before you pay any annual fee.

The Capital One® Savor® Cash Rewards Credit Card is true to its foodie roots, giving cardholders access to premium experiences in dining, entertainment and more. You can also take advantage of the complimentary concierge service, a benefit that provides 24/7 assistance when you're at home or away from home.

If you like to frequent restaurants and enjoy attending a large variety of entertainment events, the Capital One® Savor® Cash Rewards Credit Card is a great choice, providing ample ongoing cash back rewards and a whopper of a cash back intro bonus ($500!). If the annual fee is a dealbreaker for you, take a look at its sister card the Capital One SavorOne Cash Rewards Credit Card, which has no annual fee and offers similar ongoing cash back rewards and a nice (but lower) intro bonus.

Highlights From Capital One
  • Earn a one-time $500 cash bonus after you spend $3000 on purchases within the first 3 months from account opening
  • Earn unlimited 4% cash back on dining and entertainment, 2% at grocery stores and 1% on all other purchases
  • No rotating categories or sign-ups needed to earn cash rewards; plus cash back won't expire for the life of the account and there's no limit to how much you can earn
  • No foreign transaction fees
  • Access to premium experiences in dining, entertainment and more
  • $0 intro annual fee for the first year, $95 after that

Rewards
  • Earn $500 after spending $3,000 on purchases within the first 3 months.
  • Earn unlimited 4% cash back on dining out and entertainment, 2% on groceries and 1% on all other purchases.
  • Rewards don't expire, and you can redeem your cash back for any amount, anytime.

Redeem Rewards
  • Redeem cash back any time for any amount, even set up automatic redemption.
  • Cash can be redeemed in the form of check, gift card or statement credit.

Fees and APR
  • Annual Fee: $0 intro for first year; $95 after that.
  • Foreign Transaction Fees: None.
  • Purchase APR: 16.24% - 25.24% (Variable).
  • Balance Transfer APR: 16.24% - 25.24% (Variable).
  • Balance Transfer Fee: 3%.
  • Terms and Conditions


Apply for a Capital One® Savor® Cash Rewards Credit Card

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Card Details

Features:Earn an unlimited 4% back on dining out and entertainment, 2% back on groceries, and 1% back on all other purchases; $500 cash back after you spend $3000 on purchases within 3 months from account opening
Purchase APR:16.24% - 25.24% (Variable).
Balance Transfer APR:16.24% - 25.24% (Variable)
Annual Fee:$0 intro for first year; $95 after that
Credit Needed:Excellent, Good

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