Capital One® Quicksilver® Card - 0% Intro APR for 15 Months Capital One<sup>®</sup> Quicksilver<sup>®</sup> Card - 0% Intro APR for 15 Months
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Capital One® Quicksilver® Card - 0% Intro APR for 15 Months Review

Apply for a Capital One® Quicksilver® Card - 0% Intro APR for 15 Months
Rating:
Bottom Line:
1.5% cash back on all purchases; 15-month 0% intro APR on purchases & balance transfers; $150 bonus opportunity

Full Review:
The Capital One® Quicksilver® Card - 0% Intro APR for 15 Months raises the bar in the cash back category. Rather than a standard 1% cash back with some categories offering a higher rate, Quicksilver gives you a fixed 1.5% cash back on all your purchases with no limits. If you're looking for a card with some solid ongoing cash back rewards, and a generous 15-month 0% intro APR, this card is for you.

In addition to an unlimited 1.5% cash back on all purchases, Capital One® Quicksilver® Card - 0% Intro APR for 15 Months adds other great benefits. To start, there's a $150 bonus after you spend $500 on purchases within 3 months from account opening - equal to 30% cash back on the first $500 you spend! You can redeem your cash back rewards via a statement credit, check or gift card. You can even set up auto statement credits that will hit your account once you earn a set amount of cash back (you can decide how much). In addition, you can take advantage of the 0% intro APR on both purchases and balance transfers for 15 months. The card does have a 3% balance transfer fee, but depending on how much you plan to transfer, it likely still worthwhile.

Card perks include extended warranty, price protection, auto rental insurance and travel accident insurance. Plus, there are no foreign transaction fees, which means no surprise bills when you travel overseas, and $0 annual fee. The Capital One® Quicksilver® Card - 0% Intro APR for 15 Months is also available to those with good to excellent credit (usually considered a credit score of 700 or higher).

Overall, the Capital One® Quicksilver® Card - 0% Intro APR for 15 Months is a strong cash back card that combines 1.5% cash back with great benefits and a lengthy 0% intro APR on purchases and balance transfers.

Highlights From Capital One
  • One-time $150 cash bonus after you spend $500 on purchases within 3 months from account opening
  • Earn unlimited 1.5% cash back on every purchase, every day
  • No rotating categories or sign-ups needed to earn cash rewards; plus, cash back won't expire for the life of the account and there's no limit to how much you can earn
  • 0% intro APR on purchases for 15 months; 14.49%-24.49% variable APR after that
  • 0% intro APR on balance transfers for 15 months; 14.49%-24.49% variable APR after that; 3% fee on the amounts transferred within the first 15 months
  • Pay no annual fee or foreign transaction fees

Rewards
  • One-time $150 bonus after you spend $500 on purchases within 3 months from account opening.
  • Earn unlimited 1.5% cash back on every purchase, every day.
  • No rotating categories and no sign ups needed to earn cash rewards.
  • Your cash back doesn't expire.

Redeem Rewards
  • Redeem cash back any time for any amount, even set up automatic redemption.
  • Cash can be redeemed in the form of check, gift card or statement credit.

Fees and APR
  • Annual Fee: $0.
  • Foreign Transaction Fees: None.
  • Purchase APR: 0% intro on purchases for 15 months, then 14.49% - 24.49% (Variable).
  • Balance Transfer APR: 0% intro on balance transfers for 15 months, then 14.49% - 24.49% (Variable).
  • Balance Transfer Fee: 3%.
  • Terms and Conditions


Apply for a Capital One® Quicksilver® Card - 0% Intro APR for 15 Months

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Card Details

Features:$150 cash back after you spend $500 on purchases within 3 months from account opening, 1.5% cash back on all purchases
Purchase APR:0% intro on purchases for 15 months, then 14.49% - 24.49% (Variable)
Balance Transfer APR:0% intro on balance transfers for 15 months, then 14.49% - 24.49% (Variable)
Annual Fee:$0
Credit Needed:Excellent, Good

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