Capital One® Spark® Miles Select for Business Review

Our Detailed Review of This Card

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Capital One® Spark® Miles Select for Business charges no annual fee or foreign transaction fees and earns cardholders 1.5 miles per every dollar spent on all purchases. This means that all of your business purchases earn the same amount of miles — you don't have to worry about spending limits. Additionally, you'll earn 20,000 bonus miles once you spend $3,000 on purchases within 3 months from account opening. For users that prefer accruing miles to cash back, this is a great card. Users will also enjoy a 0% introductory APR on purchases for 9 months.


  • Unlimited miles with no expiration date.
  • Earn 1.5 miles per dollar on all purchases.
  • Plus, earn a one-time bonus of 20,000 miles once you spend $3,000 on purchases within 3 months from account opening.
  • Fly on any airline, anytime, with no blackout dates or seat restrictions.

Redeem Rewards
  • Redeem rewards for travel, cash, gift cards, brand-name merchandise and more.
  • Redeem for travel 2 ways; either by calling Capital One Rewards Center or by going online to redeem your miles and get reimbursed for your purchase.
  • To determine the number of miles you'll need for your travel, multiply the cost of your travel purchases by 100. (i.e, if your ticket costs $200, you'd multiply that by 100 to determine you need 20,000 miles to redeem.)
  • Redemption rates for cash, gift cards, brand-name merchandise and more vary and are subject to change without notice.

Fees and APR
  • Annual Fee: $0.
  • Foreign Transaction Fees: None.
  • Purchase APR: 0% on purchases for 9 months, then 15.24% - 23.24% (Variable).
  • Balance Transfer APR: 15.24% - 23.24% (Variable).
  • Balance Transfer Fee: N/A.

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