Capital One® Spark® Cash for Business Capital One<sup>®</sup> Spark<sup>®</sup> Cash for Business
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Capital One® Spark® Cash for Business Review

Apply for a Capital One® Spark® Cash for Business card
Rating:
Bottom Line:
Earn unlimited 2% cashback on all purchases with $500 bonus potential

Full Review:
Capital One® Spark® Cash for Business is a great choice for all business who want to earn generous cash back rewards.

It starts off with hefty $500 cash bonus once you spend $4,500 on purchases within 3 months from account opening. On top of that you'll earn an unlimited 2% cash back on every single purchase - the highest cash back rate for all purchases we've found of any business credit card. Your rewards won't expire and you can redeem your cash back in any amount you'd like, a nice touch as some cards have minimum redemption requirements of $25-$50. You can boost your cash back rewards further by taking advantage of the free employee cards. Employee card purchases will earn cash back rewards that accrue towards your account, a nice perk.

Other card benefits include purchase security, extended warranty protection and travel and emergency services. International travelers will also appreciate that there are no foreign transaction fees when making purchases outside the U.S. The card does have an annual fee of $95, but it's waived the first year.

It's hard to go wrong with all the copious rewards and perks Capital One® Spark® Cash for Business offers. However, if you're looking for a similiar business card with no annual fee take a look at its sister card the Capital One Spark Cash Select for Business.

Highlights From Capital One
  • Earning unlimited 2% cash back could mean thousands of dollars each year going back into your business
  • Plus, a one-time $500 cash bonus once you spend $4,500 on purchases within 3 months from account opening
  • Use Spark Cash across all your business spend, with no categories to limit your purchasing
  • $0 intro annual fee for the first year; $95 after that
  • Rewards won't expire for the life of the account, and you can redeem your cash back for any amount
  • Get employee cards at no additional cost, and earn rewards from their business spend

Rewards
  • Unlimited cash back rewards with no expiration date.
  • Earn 2% cash back on every purchase, every day
  • Get a one-time $500 cash bonus once you spend $4,500 on purchases within 3 months from account opening.

Redeem Rewards
  • Request your cash back anytime, online or by phone
  • Or set up automatic redemption at a set time each calendar year or automatically when a specific dollar threshold has been reached.

Fees and APR
  • Annual Fee: $0 intro for first year; $95 after that.
  • Foreign Transaction Fees: None.
  • Purchase APR: 17.99% (Variable).
  • Balance Transfer APR: 17.99% (Variable).
  • Balance Transfer Fee: N/A.


Apply for a Capital One® Spark® Cash for Business card

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Card Details

Features:$500 bonus once you spend $4,500 on purchases within 3 months from account opening; 2% cash back on all purchases
Purchase APR:17.99% (Variable)
Balance Transfer APR:17.99% (Variable)
Annual Fee:$0 intro for first year; $95 after that
Credit Needed:Excellent, Good

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