The Hawaiian Airlines® World Elite Mastercard® Review

Our Detailed Review of This Card

The Hawaiian Airlines® World Elite Mastercard® is a good choice if you fly from the U.S. to Hawaii, Japan, Taiwan, South Korea or Australia frequently. Card members will earn 50,000 bonus miles after spending $3,000 on purchases in the first 90 days; 3X miles on Hawaiian Airline purchases; 2X miles gas, dining and grocery store purchases; and 1X miles on all other purchases. Additionally, for anyone traveling outside the U.S., there are no foreign transaction fees and the card features chip-and-signature technology (popular abroad). Other perks include $100 off a companion round-trip coach ticket each account anniversary and one-time 50% companion round-trip coach ticket discount between Hawaii and North American.


  • Earn 50,000 bonus miles after spending $3,000 on purchases in the first 90 days.
  • Earn 3 miles per $1 spent on Hawaiian Airlines purchases.
  • Earn 2 miles per $1 spent on gas, dining and grocery store purchases.
  • Earn 1 mile per $1 spent on all other purchases.

Redeem Rewards
  • Points can be redeemed for free Hawaiian Airlines flights.
  • Redeem flights for 5,000 fewer miles. Reward travel now starts at only 20,000 miles

Fees and APR
  • $99 annual fee.
  • No foreign transaction fees.
  • Purchase APR: 17.99%, 21.99% or 26.99% Variable, depending upon creditworthiness.
  • Balance Transfer APR: 0% introductory APR for the first 15 billing cycles following each balance transfer that posts to your account within 45 days of account opening, then 17.99%, 21.99% or 26.99% Variable.
  • Balance Transfer Fee: $5, or 3% of the amount of each transfer, whichever is greater.

Disclaimer: This content is not provided or commissioned by the credit card issuer. Opinions expressed here are author's alone, not those of the credit card issuer, and have not been reviewed, approved or otherwise endorsed by the credit card issuer. This site may be compensated through the credit card issuer Affiliate Program.

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