Bank of America® Travel Rewards Credit Card Bank of America<sup>®</sup> Travel Rewards Credit Card
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Bank of America® Travel Rewards Credit Card Review

Apply for a Bank of America® Travel Rewards Credit Card
Rating:
Bottom Line:
Strong value of 1.5 points for every $1 in purchases plus an Introductory APR offer; 20,000 bonus points offer; no foreign transaction fees

Full Review:
The Bank of America® Travel Rewards Credit Card makes earning and redeeming travel rewards easy and the card offers a great incentive to become a Bank of America® customer if you aren't one already.

Bank of America® Travel Rewards Credit Card holders earn an unlimited 1.5 points for every $1 they spend on purchases. Plus, users will earn a 20,000 point bonus after spending $1,000 in purchases in the first 90 days - equal to $200 off your next travel purchase! Redeeming your earned points is simple - just pay for your travel with your card and use your points towards a statement credit for all or a portion of your travel purchases. This means you can fly, stay or book your travel with whomever you'd like, however you'd like, giving you a ton of reward redemption flexibility. The card also placed well in our Travel Rewards Credit Card Analysis, with an average $1.50 flight and hotel redemption value for every $100 spent.

As an added perk, Bank of America® Travel Rewards Credit Card customers with a qualifying Bank of America checking or savings account will automatically get a 10% bonus on every purchase. The 10% bonus will be added to the base points you earn on every purchase, so you don't have to do anything other than have the appropriate active account. And if you're a Gold, Platinum or Platinum Honors Bank of America customer, you'll earn even more of a bonus - from 25% to 75%! Cardholders will also benefit from no foreign transaction fees when they travel outside the United States.

We recommend the Bank of America® Travel Rewards Credit Card to anyone looking for a $0 annual fee travel card with flexible redemption options (no blackout dates!) and good reward value. It's particularly appealing to those who are or want to become Bank of America customers in order to take advantage of the ongoing bonus opportunity.

Highlights from Bank of America
  • Earn unlimited 1.5 points per $1 spent on all purchases, with no annual fee and no foreign transaction fees and your points don't expire
  • 20,000 online bonus points if you make at least $1,000 in purchases in the first 90 days of account opening - that can be a $200 statement credit toward travel purchases
  • Use your card to book your trip how and where you want – you're not limited to specific websites with blackout dates or restrictions
  • Redeem points for a statement credit to pay for flights, hotels, vacation packages, cruises, rental cars, or baggage fees
  • Comes with chip technology for enhanced security and protection at chip-enabled terminals
  • 0% Introductory APR for 12 billing cycles for purchases, then 15.99% - 23.99% Variable APR
  • Get an additional 10% customer points bonus on every purchase when you have an active Bank of America® checking or savings account
  • If you're a Preferred Rewards client, you can increase that bonus to 25% - 75%

Rewards
  • No limit to the total number of points you can earn and points don't expire.
  • Earn 1.5 points for every dollar spent on purchases.
  • Bank of America customers: Earn an additional 10% customer points bonus on every purchase when you have an active Bank of America® checking or savings account.
  • 20,000 bonus points if you make at least $1,000 in purchases in the first 90 days - that can be $200 statement credit towards travel purchases.

Redeem Rewards
  • Simply pay for your travel with your card. Then, call or go online and you can redeem your points for a statement credit towards all or part of your travel purchases.

Fees and APR
  • Annual Fee: $0.00.
  • Purchase APR: 0% Introductory APR on purchases for 12 billing cycles, then 15.99% - 23.99% Variable APR on purchases, depending on credit history.
  • Balance Transfer APR: 15.99% - 23.99% Variable APR on balance transfers, depending on credit history.
  • Balance Transfer Fee: 3% of the amount of each transaction or $10, whichever is greater.
  • Foreign Transaction Fee: None
  • Penalty APR: up to 29.99% APR.
  • Terms and Conditions


Apply for a Bank of America® Travel Rewards Credit Card

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Card Details

Features:Earn 1.5 points per $1 spent on all purchases; 20,000 bonus points after spending at least $1,000 in purchases in first 90 days
Purchase APR:0% Introductory APR on purchases for 12 billing cycles, then 15.99% - 23.99% Variable APR on purchases
Balance Transfer APR:15.99% - 23.99% Variable APR on balance transfers
Annual Fee:$0.00
Credit Needed:Excellent/Good

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