Bank of America® Platinum Visa® Business credit card Review

Our Detailed Review of This Card

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The Bank of America® Platinum Visa® Business credit card is a good fit if you're in the market for a business card with a 0% intro APR on purchases and a generous intro bonus.

To start, Bank of America® Platinum Visa® Business credit card features a $200 statement credit when you make at least $500 in net purchases within 60 days of your account opening. That's a whopping 40% cash back on the first $500 you spend - a great way to put a little extra cash in your pocket. Although the card doesn't offer ongoing rewards, it does have some nice perks like $100,000 in travel accident insurance and auto rental insurance, emergency ticket replacement, lost–luggage assistance and the option to get extended protection.

Cardowners will enjoy a 0% intro APR for 7 billing cycles, then 11.24% - 22.24% Variable APR on purchases. With more than a half a year of $0 interest on purchases, you can make any big or small business investments you need and pay nothing in interest fees. It's a handy way to save a little money and pay down your balance without hurting your pocketbook.

Bank of America® Platinum Visa® Business credit card has a nice intro bonus and a 0% intro APR, but no ongoing rewards. If you're looking for a more of a rewards card, check out the SimplyCash Plus Business Credit Card from American Express, which has a significant intro offer, ongoing cash back rewards and a 0% intro APR on purchases.

Fees and APR

  • Annual Fee: $0.00
  • Purchase APR: 0% for 7 billing cycles, then 11.24% - 22.24% Variable APR on purchases, depending on credit history.
  • Balance Transfer APR: 11.24% - 22.24% Variable APR on balance transfers, depending on credit history.
  • Balance Transfer Fee: Either $10 or 4% of the amount of each transaction, whichever is greater.


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