Bank of America® Business Advantage Cash Rewards Mastercard® credit card Review

Our Detailed Review of This Card

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The Bank of America® Business Advantage Cash Rewards Mastercard® credit card combines solid cash back rewards with a 0% for 9 billing cycles, then 13.24% - 23.24% Variable APR on purchases. Card users will earn 3% cash back on purchases at gas stations and office supply stores, 2% on purchases at restaurants, and 1% on all other purchases (on up to $250,000 in combined gas station and office supply store purchases annually, 1% after that). Cardholders will also receive a pretty spectacular $200 statement credit when you make at least $500 in net purchases within 60 days of your account opening. This is equal to a 40% statement credit for the first $500 you spend! Earned rewards can be redeemed for cash back in $25 increments, or they can be redeemed directly into a qualifying Bank of America® savings or checking account.

Redeem Rewards

  • Redeem cash rewards for cash back, or apply them to a Bank of America® savings or checking account.

Fees and APR
  • Annual Fee: $0.00
  • Purchase APR: 0% for 9 billing cycles, then 13.24% - 23.24% Variable APR on purchases, depending on credit history.
  • Balance Transfer APR: 13.24% - 23.24% Variable APR on balance transfers, depending on credit history.
  • Balance Transfer Fee: Either $10 or 4% of the amount of each transaction, whichever is greater.


Apply for a Bank of America® Business Advantage Cash Rewards Mastercard® credit card

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