Starwood Preferred Guest® Business Credit Card from American Express Starwood Preferred Guest<sup>®</sup> Business Credit Card from American Express
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Starwood Preferred Guest® Business Credit Card from American Express Review

Apply for a Starwood Preferred Guest® Business Credit Card from American Express
Rating:
Bottom Line:
Good for frequent Starwood and Marriott visitors who want to earn free stays and flights & enjoy card perks, 75,000 bonus opportunity. Terms apply.

Full Review:
The Starwood Preferred Guest® Business Credit Card from American Express (a NextAdvisor advertiser) is a good choice for business travelers staying at Starwood and Marriott hotels who would like to earn free nights and flights.

You'll receive 75,000 bonus points after you use your new Card to make $3,000 on purchases within the first 3 months of card membership. Plus you'll earn an ongoing 6 points per $1 charged directly with participating SPG and Marriott hotels and resorts; 4 points per $1 on U.S. dining, U.S. gas, wireless and U.S. shipping; and 2 points per $1 spent on all other purchases. Cardholders will enjoy complimentary Silver Elite status, and will earn Gold Elite status after spending $30,000 in a calendar year (on January 1, 2019, the spend threshold will increase to $35,000).

The Starwood Preferred Guest® Business Credit Card from American Express has no foreign transaction fees, which is a money saver for international travelers as these fees are typically 2% to 3% of each purchase made on the card. The card does have a $95 annual fee, but it's waived the first year.

Overall, the Starwood Preferred Guest® Business Credit Card from American Express is best for business travelers who usually stay at SPG and Marriott hotels and resorts and want to earn free hotel stays and flights with airline partners. However, if you want a business travel card with more flexibility in how you use your rewards consider Capital One Spark Miles Select for Business which earns 1.5 miles per $1 spent on all purchases and lets you redeem your miles however you'd like and with whatever hotel or airline you'd like.

Highlights From American Express
  • Earn 75,000 bonus points after you use your new Card to make $3,000 in purchases within the first 3 months of Card Membership.
  • Earn 6 points for each dollar of eligible purchases at over 6,700 participating SPG® and Marriott Rewards® hotels across 29 brands.
  • Earn 4 points at U.S. restaurants, U.S. gas stations, on wireless telephone services purchased directly from U.S. service providers, and on U.S. purchases for shipping. Earn 2 points for all other eligible purchases.
  • Receive 1 Free Night Award every year after your Card account anniversary (redemption level at or under 35,000 points) at a participating hotel. Select hotels have resort fees.
  • Enjoy complimentary Silver Elite status with your Card.
  • Plus, earn Gold Elite status after spending $30,000 or more in eligible purchases on your Card in a calendar year. Note: effective January 1, 2019, the spend threshold will increase to $35,000.
  • No Foreign Transaction Fees on international purchases and $0 introductory annual fee for the first year, then $95.
  • Terms Apply

Redeem Rewards
  • Redeem points for free nights at over 1,500 hotels and resorts in over 100 countries with no blackout dates.
  • Transfer points to over 30 airline frequent flyer programs — usually on a one-to-one basis.

Fees and APR
  • Annual Fee: $0 introductory annual fee for the first year, then $95.
  • Purchase APR: 17.74% - 26.74% Variable.
  • Foreign Transaction Fee: None
  • Penalty APR: 29.99% Variable
  • Cash Advance Fee: Either $5 or 3% of the amount of each cash advance, whichever is greater.
  • APR for Cash Advances: 27.24% Variable
  • Returned Payment Fee: Up to $38


Apply for a Starwood Preferred Guest® Business Credit Card from American Express

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Card Details

Features:Earn 75,000 bonus points after spending $3,000 on purchases in the first 3 months. Earn 6X points per $1 spent at participating SPG and Marriott Rewards hotels, 4X points per $1 on select business and travel categories, and 2X points per $1 for all other eligible purchases. Terms apply.
Purchase APR:17.74% - 26.74% Variable
Annual Fee:$0 introductory annual fee for the first year, then $95
Credit Needed:Good, Excellent

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