The Business Platinum® Card from American Express OPEN The Business Platinum<sup>®</sup> Card from American Express OPEN
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The Business Platinum® Card from American Express OPEN Review

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Bottom Line:
Savvy business charge card with potential for racking up significant rewards and many travel benefits, somewhat pricey. Terms apply.

Full Review:
The Business Platinum® Card from American Express OPEN (a NextAdvisor advertiser) is a smart choice for business customers interested in a no-interest charge card with flexible spending limits. Right now there is a large bonus offer available, which can earn you up to 75,000 bonus points. Add to this the many, many travel perks, and this might be the right card for your business. The somewhat high annual fee might be off-putting at first, but if you travel a couple times a year the card will quickly pay for itself, especially since there are no foreign transaction fees.

Highlights From American Express
  • Welcome Offer: Earn up to 75,000 Membership Rewards® points.
  • Earn 50,000 Membership Rewards® points after you spend $10,000 and an extra 25,000 points after you spend an additional $10,000 all on qualifying purchases within your first 3 months of Card Membership.
  • Get 5X Membership Rewards® points on flights and prepaid hotels on
  • Get 50% more Membership Rewards® points. That's 1.5 points per dollar, on each eligible purchase of $5,000 or more. You can get up to 1 million additional points per year.
  • 35% Airline Bonus: Use Membership Rewards® Pay with Points for all or part of a flight with your selected qualifying airline, and you can get 35% of the points back, up to 500,000 bonus points per calendar year.
  • You can also receive 35% points back on all First and Business class flights, with all airlines available through American Express Travel.
  • You can enjoy access to The American Express Global Lounge Collection℠ offering access to the most lounges across the globe, when compared with other U.S. credit card offerings. As of 6/2017
  • Terms Apply

Redeem Rewards
  • Redeem points for travel, entertainment, dining, merchandise or shopping on
  • Minimum redemption of 5,000 points.

Fees and APR
  • Annual Fee: $450
  • Purchase APR: No interest charges — you pay your balance in full each month.
  • Foreign Transaction Fee: N/A
  • Returned Payment Fee: $38

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Card Details

Features:75,000 bonus point opportunity, 2 points per $1 for booking travel with AmEx, 1.5 points per $1 spent on purchases over $5K, 1 point per $1 spent on other other eligible purchases. Terms apply.
Purchase APR:N/A
Annual Fee:$450
Credit Needed:Excellent, Good

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