The Business Platinum® Card from American Express The Business Platinum<sup>®</sup> Card from American Express
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The Business Platinum® Card from American Express Review

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Bottom Line:
Savvy business charge card with potential for racking up significant rewards and travel benefits; 75,000-point Welcome Offer; steep annual fee. Terms apply.

Full Review:
The Business Platinum® Card from American Express (a NextAdvisor advertiser) is a smart choice for business customers interested in a no-interest charge card (because you pay your balance in full each month) with flexible spending limits and lots of extra perks.

The Business Platinum® Card from American Express offers a large bonus offer which can earn you up to 75,000 bonus points. You'll earn these points in a tiered method, and both spends need to occur in the first 3 months you have the card. First, you'll receive 50,000 points after spending $10,000, and you'll earn the next 25,000 points after spending an additional $10,000 - for a total of 75,000 bonus points. Plus, you'll earn 5 points per $1 on flights and prepaid hotels at, 1.5 points per $1 on all purchases of $5,000 or more and 1 point per $1 on all other purchases. The value of these points varies from $0.005 to $0.01 per point, depending on the redemption options you choose.

Other card extras include up to a $200 airline fee credit per calendar year for checked bags and other incidentals, a statement credit every 4 years for Global Entry or TSA Pre✔, and an airline bonus which gives you 35% of your points back when you use them to pay for all or part of a flight with a qualifying airline (max 500,000 points annually). Add to this the many, many travel perks, and The Business Platinum® Card from American Express might be the right card for your business. The somewhat high annual fee of $450 might be off-putting at first, but if you travel a couple times a year the card will quickly pay for itself, especially since there are no foreign transaction fees.

Highlights From American Express
  • Welcome Offer: Earn up to 75,000 Membership Rewards® points.
  • Earn 50,000 Membership Rewards® points after you spend $10,000 and an extra 25,000 points after you spend an additional $10,000 all on qualifying purchases within your first 3 months of Card Membership.†
  • Get 5X Membership Rewards® points on flights and prepaid hotels on
  • Get 50% more Membership Rewards® points. That's 1.5 points per dollar, on each eligible purchase of $5,000 or more. You can get up to 1 million additional points per year.
  • 35% Airline Bonus: Use Membership Rewards® Pay with Points for all or part of a flight with your selected qualifying airline, and you can get 35% of the points back, up to 500,000 bonus points per calendar year.
  • You can also receive 35% points back on all First and Business class flights, with all airlines available through American Express Travel.
  • You can enjoy access to The American Express Global Lounge CollectionSM offering access to the most lounges across the globe, when compared with other U.S. credit card offerings. As of 11/2017
  • Terms Apply

Redeem Rewards
  • Redeem points for travel, entertainment, dining, merchandise or shopping on
  • Minimum redemption of 5,000 points.

Fees and APR
  • Annual Fee: $450
  • Purchase APR: No interest charges — you pay your balance in full each month.
  • Foreign Transaction Fee: None
  • Returned Payment Fee: Up to $38

Apply for The Business Platinum® Card from American Express

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Card Details

Features:75,000-point Welcome Offer: 50,000 points after spending $10,000 in first 3 months and another 25,000 points for spending an additional $10,000 in the same 3 months; 5 points per $1 for booking travel with AmEx; 1.5 points per $1 spent on purchases over $5K; 1 point per $1 spent on other other eligible purchases. Terms apply.
Purchase APR:N/A
Annual Fee:$450
Credit Needed:Good, Excellent

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