The Business Platinum® Card from American Express Review

Our Detailed Review of This Card

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The Business Platinum® Card from American Express (a NextAdvisor advertiser) is a smart choice for business customers interested in a no-interest charge card (because you pay your balance in full each month) with flexible spending limits and lots of extra perks.

The Business Platinum® Card from American Express offers a large bonus offer which can earn you up to 75,000 bonus points. You'll earn these points in a tiered method, and both spends need to occur in the first 3 months you have the card. First, you'll receive 50,000 points after spending $10,000, and you'll earn the next 25,000 points after spending an additional $10,000 — for a total of 75,000 bonus points. Most businesses probably won't find it difficult to spend $20,000 in the first 3 months if they use the card for operating expenses and everyday purchases.

In terms of ongoing rewards, you'll earn 5 points per $1 on flights and prepaid hotels at amextravel.com, 1.5 points per $1 on all purchases of $5,000 or more and 1 point per $1 on all other purchases. The value of these points varies from $0.005 to $0.01 per point, depending on the redemption options you choose. For The Business Platinum® Card from American Express' full details on the rates and fees, please visit the terms page.

Other card extras include up to a $200 airline fee credit per calendar year for checked bags and other incidentals, a statement credit every 4 years for Global Entry or TSA Pre✔, and an airline bonus which gives you 35% of your points back when you use them to pay for all or part of a flight with a qualifying airline (max 500,000 points annually). Plus, enroll between 2/15/2019 and 12/31/2019 and you'll get a full year of Platinum Global Access from WeWork. That mean's you'll have access to 300+ premium workspaces in over 75 cities.

Add to this the many, many travel perks, and The Business Platinum® Card from American Express might be the right card for your business. The high annual fee of $595 might be off-putting at first, but if you travel a couple times a year the card will quickly pay for itself, especially since there are no foreign transaction fees.

Redeem Rewards

  • Redeem points for travel, entertainment, dining, merchandise or shopping on Amazon.com.
  • Minimum redemption of 5,000 points.

Fees and APR
  • Annual Fee: $595.
  • Purchase APR: No interest charges — you pay your balance in full each month.
  • Foreign Transaction Fee: None.
  • Returned Payment Fee: Up to $38.
  • For The Business Platinum® Card from American Express' full details on the rates and fees, please visit the terms page.


Apply for The Business Platinum® Card from American Express

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