Full Review

Editor’s Note: NextAdvisor readers can sign up for IdentityForce via phone by calling 1-866-517-9264.

IdentityForce offers a wide range of monitoring services to keep your information secure. On the credit monitoring front, it offers a plan where it’ll monitor all three of your credit bureau reports.

Whenever there are changes such as you updating an address, applying for credit or paying off an account, these events show up on your credit report. Any changes prompt IdentityForce to alert you through email or text to ensure you’re the one who made these changes.

This is excellent in that it protectively monitor your information for you. For example, if someone has stolen your information and tried to apply for new accounts, you’ll know immediately.

What’s more, its plan contain $1 million identity theft insurance, so if your information is compromised, you won’t have to go it alone. It has agents standing by 24 hours a day/7 days a week to help.

Overall, while credit monitoring is only a piece of what IdentityForce offers, the service as a whole is very extensive, which means you’ll always have an advocate to help you when you need them.

Pricing

IdentityForce has two packages available: UltraSecure + Credit and UltraSecure. The UltraSecure + Credit package provides credit monitoring services along with a litany of other features such as computer protection tools, a social security number tracking, dark web monitoring and identity theft protection. This plan costs $19.99/mo or $199.90/yr (note that you’ll save 2 months with annual plan sign up). UltraSecure is a less expensive plan — 30-day free trial, then $12.99/mo or $129.90/yr (note that you’ll save 2 months with annual plan sign up) — but it doesn’t offer credit monitoring services, so we didn’t include it in this review.

Signup

Signing up for IdentityForce is easy to do. You can visit their website to select the plan you want to buy. From there, you create an account, provide payment information, and you’re good to go. You can also sign up for service by using the live chat feature or calling its support team for NextAdvisor readers at 1-866-517-9264.

Credit Monitoring, Reports and Scores

When you sign up for IdentityForce, you will immediately receive access to your 3-bureau credit report. On top of that, you’ll receive your TransUnion, Equifax, and Experian credit scores, which are provided by VantageScore® 3.0. These scores are updated monthly, which means you can really keep tabs on your credit.

On top of that, IdentityForce scans all 3 of your credit reports, and notifies you immediately if a change is made or something is added to your reports. If you didn’t make these changes or applied for the new account, IdentityForce will help you remedy the issue promptly. This includes its restoration agents, who are experts at assisting people to recover their identities quickly. These agents will file all the paperwork and make phone calls, which is a huge stress reliever for you.

Another unique tool it offers is the credit score simulator. With this tool, you can see how financial decisions you’re considering impact your credit, such as opening a new account, charging a large purchase to your credit card and more.

Identity Theft Protection and Tools

While the credit monitoring tools IdentityGuard offers are impressive, where the service really shines is its identity theft protection. The service offers everything from dark web monitoring to medical identity theft protection and everything in between. IdentityForce helps protect you with:

  • • Active fraud monitoring (alerts you when a lender requests your credit reports)
  • • Change of address monitoring (alerts you if your mail has been redirected through USPS without your authorization)
  • • Court records monitoring (search millions of criminal and court records to determine if your identity has been used by any unauthorized individuals)
  • • Dark web monitoring (scours thousands of websites, chat rooms, blogs and other data sources to detect illegal trading and selling of your personal information)
  • • Payday loan monitoring (alerts you to any payday or quick cash loans that were obtained using your social security number)
  • • Sex offender monitoring (alerts you if registered sex offenders are living in your neighborhood or move into your neighborhood)
  • • Social media identity monitoring (monitor your Facebook, Twitter, YouTube, and Instagram accounts for inappropriate activity and posts that could be perceived as violent, are using profanity, or could be categorized as cyberbullying or discriminatory)
  • • Mobile attack control (scans your mobile device to warn you of rogue apps, spyware, unsecured Wi-Fi connections, and even recognizes fake or “spoof” networks)

If your information is found through any of those scans, you’ll be alerted immediately. On top of that, the service offers a handful of added alerts and features, including …

  • • Bank and credit card activity alerts (receive email and mobile text alerts when a charge, withdrawal or balance transfer exceeds a dollar amount determined by you)
  • • Investment account alerts (receive email and mobile alerts when there is a deposit, withdrawal, duplicate transaction, or balance transfer related to your 401(K), brokerage, and financial accounts)
  • • Smart SSN tracker (alerts you if there’s an unfamiliar name, alias, or address associated with your social security number)
  • • Junk mail opt-out (removes your name from the most frequently used marketing databases and stops pre-approved credit card offers)
  • • Identity threat alerts (alerts you when your personal information is at increased risk due to data breaches)
  • • Fraud alert reminders (reminds you when it’s time to place a fraud alert on your credit reports)

As if all of that isn’t enough, IdentityForce has extensive recovery tools to help you in the event you fall victim to identity theft. The first step of restoration is an alert, which we detailed above. Next, you’ll be connected with the restoration team, who are not only available 24/7, but also they save you hundreds of hours by completing all the paperwork, making calls and doing all the heavy lifting to make sure your identity is restored. What’s more, IdentityForce offers $1 million identity theft insurance to cover out-of-pocket expenses and lost wages when your identity is stolen.

Overall, IdentityForce designed its response plan around you to make it as easy and as stress-free as possible for you. On this end, it makes them one of the best providers to trust if the unexpected happens.

Customer Support

Customer support is one of the biggest strengths of IdentityForce. It helps the provider earn an A+ rating with the Better Business Bureau thanks to its ability to resolve customer issues. It also offers several ways to touch base via live chat, phone or email support. And with restoration agents standing by 24 hours a day/7 days a week, you’ll always have an advocate you can call.

Conclusion

Our IdentityForce review illustrates many of the provider’s strengths as it relates to helping you stay in touch with your credit and protect your information. While there are many credit monitoring services that are cheaper, those services don’t have the vast features or support IdentityForce has either. Therefore, if you’re looking for a great credit monitoring service with a bevy of other features to keep your information secure, then IdentityForce is an excellent choice to consider.

Sign Up for IdentityForce®