Limited credit history or working to rebuild your credit? Secured credit cards are a great option for you. These cards offer an effective way to build credit. In fact, most of the cards we review will report your payment history to all three of the credit bureaus — other credit cards only report to one or two of the bureaus. This means with responsible use of your secured card, you can boost your credit overtime. While these cards look and act like traditional credit cards, secured cards function a little differently, as they are guaranteed by a one-time deposit you put down when you open the account, which acts as a security deposit in case you default on credit card payments. Below is our list of the best credit cards for bad credit from our partners.