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Our Detailed Review of This Card

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Looking for a credit card that’ll earn you lots of cash back on every purchase?  is a great choice with its intro cash back offer, unlimited ongoing rewards and no annual fee.

To start, you’ll earn $150 cash back after spending $500 on purchases in the first 3 months. Additionally, you’ll earn an unlimited 1.5% cash back on all purchases. Add to that a N/A-month 0% intro APR period on purchases, and you can make any large (or small) purchases you need without paying a cent of interest for more than a year.

You can also take advantage of the card’s N/A-month 0% intro APR on balance transfers to transfer balances from other high-APR cards onto to save on interest. There is a balance transfer fee of 3% when you transfer a balance during the first 60 days your account is open ($5 minimum), after that, it’s 5% or $5, whichever is greater, but that is fairly common.

Another great aspect of is that the reward redemption options are extremely flexible — you can redeem your rewards for cash at any time, in any amount via an account statement credit or electronic deposit into a checking or savings account. Alternatively, you can use Chase’s Ultimate Rewards portal to redeem them for gift cards, travel, and products or services. You can even combine your rewards points with other Chase cards that have Ultimate Rewards, like Chase Sapphire Preferred® and Ink Business CashSM Credit Card. When you redeem your points for cash back, gift cards or travel, each point is worth $0.01 (i.e., 100 points equals $1 in redemption value).

Finally, as a cardholder, you can also enjoy a host of Chase benefits. Check your credit score as often as you like without hurting your credit through Credit JourneySM. Rest easier knowing you have zero liability protection — you won’t be held responsible for unauthorized charges made with your card or account information. And you can purchase with a little extra security — purchase protection covers your new purchases for 120 days against damage or theft (up to $500 per claim, $50,000 maximum per account) and extended warranty increases the warranty period of U.S. manufacturers’ warranties by a year (on warranties of three years or less).

We highly recommend for its intro bonus, no-nonsense ongoing 1.5% cash back, N/A-month 0% intro APR on purchases and balance transfers and its point redemption flexibility.


  • N/A
  • No rotating categories and no sign ups needed to earn cash rewards.
  • Your cash back rewards don’t expire as long as your account is open.

Redeem Rewards

  • Redeem cash back any time for any amount.
  • Cash can be redeemed in the form of check, gift card, statement credit and more.

Fees and APR

  • Annual Fee: N/A.
  • Purchase APR: N/A, then N/A.
  • Balance Transfer APR: N/A, then N/A.
  • Balance Transfer Fee: N/A, then N/A
  • Foreign Transaction Fee: N/A.

This card currently does not have any offers associated with it.

Disclaimer: The information related to Card Offer No Longer Available has been collected by and has not been reviewed or provided by the issuer of this card. Opinions expressed here are author's alone, not those of the credit card issuer, and have not been reviewed, approved or otherwise endorsed by the credit card issuer. This site may be compensated through the credit card issuer Affiliate Program.