NextAdvisor Blog - Personal Finance

How Is My Credit Score Calculated?

Learn what credit scores are, what a FICO score is, how a credit score is calculated and what you can do to boost your credit scores.
[Read More]

How Long Do Late Payments Stay on Your Credit Report?

To make it easier to qualify for loans, avoid late payments that can stay on your credit report for up to seven years and damage your credit score.
[Read More]

Top Ways Credit Affects Your Everyday Life

Your credit score impacts your everyday life. Here's a look at how it's calculated, why it matters and how to improve your overall credit outlook.
[Read More]

World Elite Mastercard Benefits

World Elite Mastercard packs the top-tier of Mastercard’s credit cards with rewards and protections for travelers, no matter the issuer.
[Read More]

State Statutes of Limitation for Credit Card Debt

Learn what the statute of limitations on credit card debt is in your state and how to protect yourself if you have credit card debt.
[Read More]

What is the Minimum Age to Get a Credit Card?

You must be 21 years old to get a credit card in your own name, unless you can show written proof of income or have someone cosign on the account.
[Read More]

What is a Credit History?

Learn how credit history plays a vital role in your credit reports and credit scores and what you can do to improve your credit history.
[Read More]

What to Know About Credit Card Debt

Learn what to know about credit card debt, how to get rid of it and how to avoid it in the first place.
[Read More]

Business Charge Cards vs Credit Cards

Business charge cards give you flexibility with your business’ spending limits, but require you to pay your balance in full for every billing cycle.
[Read More]

When to Use Tax Form 1099-C for Cancellation of Debt

If you received a 1099-C Cancellation of Debt form in the mail, we provide everything you need to know about handling taxable income from canceled debt.
[Read More]