This offer is no longer available.

Sorry! This credit card offer is currently unavailable. It may return in the future, so check back soon. In the meantime, explore other great offers from our top credit cards.

View Credit Cards

Card Offer No Longer Available

No Offer Available

Our Detailed Review of This Card

No Offer Available

is a great choice for all businesses who want to earn generous cash back rewards.

It starts off with a hefty offer of cash bonus! Earn a $500 cash bonus when you spend $4,500 in the first 3 months. On top of that, you’ll earn an unlimited N/A cash back on every single purchase — the highest flat cash back rate for all purchases we’ve found of any business credit card. Your rewards won’t expire and you can redeem your cash back in any amount you’d like, a nice touch as some cards have minimum redemption requirements of $25 to $50. You can boost your cash back rewards further by taking advantage of the free employee cards. Employee card purchases will earn cash back rewards that accrue toward your account. The card does have an annual fee of $95, but the annual fee is waived the first year.

Other card benefits include purchase security, extended warranty protection, and travel and emergency assistance services. International travelers will also appreciate that there are no foreign transaction fees when making purchases outside the United States.

For business owners who plan on some short-term spending to grow your business – maybe you’re investing in inventory or marketing for a seasonal peak – this card is a prime option for you. You’ll make up for your annual fee with one of the highest cash back benefits of any business credit card, and even better — you’ll know you’re earning everywhere with the simple and straightforward rewards structure.

With its cash welcome bonus, the Capital One® Spark® Cash for Business gives an opportunity for both start-ups and established businesses to earn quickly with some early-on spending. The card is a great fit for companies that spend their money across all categories, whether it be travel, gas, dining or anywhere else. Other business credit cards often offer higher rates for specific segments, such as office supplies, telecom expenses, shipping, travel and more. While these specialized categories will certainly help lower operating costs, every company is different and plenty of business owners know that their inventory spending is what really needs to be rewarded. With unlimited 2% earning across all categories, hefty inventory costs will come at a discount all year long.

It’s hard to go wrong with all the copious rewards and perks offers. However, if you’re looking for a similar business card with no annual fee, take a look at its sister card, Capital One® Spark® Cash Select for Business.


  • Unlimited cash back rewards with no expiration date.
  • Earn N/A cash back on every purchase, every day.

Redeem Rewards

  • Request your cash back anytime, online or by phone
  • Or set up automatic redemption at a set time each calendar year or automatically when a specific dollar threshold has been reached.

Fees and APR

  • Annual Fee: N/A.
  • Foreign Transaction Fees: N/A.
  • Purchase APR: N/A.
  • Balance Transfer APR: N/A.
  • Balance Transfer Fee: N/A.

This card currently does not have any offers associated with it.

Disclaimer: This content is not provided or commissioned by the credit card issuer. Opinions expressed here are author's alone, not those of the credit card issuer, and have not been reviewed, approved or otherwise endorsed by the credit card issuer. This site may be compensated through the credit card issuer Affiliate Program.