Capital One Business Credit CardsWhile this information was accurate at the time this post was published, these cards’ offers and perks may have expired or changed over time. Visit our reviews of the best credit cards to find the right card for your needs.

Whether you’re just starting your business or 10+ years into it, a business credit card is a necessary financial tool. That’s because business credit cards give owners the flexibility to make big or small purchases for the future. For example, if you need to get some new equipment or more supplies but you don’t quite have the budget, a credit card can help you achieve that. On top of that, most business credit cards earn rewards on purchases, which means you can truly maximize your business purchases. If you’re in the market for a business credit card, you should consider either the Capital One Spark Cash for Business card or the Capital One Spark Miles for Business card, as both just got some stellar limited-time bonus offers. Keep reading to see which card is best for your business.

Capital One Spark Cash for Business

Capital One® Spark® Cash for BusinessEarning cash back is a breeze with the Capital One Spark Cash for Business card. That’s because it earns an unlimited 2% cash back on all purchases. This means you don’t have to worry about spending caps or making purchases in specific categories because all of your purchases will earn the same rate. On top of that, cardholders can earn a limited-time bonus of up to $2,000 cash back! Here’s how you earn the bonus: first, spend $5,000 on purchases in the first 3 months from account opening to get $500 back, then spend $50,000 on purchases in the first 6 months of account opening to get $1,500 back. While the amount you need to spend to earn the limited-time bonus is pretty high, it’s probably also easily achievable for most businesses. Rewards earned with this card can be redeemed for account statement credits to cover previous purchases, gift cards, brand-name merchandise and more. Additionally, Capital One Spark Cash for Business, which is available to those with good to excellent credit (usually considered a credit score of 700 or higher), has no annual fee for the first year (after that, it’s $95/year). You will get employee cards for free and pay no foreign transaction fees when you or your employees travel overseas. Rounding out the Capital One Spark Cash for Business credit card are a number of added perks, like purchase security, extended warranty protection, 24/7 travel and emergency services and more.

Capital One Spark Miles for Business

Capital One® Spark® Miles for BusinessPrefer to earn travel rewards? If so, the Capital One Spark Miles for Business card is for you. This card earns 2 miles per $1 spent on all purchases. Like its sister card, its rewards are unlimited and you’ll never need to worry about spending categories. Earning the Capital One Spark Miles for Business card’s limited-time 200,000-mile bonus is a breeze: spend $5,000 on purchases in the first 3 months of account opening to earn 50,000 miles, then spend $50,000 on purchases in the first 6 months of account opening to earn 150,000 miles. Rewards can be redeemed for travel, cash, gift cards, brand-name merchandise and more. The card has no annual fee for the first year (after that, it’s $95/year), no foreign transaction fees and free employee cards. It’s available to those with good to excellent credit (usually considered a credit score of 700 or higher) and comes with the same added perks as its cash back sister card, which include purchase security, extended warranty protection, 24/7 travel and emergency services and more.

Want to learn more about these Capital One business credit cards? Our reviews of the best business credit cards to get all the details about these cards and see how they compare to others on the market.

Disclaimer: This content is not provided or commissioned by the credit card issuer. Opinions expressed here are author’s alone, not those of the credit card issuer, and have not been reviewed, approved or otherwise endorsed by the credit card issuer. This content was accurate at the time of this post, but card terms and conditions may change at any time. This site may be compensated through the credit card issuer Affiliate Program.