Did you know some cards offer long 0% intro APRs on purchases and balance transfers? This means you can save some serious dough on interest with one of these cards, as some offer 0% intro APRs of up to 21 months! See the following list of low APR cards from our partners to find the right option for you.

Updated 03-25-2019

Low APR Credit Cards Comparison Chart

Name & Card Purchase APR Balance Transfer APR Annual Fee Credit Needed
Wells Fargo Platinum Visa® Card
Purchase APR: 0% intro APR for 18 months, then 17.74%-27.24% (variable) Balance Transfer APR: 0% intro APR 18 months, then 17.74%-27.24% (Variable) Annual Fee: $0 Credit Needed: Excellent / Good
Bottom Line: 0% intro APR for 18 months on purchases and balance transfers, mobile phone protection
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Discover it® Cash Back
Purchase APR: 0% for 14 months, then 14.24% - 25.24% Variable Balance Transfer APR: 0% for 14 months, then 14.24% - 25.24% Variable Annual Fee: $0 Credit Needed: Excellent, Good, Average
Bottom Line: 14-month 0% intro APR on purchases & balance transfers; Matches your cash back at end of 1st year
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Capital One® SavorOne℠ Cash Rewards Credit Card
Purchase APR: 0% intro on purchases for 15 months, then 16.24% - 26.24% (Variable). Balance Transfer APR: 0% intro on balance transfers for 15 months, then 16.24% - 26.24% (Variable) Annual Fee: $0 Credit Needed: Excellent, Good
Bottom Line: Good pick if you dine out and shop at grocery stores frequently; $150 bonus opportunity; 15-month 0% intro APR on balance transfers & purchases
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Citi Rewards+ Card
Purchase APR: 0% intro APR on Purchases for 12 months, then 15.74% - 25.74% (Variable) Balance Transfer APR: 0% intro APR on Balance Transfers for 12 months, then 15.74% - 25.74% (Variable) Annual Fee: $0 Credit Needed: Excellent, Good
Bottom Line: 15,000-point bonus opportunity; 12-month 0% intro APR on balance transfers and purchases; Earn 2X points at supermarkets and gas stations — plus, points automatically round up to the nearest 10 on every purchase.
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BankAmericard® credit card
Purchase APR: 0% Introductory APR on purchases for 18 billing cycles, then 15.24% - 25.24% Variable APR on purchases Balance Transfer APR: 0% Intro APR for 18 billing cycles for balance transfers made in the first 60 days, then 15.24% - 25.24% Variable APR on balance transfers Annual Fee: $0 Credit Needed: Excellent/Good
Bottom Line: 0% Introductory APR for 18 billing cycles on purchases and qualifying balance transfers
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Chase Freedom Unlimited®
Purchase APR: 0% Intro APR on Purchases for 15 months, then 17.24% - 25.99% variable Balance Transfer APR: 0% Intro APR on Balance Transfers for 15 months, then 17.24% - 25.99% Variable Annual Fee: $0 Credit Needed: Good
Bottom Line: Unlimited 1.5% cash back; 0% Intro APR on Purchases and balance transfers for 15 months; $150 Bonus opportunity
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*See credit card application page for additional details.