Want to earn cash back on every purchase you make? Cash back credit cards can do exactly that by giving you cash back (some cards offer up to 6% back on certain categories!) on everything you buy. Most cards also offer hefty intro bonuses, boosting your rewards potential even more. See the following list of cash back cards from our partners to find the right card for you.

Updated 04-18-2019

Cash Back Credit Cards Comparison Chart

Name & Card Cash Back Purchase APR Annual Fee Credit Needed
Discover it® Cash Back
Cash Back: Matches your cash back at end of 1st year; 5% cash back on purchases within select categories up to the quarterly maximum (signup required); 1% on all other purchases Purchase APR: 0% for 14 months, then 14.24% - 25.24% Variable Annual Fee: $0 Credit Needed: Excellent, Good, Average
Bottom Line: 14-month 0% intro APR on purchases & balance transfers; Matches your cash back at end of 1st year
Read our full review
Capital One® Savor® Cash Rewards Credit Card
Cash Back: Earn an unlimited 4% back on dining out and entertainment, 2% back at grocery stores, and 1% back on all other purchases; $500 cash back after you spend $3000 on purchases within 3 months from account opening Purchase APR: 16.74% - 25.74% (Variable). Annual Fee: $0 intro for first year; $95 after that Credit Needed: Excellent, Good
Bottom Line: Huge $500 bonus opportunity; An unlimited 4% on dining out and entertainment as well as 2% cash back at grocery stores
Read our full review
Citi® Double Cash Card
Cash Back: Earn 2% cash back on all purchases (1% when you make a purchase, plus another 1% when you ​pay for the purchase) Purchase APR: 15.74% - 25.74%* (Variable) Annual Fee: $0* Credit Needed: Excellent, Good
Bottom Line: Earn 2% cash back on all purchases, the highest standard cash back rate of all the cards we review; 18-month 0% intro APR on balance transfers*
Read our full review
Blue Cash Preferred® Card from American Express
Cash Back: Earn 6% cash back at U.S. supermarkets (up to $6,000), 3% back at U.S. gas stations and 1% back on other purchases. $200 intro bonus after spending $1,000 in first 3 months. Terms apply. Purchase APR: 0% on purchases for 12 months, then 15.24%-26.24% Variable
Additional Rates & Fees
Additional Rates & Fees
  • Balance Transfer APR: 0% on balance transfers for 12 months, then 15.24%-26.24% Variable, based on creditworthiness.
  • Balance Transfer Fee: Either $5 or 3% of the amount of each transfer, whichever is greater.
  • Foreign Transaction Fee: 2.7% of each transaction after conversion to US dollars.
  • Late Payment Fee: Up to $38.
  • Cash Advance Fee: Either $5 or 3% of the amount of each cash advance, whichever is greater.
  • APR for Cash Advances: 27.49% Variable
  • Penalty APR: 29.99% Variable
  • Returned Payment Fee: Up to $38
  • For full details, see rates and fees.
Annual Fee: $95 Credit Needed: Good, Excellent
Bottom Line: 6% cash back at U.S. supermarkets on up to $6,000 in purchases; $200 intro bonus; Terms apply.
Read our full review
Capital One® SavorOne℠ Cash Rewards Credit Card
Cash Back: Earn 3% back on dining out and entertainment, 2% back at grocery stores, and 1% back on all other purchases; $150 cash back after you spend $500 on purchases within 3 months from account opening Purchase APR: 0% intro on purchases for 15 months, then 16.24% - 26.24% (Variable). Annual Fee: $0 Credit Needed: Excellent, Good
Bottom Line: Good pick if you dine out and shop at grocery stores frequently; $150 bonus opportunity; 15-month 0% intro APR on balance transfers & purchases
Read our full review
Chase Freedom®
Cash Back: Earn a $150 Bonus after spending $500 on purchases in your first 3 months from account opening. Earn 5% cash back on up to $1,500 in combined purchases in bonus categories each quarter you activate. Unlimited 1% cash back on all other purchases. Purchase APR: 0% Intro APR on Purchases for 15 months, then 17.24% - 25.99% variable Annual Fee: $0 Credit Needed: Good
Bottom Line: Excellent combination of cash back rewards and 0% intro APR; $150 Bonus opportunity
Read our full review
Chase Freedom Unlimited®
Cash Back: Double Cash Back: Earn 3% cash back on all purchases in your first year up to $20,000 spent. After that earn unlimited 1.5% cash back on all purchases. Purchase APR: 0% Intro APR on Purchases for 15 months, then 17.24% - 25.99% variable Annual Fee: $0 Credit Needed: Good
Bottom Line: Intro 1.5% cash back offer; after that, earn an unlimited 1.5% cash back on all purchases; 0% Intro APR on Purchases and balance transfers for 15 months
Read our full review

Disclaimer: This content is not provided or commissioned by the credit card issuer. Opinions expressed here are author’s alone, not those of the credit card issuer, and have not been reviewed, approved or otherwise endorsed by the credit card issuer. This content was accurate at the time of this post, but card terms and conditions may change at any time. This site may be compensated through the credit card issuer Affiliate Program.

*See credit card application page for additional details.