Sick of paying high interest rates? A card with a long 0% intro APR on balance transfers can help because it allows you to avoid interest for a set period of time — some cards offer up to 18 months of no interest! Not sure which card from our partners is right for you? Our chart below details some of our favorites.

Updated 04-24-2019

Balance Transfer Credit Cards Comparison Chart

Name & Card Balance Transfer APR Annual Fee Purchase APR Credit Needed
Wells Fargo Platinum Visa card
Balance Transfer APR: 0% intro APR 18 months on qualifying balance transfers, then 13.74%-27.24% (Variable) Annual Fee: $0 Purchase APR: 0% intro APR for 18 months, then 13.74%-27.24% (variable) Credit Needed: Excellent / Good
Bottom Line: 0% intro APR for 18 months on purchases and qualifying balance transfers, mobile phone protection
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Barclaycard Ring® Mastercard®
Balance Transfer APR: 0% intro APR for 15 months on balance transfers made within 45 days of account opening. After that, a variable 14.24% APR will apply. Annual Fee: $0 Purchase APR: 14.24% Variable Credit Needed: Good/Excellent
Bottom Line: 15-month 0% intro APR on balance transfers, a low ongoing APR and low balance transfer fee
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Citi® Double Cash Card
Balance Transfer APR: 0% for 18 months, then 15.74% - 25.74%* (Variable) Annual Fee: $0* Purchase APR: 15.74% - 25.74%* (Variable) Credit Needed: Excellent, Good
Bottom Line: Earn 2% cash back on all purchases, the highest standard cash back rate of all the cards we review; 18-month 0% intro APR on balance transfers*
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Chase Freedom Unlimited®
Balance Transfer APR: 0% Intro APR on Balance Transfers for 15 months, then 17.24% - 25.99% Variable Annual Fee: $0 Purchase APR: 0% Intro APR on Purchases for 15 months, then 17.24% - 25.99% variable Credit Needed: Good
Bottom Line: Intro 1.5% cash back offer; after that, earn an unlimited 1.5% cash back on all purchases; 0% Intro APR on Purchases and balance transfers for 15 months
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Capital One® SavorOne℠ Cash Rewards Credit Card
Balance Transfer APR: 0% intro on balance transfers for 15 months, then 16.24% - 26.24% (Variable) Annual Fee: $0 Purchase APR: 0% intro on purchases for 15 months, then 16.24% - 26.24% (Variable). Credit Needed: Excellent, Good
Bottom Line: Good pick if you dine out and shop at grocery stores frequently; $150 bonus opportunity; 15-month 0% intro APR on balance transfers & purchases
Read our full review

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*See credit card application page for additional details.