Top 7 Credit Cards for Good to Excellent CreditUpdated: Feb. 18, 2019

If you have stellar credit, you want a card with the most competitive offer. After all, if your credit qualifies you for the best, you deserve the best. With so many credit card offers, it’s hard to determine which cards are worth their salt. To help, we’re detailing the top 7 cards for those with good to excellent credit (usually considered a credit score of 700 or higher). Keep reading to find the perfect addition to your wallet.

Capital One Savor Cash Rewards Credit Card

With the highest intro bonus of any cash back credit card we’ve reviewed (cardholders who spend $3,000 on purchases within the first 3 months from account opening will get a hefty $500 bonus!), the Capital One Savor Cash Rewards Credit Card is hard to beat. It earns an uncapped 4% cash back on dining and entertainment (movie theaters, tourist attractions and more), 2% cash back at grocery stores and 1% cash back on all other purchases. There are also no foreign transaction fees and no annual fee for the first year (then it’s $95).

Discover it Cash Back

Discover it Cash Back earns 5% cash back on rotating categories every quarter you activate (up to the quarterly maximum, currently $1,500, then it’s 1%) and 1% cash back on other purchases. Discover will match all of the cash back new cardholders earn at the end of their first year, meaning if you earn $300 in the first year, Discover will match that $300 for a total of $600 back! The Discover it Cash Back card has a long 0% intro APR period and requires average to excellent credit (a credit score of 670 or higher) for approval — click “Show Details” to see more.

Wells Fargo Platinum Visa Card

If you prefer a straightforward low APR credit card, the Wells Fargo Platinum Visa Card is right for you, as it offers an 18-month 0% intro APR on purchases and balance transfers (with an intro balance transfer fee of 3% for 120 days, then it’s 5%). This card also comes with no annual fee and free access to your FICO credit score. On top of that, those who use their Wells Fargo Platinum Visa Card to pay their monthly cell phone bill will receive up to $600 phone protection against covered damage or theft (with a $25 deductible per claim and a maximum of 2 claims per year).

Bank of America Cash Rewards credit card

The Bank of America Cash Rewards credit card offers a $150 bonus to cardholders who spend $500 on purchases in the first 90 days — that’s like earning 30% cash back on the first $500 spent! On top of that, you’ll earn 3% cash back on the category of your choice (there are 6 to choose from) and 2% cash back at grocery stores and wholesale clubs (up to the first $2,500/quarter on choice category/grocery/wholesale club purchases). Cardholders will also earn 1% cash back on all other purchases and pay no annual fee. Click “Show Details” to learn more about this card.

Chase Freedom Unlimited

Chase Freedom Unlimited offers a 15-month 0% intro APR on purchases and balance transfers (with a balance transfer fee of 3%, $5 minimum). On top of that, you’ll earn an unlimited 1.5% cash back on all purchases, which means you don’t have to worry about cash back categories or spending limits, and a $150 cash back bonus when you spend $500 on purchases in the first 3 months from account opening. Chase Freedom Unlimited also has no annual fee and a number of added perks. Click “Show Details” to learn more about the card.

Capital One Venture Rewards Credit Card

Travel is easy with the Capital One Venture Rewards Credit Card. That’s because this card not only earns an unlimited 2X miles on all purchases, but it also offers 50,000 bonus miles — that’s worth $500 in travel — to cardholders who spend $3,000 on purchases in the first 3 months from account opening. Plus, cardholders will earn an unlimited 10X miles when they book through Hotels.com/Venture through Jan. 31, 2020 and pay no foreign transaction fees and no annual fee for the first year (then it’s $95).

American Express Gold Card

The American Express Gold Card (a NextAdvisor advertiser) offers some stellar rewards, as you can earn up to 4X points on some purchases! On top of that, cardholders who spend $2,000 on purchases in the first 3 months of account opening will earn a 35,000-point bonus! Since this is a charge card, you’re required to pay the balance off in full every month, so that’s definitely something to keep in mind. Rounding things out are no foreign transaction fees and a $250 annual fee. Click “Show Details” to learn more about this card’s impressive rewards.

Want to learn more about the cards detailed in this post? Visit our reviews of the best credit cards to see how they compare to other cards on the market.

Disclaimer: This content is not provided or commissioned by the credit card issuer. Opinions expressed here are author’s alone, not those of the credit card issuer, and have not been reviewed, approved or otherwise endorsed by the credit card issuer. This content was accurate at the time of this post, but card terms and conditions may change at any time. This site may be compensated through the credit card issuer Affiliate Program.