The Citi / AAdvantage Platinum Select World Elite Mastercard (a NextAdvisor advertiser) already had a great bonus — 50,000 miles — but it just got even better. Now you’ll earn those 50,000 miles after spending $2,500 on purchases in the first 3 months from account opening. That’s quite a bit down from what it was just recently. Previously, cardholders spent $2,000 on purchases in the first 3 months to get 40,000 miles and would earn the next 10,000 after spending a total of $6,000 within the first 12 months of account opening. While those terms provided a long time to earn the bonus, the new bonus is a much more efficient bonus-to-spending ratio. But that’s just a fraction of what the Citi / AAdvantage Platinum Select World Elite Mastercard has to offer!

What are this card’s best features?

Citi / AAdvantage Platinum Select World Elite Mastercard
  • Earn 50,000 American Airlines AAdvantage bonus miles after spending $2,500 on purchases in the first 3 months from account opening
  • Plus, earn 2 miles for every $1 spent at gas stations, restaurants and on eligible American Airlines purchases
  • After spending $20,000 on purchases during your year as a cardholder and renewing your card, you’ll earn a $100 American Airlines Flight Discount
  • No foreign transaction fees
  • First checked bag is free on domestic American Airlines itineraries for you and up to 4 companions traveling with you on the same reservation
  • Enjoy preferred boarding on American Airlines flights
  • Save 25% on in-flight food and beverage purchases when you use your card on American Airlines flights
  • $99 annual fee, waived for the first 12 months

For those looking to earn free American Airlines flights, the Citi / AAdvantage Platinum Select World Elite Mastercard can give you just the lift you need. That’s because you’ll earn 2 miles per $1 on eligible American Airlines purchases, at restaurants and on gas, plus 1 mile per $1 spent on all other purchases. Between your travel spending and those common expenditures, you can quickly rack up the miles to fund future flights.

In addition to the bonus and the miles you’ll earn, the Citi / AAdvantage Platinum Select World Elite Mastercard can also save you money. Here are a few ways: for one, you’ll pay no foreign transaction fees on purchases made outside of the United States. Since many credit cards charge foreign transaction fees ranging from about 3% to 5% of every transaction, avoiding this fee can save you a hefty chunk of change! Next up, you’ll save 25% discount on in-flight food and beverages on your American Airline flights when you pay using your Citi / AAdvantage Platinum Select World Elite Mastercard. Lastly, the $99 annual fee is waived for the first 12 months. That means you save a bit extra in your first year. However, there are other travel credit cards that also waive the annual fee for the first year, and some charge no annual fee at all.

As for perks, your first bag (and the first bag of up to 4 travel companions on your reservation) will be checked for free on domestic American Airlines flights. The value of that free checked bag privilege can really add up if you frequently use it. You’ll also benefit from preferred boarding on American Airlines flights. That means that, without spending an extra dime, you’ll get on your plane early and have time to settle in for your flight.

Are there downsides?

Depending on what you’re looking for in a travel credit card, you may find other cards more appealing. A few things that might change your mind are premium benefits and a desire for more brand options.

Premium benefits

For those who are willing to pay a larger annual fee for premium perks, there are cards that offer extra benefits. Take, for example, the Citi / AAdvantage Executive World Elite Mastercard. For a $450 annual fee, you’ll benefit from priority check in and airport screening when flying with American Airlines as well as early boarding on American Airlines flights. You’re also automatically an Admiral’s Club member, meaning you’ll have access to over 50 lounges worldwide. Your family or up to 2 travel guests can join you in the American Airlines airport lounge. Plus, you’ll still have a 50,000-mile bonus opportunity, in this case with a spending requirement of $5,000 on purchases in the first 3 months of account opening.

Redemption flexibility

Co-branded credit cards like the Citi / AAdvantage Platinum Select World Elite Mastercard provide special perks for sticking with that brand, as mentioned earlier. However, if you plan to spend with different airlines, a co-branded card may not be for you. For rewards and redemption options that don’t center around American Airlines, take a look at the Capital One Venture Rewards Credit Card. With this card, you can still earn a big bonus (50,000 miles when you spend $3,000 on purchases in the first 3 months of account opening), but you’ll also be able to redeem your miles toward any airline or hotel (you can even book your own travel, then redeem your rewards as statement credit to pay for that travel). The biggest selling point for the Capital One Venture Rewards Credit Card is its rewards rate: earn 10X miles on hotels booked through Hotel.com/Venture (until Jan. 31, 2020) and 2X miles on all other purchases. For more information, read our review of the Capital One Venture Rewards Credit Card.

Should you get this card?

If you’re a loyal American Airlines customer and you’re looking for great bang for your buck, the Citi / AAdvantage Platinum Select World Elite Mastercard is an excellent choice. You’ll find that the annual fee, which is waived for the first year, is lower than premium cards, while also earning a competitive rewards rate (2 miles per $1 spent) not only in flights with the co-branded airline, but also on gas and at restaurants. On top of that, you’ll enjoy additional benefits when flying with American Airlines.

If you are willing to pay a higher annual fee for extra perks, want to avoid a co-branded card or just would like to look through a few more options, check out our travel credit cards reviews.

Disclaimer: This content is not provided or commissioned by the credit card issuer. Opinions expressed here are author’s alone, not those of the credit card issuer, and have not been reviewed, approved or otherwise endorsed by the credit card issuer. This content was accurate at the time of this post, but card terms and conditions may change at any time. This site may be compensated through the credit card issuer Affiliate Program.