New! Ink Business Unlimited Credit CardBusiness owners, rejoice! The New! Ink Business Unlimited Credit Card makes earning rewards on all of your business purchases easy. That’s because it earns unlimited 1.5% cash back on all purchases. Most other business credit cards earn rewards in set categories, like office supplies or restaurants, which means you’re only earning 1% back on purchases that don’t fit into those categories. Since this card earns a flat rate on all purchases, it’s perfect for essentially any business owner. While that’s a nice rewards opportunity, it’s not the only one you can expect from this brand new credit card. Keep reading to learn about its intro bonus opportunity, 0% intro APR and more.

What does the New! Ink Business Unlimited Credit Card offer?

New! Ink Business Unlimited Credit Card
  • Earn a $500 cash back bonus after you spend $3,000 on purchases in the first 3 months from account opening.
  • Earn unlimited 1.5% cash back on all purchases.
  • Receive a 12-month 0% intro APR on purchases and balance transfers (with a 5% balance transfer fee).
  • Pay no annual fee.
  • Get employee cards at no additional cost.

Kicking things off is a $500 cash back bonus that you can earn when you spend $3,000 on purchases in the first 3 months from account opening! Next, as noted above, you’ll earn unlimited 1.5% cash back on all purchases. On top of that, the New! Ink Business Unlimited Credit Card offers a 12-month 0% intro APR on purchases and balance transfers. While the 0% intro APR on balance transfers comes with a high 5% balance transfer fee, this may be a price worth paying considering business credit cards don’t usually offer a 0% intro APR on balance transfers. Plus, avoiding interest for a year is a pretty sweet deal. Cardholders will also pay no annual fee and receive employee cards for free.

Rewards earned with the New! Ink Business Unlimited Credit Card can be redeemed for cash (via direct deposit into a U.S. checking or savings account), statement credits, gift cards, travel (via Chase Ultimate Rewards) and more. This rewards flexibility is not something you’ll get with most credit cards, so it’s nice to have this freedom. Other cardholder benefits include purchase protection, extended warranty protection, auto rental collision damage waiver as well as travel and emergency assistance services, among others.

Does the New! Ink Business Unlimited Credit Card have downsides?

When it’s compared to the competition, the New! Ink Business Unlimited Credit Card fares pretty well. In fact, the only real downside it has is that it’s only available to those with excellent credit (usually considered a credit score of 750 or higher). If you have less-than-perfect credit, look into the Capital One Spark Cash Select for Business credit card, which is available for those with good to excellent credit (usually considered a credit score of 700 or higher). You’ll earn the same unlimited 1.5% cash back with this card, but get a shorter 9-month 0% intro APR on only purchases. The card also has no annual fee and a $200 cash back bonus that you’ll earn after spending $3,000 on purchases in the first 3 months of account opening.

Should I apply for the New! Ink Business Unlimited Credit Card?

The New! Ink Business Unlimited Credit Card is a straightforward credit card that makes sense for any business owner. Add in its 12-month 0% intro APR and the $500 intro bonus opportunity, and you have one well-rounded business credit card.

Visit our New! Ink Business Unlimited Credit Card review to learn more about this card and apply online.

Disclaimer: This content is not provided or commissioned by the credit card issuer. Opinions expressed here are author’s alone, not those of the credit card issuer, and have not been reviewed, approved or otherwise endorsed by the credit card issuer. This content was accurate at the time of this post, but card terms and conditions may change at any time. This site may be compensated through the credit card issuer Affiliate Program.