Capital One® Spark® Classic for Business Review

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Our Detailed Review of This Card

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Capital One® Spark® Classic for Business is a good choice for those with an average credit history who want to build business credit and earn 1% cash back on all their purchases. It will especially appeal to users who will take advantage of the business-specific benefits like free employee cards and Year-End Summaries.

Rewards

  • Earn 1% cash back on all purchases.

Redeem Rewards

  • Redeem cash back for gift cards, statement credit to cover previous purchases and more.

Fees and APR

  • Annual Fee: $0.
  • Foreign Transaction Fees: None.
  • Purchase APR: 25.24% (Variable).
  • Balance Transfer APR: 25.24% (Variable).
  • Balance Transfer Fee: N/A.
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