Best Credit Cards for 2019Updated: Feb. 28, 2019

A new year is upon us, which means it’s time to not only evaluate your goals, but also your wallet. When was the last time you got a new credit card? Credit card offers are always changing (and getting better), so even if you got a card in 2018, there’s a high chance that a better card exists. That’s because credit card issuers make their offers especially appealing in the new year, as they know consumers are looking for credit cards to help them kick off the new year on the right foot. Looking for the best credit cards for 2019? Keep reading to see what made the cut.

Best premium cash back card: Capital One Savor Cash Rewards Credit Card

Want a card with the highest cash back bonus we’ve seen? If so, the Capital One Savor Cash Rewards Credit Card will not disappoint with its $500 cash back bonus that you’ll earn after spending $3,000 on purchases within the first 3 months from account opening. Cardholders also earn an unlimited 4% cash back on dining and entertainment, 2% cash back at grocery stores and 1% cash back on everything else. There are no foreign transaction fees and no annual fee for the first year (after that, it’s $95).

Best no-fee cash back card: Discover it Cash Back

Discover it Cash Back earns 5% cash back on rotating categories each quarter you activate (up to the quarterly maximum, currently $1,500, then it’s 1% back) and 1% cash back on all other purchases. On top of that, Discover will match all of the cash back you earn in the first year as a cardholder! Additionally, the card has no annual fee and a 14-month 0% intro APR on purchases and balance transfers (with a 3% balance transfer fee) — then it’s 14.24% to 25.24% variable. Click “Show Details” to learn more about our favorite no-fee cash back card.

Best rewards card: Citi Rewards+ Card

The Citi Rewards+ Card (a NextAdvisor advertiser) offers some serious rewards. You’ll earn 2X points at supermarkets and gas stations (up to the first $6,000/year in purchases, then it’s 1X points) and 1X points on all other purchases. The part we especially love about this card is its rounding perk, which automatically rounds every purchase up to the nearest 10 points. For example, if you make a $7 purchase at the book store, you’d normally earn 7 points back (1X per $1), but with this perk, you get a total of 10 points back! Get more information by clicking “Show Details.”

Best 0% APR card: Wells Fargo Platinum Visa Card

Those looking for a card that offers an equally long 0% intro APR on purchases and balance transfers will like the Wells Fargo Platinum Visa Card, which offers an 18-month 0% intro APR on purchases and balance transfers (with an intro balance transfer fee of 3% for 120 days, then it’s 5%). The card also offers up to $600 in mobile protection against covered damage and theft when you use your card to pay your monthly cell phone bill (with a $25 deductible per claim and a maximum of 2 claims per year). Plus, cardholders will pay no annual fee.

Best flat-rate cash back card: Chase Freedom Unlimited

Chase Freedom Unlimited is the perfect card for anyone who doesn’t want to deal with cash back categories or spending limits. That’s because the  card earns an unlimited 1.5% cash back on all purchases. On top of that, Chase Freedom Unlimited offers a $150 bonus to cardholders who spend $500 on purchases in the first 3 months from account opening. Cardholders also pay no annual fee and receive a 15-month 0% intro APR on purchases and balance transfers (with a 3% balance transfer fee, $5 minimum). Click “Show Details” to learn more.

Best travel card: Capital One Venture Rewards Credit Card

The Capital One Venture Rewards Credit Card offers a 50,000-mile bonus — worth $500 in travel — to cardholders who spend $3,000 on purchases within the first 3 months from account opening and earns unlimited 2X miles on all purchases. Plus, cardholders will earn 10X miles when they book through Hotels.com/Venture (this offer is valid until Jan. 31, 2020). In addition to charging no foreign transaction fees, this card has no annual fee for the first year (then it’s $95).

Best for average credit: Capital One QuicksilverOne Cash Rewards Credit Card

Those with average credit will love the Capital One QuicksilverOne Cash Rewards Credit Card. That’s because it’s available to those with average, fair or limited credit (usually considered a credit score of 620 or higher) and offers solid cash back rewards. You’ll earn an unlimited 1.5% cash back on all purchases. And when you make your first 5 monthly payments on time, you’ll get access to a higher credit limit! There is a $39 annual fee, but this card offers a lot more than most of its competitors.

Whether you’re looking to complete a balance transfer or hoping to travel in the new year, our list of the best credit cards for 2019 has you covered. Want to learn more about these cards? Visit our credit card reviews to see how they compare to others on the market.

Disclaimer: This content is not provided or commissioned by the credit card issuer. Opinions expressed here are author’s alone, not those of the credit card issuer, and have not been reviewed, approved or otherwise endorsed by the credit card issuer. This content was accurate at the time of this post, but card terms and conditions may change at any time. This site may be compensated through the credit card issuer Affiliate Program.