Best Cash Back Credit Cards for Grocery ShoppingUpdated: Feb. 20, 2019

People are always looking for ways to shop smarter, especially when it comes to the essentials like food. Whether you’re a home chef or you just prefer to cook your own food, one of the easiest ways to get more value while you’re grocery shopping is to use a cash back credit card that’s specifically tailored to grocery purchases. If you’re using the right card, you could be earning up to 6% back on your grocery bill. Just use them to pay for your groceries, and these cards will give you cash rewards on your food purchases, along with some other neat perks. Sorting through offers can be a chore, so we’ve collected some of the best credit cards that earn you cash back during your trips to the grocery store.

Best cash back cards for groceries

Blue Cash Preferred Card from American Express

Best Cash Back Credit Cards for Grocery ShoppingThe Blue Cash Preferred Card from American Express (a NextAdvisor advertiser) offers an unprecedented 6% cash back at U.S. supermarkets on up to $6,000 in purchases per year (then it goes to 1%). That’s the highest sustained cash back rate of all the credit cards we’ve reviewed, making this the clear winner for cards to take on your supermarket run. It also earns 3% cash back at U.S. gas stations and select U.S. department stores, as well as 1% cash back on everything else. The Blue Cash Preferred Card from American Express comes with a generous $200 intro bonus that you can earn after spending $1,000 on purchases in the first 3 months of card ownership. Cardholders will also get a 12-month 0% intro APR on purchases and balance transfers (with a balance transfer fee of 3% or $5, whichever is greater). Combine all of that with American Express’ highly-rated customer service, and you have an all-around excellent credit card. This card does come with a $95 annual fee, but if you’re hitting the $6,000 annual spend on groceries, the 6% cash back you earn will total $360, more than making up for that.

Blue Cash Everyday Card from American Express

Best Cash Back Credit Cards for Grocery ShoppingIf you liked the Blue Cash Preferred Card from American Express, but were put off by its annual fee, then the Blue Cash Everyday Card from American Express is for you. While it isn’t quite as remarkable for groceries as its premium counterpart, the Blue Cash Everyday Card from American Express still earns a very nice 3% cash back at U.S. supermarkets on up to $6,000 in purchases per year (then 1% after that), as well as 2% cash back at U.S. gas stations and select U.S. department stores, as well as 1% cash back on all other purchases. Additionally, it sports an intro bonus of $150 if you spend $1,000 on purchases in the first 3 months of card ownership, a 15-month 0% intro APR for purchases and balance transfers (with a 3% balance transfer fee, $5 minimum), which is longer than other cards listed in this post, and no annual fee, as you likely guessed.

Bank of America Cash Rewards credit card

Best Cash Back Credit Cards for Grocery ShoppingDo you get your groceries from wholesale clubs and grocery stores? If so, the Bank of America Cash Rewards credit card should pique your interest. It offers a continuous 2% cash back at wholesale clubs and grocery stores and 3% cash back on the category of your choice (up to a total of $2,500 in combined wholesale club/grocery store/choice category purchases each quarter, then 1%), along with 1% cash back on every other purchase. The 3% categories to choose from include (1) gas, (2) online shopping, (3) dining, (4) travel, (5) drug stores as well as (6) home improvement and furnishings. You can change your choice category every month, which gives you the opportunity to customize your rewards to your spending habits. Also, new cardholders who sign up online earn a $150 intro bonus after spending $500 on purchases in the first 90 days. The Bank of America Cash Rewards credit card also has no annual fee and a 12-month 0% intro APR on purchases and any balance transfers made in the first 60 days (with a 3% or $10 balance transfer fee, whichever is greater). Bank of America Gold, Platinum and Platinum Honors Preferred Rewards clients will get extra value out of this card, as redeeming cash back rewards into their checking or savings account will grant a 25% to 75% bonus, depending on their account status.

Capital One SavorOne Cash Rewards Credit Card

Best Cash Back Credit Cards for Grocery ShoppingPretty much designed with foodies in mind, the Capital One SavorOne Cash Rewards Credit Card not only earns 2% cash back at grocery stores, but also 3% cash back on dining out, with no quarterly or annual spending limits. Cardholders also get 1% cash back on all other purchases. For new member benefits, there’s an intro bonus of $150 that you can earn after spending $500 on purchases within the first 3 months, and a whole host of perks from Capital One, including complimentary concierge services, no annual fee, no foreign transaction fees and extended warranties on products you buy with the card. The 0% intro APR on purchases and balance transfers applies for 15 months (balance transfers have a 3% fee), giving you ample time to pay down any purchases you make or balances you’d like to transfer. Overall, the Capital One SavorOne Cash Rewards Credit Card is a great card for people who love food.

Ready to see how much you can save each year with a great cash back card? Use our free Cash Back Calculator to view how much each card can earn you when you input your spending habits. If none of these cards match your needs, check out our reviews of the best rewards credit cards and compare these offers with others to find the card that’s the perfect fit for you.

Disclaimer: This content is not provided or commissioned by the credit card issuer. Opinions expressed here are author’s alone, not those of the credit card issuer, and have not been reviewed, approved or otherwise endorsed by the credit card issuer. This content was accurate at the time of this post, but card terms and conditions may change at any time. This site may be compensated through the credit card issuer Affiliate Program.