NextAdvisor Blog - Julie Myhre-Nunes

Julie Myhre-Nunes joined NextAdvisor.com in 2013 as a writer. Since then, she has worked her way up to her current role, Director of Content. Julie is responsible for overseeing the strategy, SEO and production of every piece of content that the company creates, including blog posts, reviews, the newsletter, social media and others. Since the beginning of her career at the Silicon Valley Business Journal, Julie's writing has been published by numerous nationally-recognized news websites, including USA Today, Business Insider, Wired Insights and American City Business Journals, among others. She is an alumna of San Jose State University, where she earned a B.S. in Journalism. Follow her on Twitter @JulieAdvisor.

Posts by Julie Myhre-Nunes:

Chase Sapphire Preferred Card Ups Its Intro Bonus to 60,000 Points

Have you been bitten by the travel bug? If so, you’re probably looking for a credit card that will help you make the most of all of your travel purchases. Lucky for you, the Chase Sapphire Preferred Card just upped its intro bonus to 60,000 points —
[Read More]

Is This No-Fee Balance Transfer Card Worth It?

Updated: Feb. 22, 2019 If you’re carrying a balance on your credit card and considering a balance transfer to rid yourself of interest, you’re probably looking for a card with no balance transfer fee. There aren’t a lot of no-balance-transfer-fee cards on the market, and the ones
[Read More]

Best Credit Cards for Everyday Purchases

Updated: Feb. 26, 2019 Whether you’re purchasing groceries for your family, filling up the gas tank or dining out with friends, we all have a long list of everyday purchases — and they add up quickly! While you may be temped to reach for your debit card to
[Read More]

Pay No Credit Card Interest Until Nearly 2021

It’s no secret that carrying debt comes with high interest rates. A balance transfer credit card can help, but it won’t do you much good if you don’t get a long enough 0% intro APR. Lucky for you, we’re detailing our favorite balance transfer credit cards. The
[Read More]

New: Citi Rewards+ Card Earns Points on Everyday Purchases

Learn More Updated: March 20, 2019 Citi just launched a new credit card that earns points on your everyday purchases and offers some unique perks! The Citi Rewards+ Card (a NextAdvisor advertiser) kicks things off with a 15,000-point bonus when cardholders spend $1,000 on purchases in the
[Read More]

Best Balance Transfer Credit Cards for You

Updated: Feb. 22, 2019 If you’re carrying credit card debt, you know how challenging it can be to pay down. While you can tighten up your finances, adjust your budget and make larger monthly payments, doing so will still cost you an arm and a leg in
[Read More]

Why You’re About to Pay More Credit Card Interest

If you carry a balance on your credit card, you may want to get ready to pay more in interest, as the Federal Reserve just increased interest rates by 0.25%, which brings the benchmark interest rate from 2.25% to 2.5%. Since this hasn’t been the first increase
[Read More]

Best Credit Cards for 2019

Updated: Feb. 28, 2019 A new year is upon us, which means it’s time to not only evaluate your goals, but also your wallet. When was the last time you got a new credit card? Credit card offers are always changing (and getting better), so even if
[Read More]

Capital One Business Credit Cards Add Impressive Limited-Time Bonus Offers

While this information was accurate at the time this post was published, these cards’ offers and perks may have expired or changed over time. Visit our reviews of the best credit cards to find the right card for your needs. Whether you’re just starting your business or
[Read More]

Top 7 Credit Cards for Good to Excellent Credit

Updated: Feb. 28, 2019 If you have stellar credit, you want a card with the most competitive offer. After all, if your credit qualifies you for the best, you deserve the best. With so many credit card offers, it’s hard to determine which cards are worth their
[Read More]

Why Now’s the Perfect Time to Get a New Credit Card

Updated: Dec. 21, 2018 The holiday season is here, which means you’re probably thinking about what purchases you’ll be making during the winter months — assuming you haven’t already started your shopping. Before you hit the mall or your favorite retail sites, first you’ll want to add
[Read More]

Top 3 Business Credit Cards

Updated: Jan. 29, 2019 Running a business isn’t easy, especially when it comes to finances. That’s where a business credit card comes in. These cards provide small business owners with the financial freedom they need to order supplies, fund new equipment, implement more employee training, take clients
[Read More]

Which Low APR Credit Card is Right for Me?

Did you know some cards offer long 0% intro APRs on purchases and balance transfers? This means you can save some serious dough on interest with one of these cards, as some offer 0% intro APRs of up to 21 months! See the following list of low
[Read More]

Pay No Interest Until Nearly 2020 with These Credit Cards

While this information was accurate at the time this post was published, these cards’ offers and perks may have expired or changed over time. Visit our reviews of the best credit cards to find the right card for your needs. Carrying a balance on a credit card
[Read More]

Best Credit Cards for Customer Satisfaction

Updated: March 21, 2019 Are you satisfied with your credit card? If you don’t have a Discover, American Express or Barclays card, you might not be. That’s because according to J.D. Power’s 2018 Credit Card Satisfaction Study, those 3 card issuers are the best for customer satisfaction.
[Read More]

Best Cash Back Credit Cards for Dining Out

While this information was accurate at the time this post was published, these cards’ offers and perks may have expired or changed over time. Visit our reviews of the best credit cards to find the right card for your needs. Do you enjoy dining out with loved
[Read More]

New: Earn a $500 Bonus with the Capital One Savor Cash Rewards Credit Card

Updated: March 19, 2019 Apply Now Would you like to earn one of the highest cash back intro bonuses we’ve seen? If so, the new Capital One Savor Cash Rewards Credit Card is for you. That’s because this card offers a whopping $500 cash bonus to cardholders
[Read More]

We’ve Found the Highest-Paying Cash Back Card

How would you like a card that not only earns 5% cash back on purchases in different categories throughout the year and a hefty intro bonus, but also offers a long 0% intro APR on purchases and balance transfers? The Discover it Cash Back card, the highest-paying
[Read More]

Which Cash Back Credit Card is Right for Me?

Want to earn cash back on every purchase you make? Cash back credit cards can do exactly that by giving you cash back (some cards offer up to 6% back on certain categories!) on everything you buy. Most cards also offer hefty intro bonuses, boosting your rewards
[Read More]

Earn a $150 Bonus with the Bank of America Cash Rewards Credit Card

Updated: March 21, 2019 Using a rewards credit card to cover your everyday purchases can help you make the most of your hard-earned dollar, but what rewards card is best? The Bank of America Cash Rewards credit card is one of our top-rated cards that earns rewards
[Read More]

Which Balance Transfer Credit Card is Right for Me?

Sick of paying high interest rates? A card with a long 0% intro APR on balance transfers can help because it allows you to avoid interest for a set period of time — some cards offer up to 18 months of no interest! Not sure which card from
[Read More]

We Got the Scoop on the New Wells Fargo Propel American Express Card

While this information was accurate at the time this post was published, these cards’ offers and perks may have expired or changed over time. Visit our reviews of the best credit cards to find the right card for your needs. When a card gets some updated perks,
[Read More]

Earn a Bonus Worth $300 with the New Wells Fargo Propel American Express Card

While this information was accurate at the time this post was published, these cards’ offers and perks may have expired or changed over time. Visit our reviews of the best credit cards to find the right card for your needs. Learn More If you’re looking for a
[Read More]

3 Best Credit Cards for Paying Off Debt

Updated: Feb. 22, 2019 Are you carrying debt on a credit card? Did you know there’s a way for you to rid yourself of that debt without paying an arm and leg in interest? By opening a card with a long 0% intro APR on balance transfers
[Read More]

Blue Cash Everyday or Blue Cash Preferred: Which Cash Back Moneymaker is Right for You?

While this information was accurate at the time this post was published, these cards’ offers and perks may have expired or changed over time. Visit our reviews of the best credit cards to find the right card for your needs. Credit cards with similar names can be
[Read More]

Special Offer: Earn 35,000 Bonus Miles with the Platinum Delta SkyMiles Business Credit Card

While this information was accurate at the time this post was published, these cards’ offers and perks may have expired or changed over time. Visit our reviews of the best credit cards to find the right card for your needs. Are you a business owner who’s loyal
[Read More]

Barclays Arrival Premier vs. Capital One Venture: Which Travel Credit Card is Best?

While this information was accurate at the time this post was published, these cards’ offers and perks may have expired or changed over time. Visit our reviews of the best credit cards to find the right card for your needs. When it comes to travel rewards credit
[Read More]

New! Ink Business Unlimited Credit Card Earns 1.5% Cash Back on All Purchases

Business owners, rejoice! The New! Ink Business Unlimited Credit Card makes earning rewards on all of your business purchases easy. That’s because it earns unlimited 1.5% cash back on all purchases. Most other business credit cards earn rewards in set categories, like office supplies or restaurants, which
[Read More]

Barclays Arrival Premier World Elite Mastercard: The Only Card with an Annual Bonus

While this information was accurate at the time this post was published, these cards’ offers and perks may have expired or changed over time. Visit our reviews of the best credit cards to find the right card for your needs. Have you ever wished your credit card
[Read More]

New: Get a 20-Month 0% Intro APR with the U.S. Bank Visa Platinum Card

While this information was accurate at the time this post was published, these cards’ offers and perks may have expired or changed over time. Visit our reviews of the best credit cards to find the right card for your needs. How would you like to sail into
[Read More]

Wells Fargo Platinum Visa Card Extends Its 0% Intro APR to 18 Months

If you’re in the market for a card that offers a long 0% intro APR, we have some good news for you: the Wells Fargo Platinum Visa Card just lengthened its 0% intro APR period to 18 months. This new 0% intro APR applies to both purchases
[Read More]

Best Credit Cards for Home Improvement Projects

Updated: Dec. 21, 2018 Are you planning to upgrade some appliances in your home or thinking of repainting that room that’s been neglected for years? If so, you’re likely trying to decide the best way for you to fund these home improvement projects. While you may be
[Read More]

How to Use Your Tax Refund to Build Credit

Updated: July 19, 2018 Tax season is over, which means you may already (or soon be) seeing your bank account get an impressive boost from your tax refund. While you may be tempted to spend your tax refund on something you’ve been eyeing all year, there’s a
[Read More]

Get a 15-Month 0% Intro APR on Purchases with the SimplyCash Plus Business Credit Card

It’s no secret that running a business is expensive. That’s why the SimplyCash Plus Business Credit Card from American Express (a NextAdvisor advertiser) is the perfect card for any business owner. Not only does this card earn some impressive cash back rewards on all your business purchases,
[Read More]

The Starwood Preferred Guest Business Credit Card Gets Some Exciting New Perks

While this information was accurate at the time this post was published, these cards’ offers and perks may have expired or changed over time. Visit our reviews of the best credit cards to find the right card for your needs. Business owners who travel a lot and
[Read More]

NextAdvisor Survey: 54% of Americans Find Frequent Flyer Programs Confusing

While this information was accurate at the time this post was published, these cards’ offers and perks may have expired or changed over time. Visit our reviews of the best credit cards to find the right card for your needs. When it comes to credit cards, do
[Read More]

Pay No Credit Card Interest Until 2020

Updated: March 11, 2019 Carrying a balance on your credit card isn’t fun. While you’re paying an arm and a leg in credit card interest, the balance seems to barely move. Although you may think there’s no way to escape your credit card debt, a low APR
[Read More]

Avoid Interest for 14 Months with the Discover it Cash Back Card

Updated: Dec. 21, 2018 Learn More When it comes to cash back credit cards, Discover it Cash Back is one of the top options, but did you know it’s also a solid choice for balance transfers? That’s because it offers a 14-month 0% intro APR on purchases
[Read More]

The Fastest Way to Pay Off $8,000 in Credit Card Debt

Updated: Feb. 1, 2019 Credit card debt is something most people try to avoid, but there are instances when you may find yourself owing a little more than you’d prefer. While you may think there’s no way out, there’s an easy way for you to rid yourself
[Read More]

Credit Card Makeover: How to Complete a Balance Transfer

Updated: Sept. 27, 2018 Carrying credit card debt can feel like a never-ending burden. Even if you manage to pay more than the minimum, it seems like that payment barely makes a dent. Those who are trapped in the cycle of debt are likely wondering if there’s
[Read More]

Best No-Fee Balance Transfer Credit Cards

While this information was accurate at the time this post was published, these cards’ offers and perks may have expired or changed over time. Visit our reviews of the best credit cards to find the right card for your needs. Balance transfers are a great way to
[Read More]

Bank of America Cash Rewards Credit Card: The Perfect Card for Everyday Purchases

While this information was accurate at the time this post was published, these cards’ offers and perks may have expired or changed over time. Visit our reviews of the best credit cards to find the right card for your needs. Learn More Picking the right card for
[Read More]

Which Cash Back Credit Card is Right for You?

Updated: March 21, 2019 Finding the right cash back credit card is a challenge, especially since there are so many options on the market and credit card offers are constantly changing. Lucky for you, we are in the know when it comes to credit cards, so we
[Read More]

Earn Unlimited 10X Miles at Hotels.com with the Capital One Venture Rewards Credit Card

Updated: March 8, 2019 One of the best travel rewards credit cards on the market just got a whole lot better. That’s because the Capital One Venture Rewards Credit Card now earns unlimited 10X miles on every $1 spent at Hotels.com! On top of that, it has an intro
[Read More]

Is the New Hilton Honors American Express Business Card Right for Your Business?

While this information was accurate at the time this post was published, these cards’ offers and perks may have expired or changed over time. Visit our reviews of the best credit cards to find the right card for your needs. A brand new business rewards credit card
[Read More]

Special Offer: Earn a Bonus of Up to $500 with the SimplyCash Plus Business Credit Card

While this information was accurate at the time this post was published, these cards’ offers and perks may have expired or changed over time. Visit our reviews of the best credit cards to find the right card for your needs. Attention business owners! If you don’t already
[Read More]

What to Know About the New Citi Simplicity and Diamond Preferred Credit Card Offers

While this information was accurate at the time this post was published, these cards’ offers and perks may have expired or changed over time. Visit our reviews of the best credit cards to find the right card for your needs. We’ve been writing about the Citi Simplicity
[Read More]

Earn a $150 Bonus with the U.S. Bank Cash 365 American Express Card

Are you in the market for a new cash back credit card with a generous intro bonus? If so, the U.S. Bank Cash 365 American Express Card, which is brand new to our site, is likely a good fit for you. That’s because this card offers a $150
[Read More]

Best Credit Cards for Paying Your Monthly Bills

Updated: March 8, 2019 Whether it’s a utilities bill, a cell phone bill or a cable bill, we all have monthly bills that we need to cover every month. There are seemingly endless ways to pay for these charges, as you can reach for your debit card,
[Read More]

Do Balance Transfers Count as Purchases?

Updated: Dec. 21, 2018 If you’re in the market for a balance transfer credit card, you may have seen that a couple cards we review also offer intro bonus opportunities to cardholders who spend a certain amount within a set period of time (e.g., spend $500 on
[Read More]

Best Credit Cards for 2018

While this information was accurate at the time this post was published, these cards’ offers and perks may have expired or changed over time. Visit our list of the best credit card for 2019 to find the right card for your needs. As a new year rolls
[Read More]

Wells Fargo vs. Chase: Which Unlimited Cash Back Credit Card is Right for You?

Updated: Aug. 10, 2018 If you’re in the market for a cash back credit card that allows you to earn the same cash back rate on all of your purchases, there’s a good chance you’re considering the Wells Fargo Cash Wise Visa Card or Chase Freedom Unlimited — or both. Although
[Read More]

Best Credit Cards for Paying Medical Expenses

Updated: Dec. 21, 2018 Sometimes life happens and you find yourself with a bill you didn’t plan to cover. While some of life’s unexpected events are easy to pick up, other events are not so financially friendly, including medical emergencies. In fact, a recent Consumer Financial Protection
[Read More]

Best Credit Cards for Avoiding Interest on Holiday Purchases

While this information was accurate at the time this post was published, these cards’ offers and perks may have expired or changed over time. Visit our reviews of the best credit cards to find the right card for your needs. The holiday season is a time of
[Read More]

A Complete Guide to Freezing Your Credit

Editor’s Note: While the process for freezing your credit is still the same, note that as of Sept. 21, 2018, it is now free by law for consumers to place and lift freezes on their credit. Learn more about that legislation here. If you’ve been reading our
[Read More]

Share Your Opinion for a Chance to Win $500!

Editor’s Note: As of Dec. 26, 2017 at 5 p.m. PT, we are no longer accepting entries for our $500 giveaway. That said, we still encourage to tell us what you think — we appreciate any feedback we receive. Have you ever used our free reviews and
[Read More]

The Blue Cash Everyday Card Boosts Its Intro Bonus and Lengthens the 0% Intro APR Period

While this information was accurate at the time this post was published, these cards’ offers and perks may have expired or changed over time. Visit our reviews of the best credit cards to find the right card for your needs. Want a card that earns cash back
[Read More]

New: Get an Increased Intro Bonus with the Blue Cash Preferred Card

While this information was accurate at the time this post was published, these cards’ offers and perks may have expired or changed over time. Visit our reviews of the best credit cards to find the right card for your needs. If you frequent the grocery store and
[Read More]

Get 10% Back at Amazon.com and Target with Discover it Cash Back

While this information was accurate at the time this post was published, these cards’ offers and perks may have expired or changed over time. Visit our reviews of the best credit cards to find the right card for your needs. The holidays are around the corner, and
[Read More]

Why Everyone Should Care About the Equifax Breach

Updated: Sept. 28, 2017  If you haven’t already heard, Equifax — one of the three major credit bureaus — announced on Sept. 7 that 143 million consumers’ information was leaked in a security breach. Leaked information includes social security numbers, dates of birth, names, credit card numbers,
[Read More]

Best Credit Cards for Average, Fair and Limited Credit

Updated: June 12, 2018 Although there seem to be potentially limitless credit card options for those with good or excellent credit, you might find yourself wondering if there any options for someone with not-so-perfect credit? Yes, there are actually a number of credit cards for those with average,
[Read More]

Earn More Cash Back with This Special Offer from the U.S. Bank Cash+ Visa Signature Card

Editor’s Note: This special offer is expired. Visit our U.S. Bank Cash+ Visa Signature Card review to learn about the card’s current rewards and perks. Looking for a cash back credit card that allows you to customize your rewards? The U.S. Bank Cash+ Visa Signature Card might
[Read More]

Pay It Plan It: American Express’ New Feature Provides Flexible Payment Options

While this information was accurate at the time this post was published, these cards’ offers and perks may have expired or changed over time. Visit our reviews of the best credit cards to find the right card for your needs. Paying down a credit card balance can
[Read More]

Which Chase Freedom Credit Card is Right for You?

When credit cards have similar names, it can be challenging to tell the cards apart. That’s probably the case for most of our readers who are considering either Chase Freedom – $150 Bonus or Chase Freedom Unlimited. Even though these cards have very similar names, they are very
[Read More]

Best No-Fee Travel Rewards Cards

Updated: March 8, 2019 Travel rewards credit cards are a great asset to any frequent traveler, but the unfortunate reality is that many of the best travel credit cards charge annual fees. While these fees aren’t a big deal to some, as the rewards and perks they get
[Read More]

Venture vs. VentureOne: Which Travel Rewards Credit Card is Best for You?

Updated: March 8, 2019 Choosing the right credit card for your needs and spending habits can be hard, especially when you’re trying to decide between two credit cards with similar names, like the Capital One Venture Rewards Credit Card and the Capital One VentureOne Rewards Credit Card.
[Read More]

NextAdvisor Adds HSBC Credit Card Reviews

Editor’s Note: As of Aug. 31, 2017, these cards are no longer available through our site. Visit our reviews of the best credit cards to find the right card for your needs and spending habits. When it comes to our credit card reviews, we are not only
[Read More]

Citi ThankYou Premier Card Ups Its Intro Bonus to 50,000 Points

While this information was accurate at the time this post was published, these cards’ offers and perks may have expired or changed over time. Visit our reviews of the best credit cards to find the right card for your needs. Looking for a card that earns rewards
[Read More]

What is a Balance Transfer?

Updated: Oct. 11, 2018 While you may have heard the term before, you may be wondering “What is a balance transfer?” Even though it sounds like a complicated credit card transaction, a balance transfer is not only pretty simple to complete, but also a helpful tool to help you
[Read More]

BankAmericard Credit Card: The Right Card for Your Balance Transfer?

While this information was accurate at the time this post was published, these cards’ offers and perks may have expired or changed over time. Visit our reviews of the best balance transfer cards to find the right card for your needs. Are you sick of paying credit
[Read More]

What the Fed Rate Increase Means for Your Credit Card

Updated: Oct. 11, 2018 During today’s Federal Open Market Committee meeting, the Fed decided to increase the short-term interest rate by 0.25%. This is the third time since December that we’ve seen an increase in interest rates. While you may be thinking a slight rate hike won’t impact
[Read More]

A Parent’s Guide to Student Credit Cards

Updated: July 26, 2018 When it comes to personal finance, everyone has an opinion, so it’s no surprise that most parents have preconceived notions about student credit cards. Whether you think your student isn’t ready for a credit card or they shouldn’t have one until they have a
[Read More]

New: Get a $150 Bonus with the BankAmericard Cash Rewards Credit Cards

While this information was accurate at the time this post was published, these cards’ offers and perks may have expired or changed over time. Visit our reviews of the best credit cards to find the right card for your needs. If you want a card that offers
[Read More]

Best Credit Cards to Pay for Wedding Expenses

Updated: Dec. 21, 2018 It’s no secret that weddings are expensive, but did you know the price is steadily increasing? The results of The Knot Real Weddings Study showed that the national average cost of a wedding is $35,329 (note that this doesn’t include the honeymoon costs)
[Read More]

Barclaycard vs. Wells Fargo: The Battle of the Unlimited Cash Back Credit Cards

Editor’s Note: As of Nov. 28, 2017, the Barclaycard CashForward World Mastercard is no longer available. Visit our reviews of the best credit cards to find the right card for your needs. Picking a credit card is a big decision, as you want to make sure you select
[Read More]

The Wells Fargo Propel American Express Card Adds an Impressive 20,000 Bonus Points

While this information was accurate at the time this post was published, these cards’ offers and perks are expired. Visit our reviews of the best credit cards to find the right card for your needs. Want to earn rewards on everyday purchases and get a hefty intro
[Read More]

Should You Avoid Cash Advances?

If you’ve read the terms and conditions for any credit card, you’ve likely see something about cash advances, specifically a cash advance APR and a cash advance limit. While it may be foreign to some, cash advances are not a new concept for credit cards or charge
[Read More]

We Learned All About the Upgrades Coming to The Platinum Card from American Express

Updated: March 31, 2017 Three of the NextAdvisor employees (myself included) got the opportunity to attend a special event at the Ritz-Carlton in San Francisco on March 16, 2017 to learn all about the major updates coming to The Platinum Card from American Express (a NextAdvisor advertiser). During
[Read More]

Starwood Preferred Guest Cardholders Can Now Get Up to 35,000 Bonus Points

While this information was accurate at the time this post was published, these cards’ offers and perks may have expired or changed over time. Visit our reviews of the best credit cards to find the right card for your needs. Are you a fan of Starwood Hotels,
[Read More]

Barclaycard Ring Mastercard Now Has a 15-Month 0% Intro APR and No Balance Transfer Fee

While this information was accurate at the time this post was published, these cards’ offers and perks may have expired or changed over time. Visit our reviews of the best credit cards to find the right card for your needs. If you’re looking for a credit card
[Read More]

Should You Pay Your Taxes with a Credit Card?

While this information was accurate at the time this post was published, these cards’ offers and perks may have expired or changed over time. Visit our reviews of the best credit cards to find the right card for your needs. Tax season is in full swing, which
[Read More]

Tax Identity Theft Awareness Week: How to Protect Yourself from Tax Identity Theft

Tax identity theft is a big deal, so much so that the FTC dedicates a whole week to bring awareness to the issue every year. Tax Identity Theft Awareness Week, which runs from Jan. 30 to Feb. 3 this year, is aimed to spread the word about
[Read More]

Discover it Offers an 18-Month 0% Intro APR on Balance Transfers and Cash Back Rewards

Updated: Dec. 21, 2018 Learn More Paying credit card interest is a drag, especially if you’re trying to pay off a hefty balance. Instead of drowning in interest, why not consider a balance transfer and avoid paying interest on that balance for over a year and a
[Read More]

Why You’re Going to Pay More Credit Card Interest Soon

While this information was accurate at the time this post was published, these cards’ offers and perks may have expired or changed over time. Visit our reviews of the best credit cards to find the right card for your needs. Editor’s Note: This blog post was written
[Read More]

What I Learned from Getting the Blue Cash Everyday Card from American Express

Updated: March 21, 2019 I have been in the market for a new credit for quite a while now. The last card I opened was the Citi Double Cash Card (a NextAdvisor advertiser) in November of 2014 and, as someone who writes about credit cards, I’m aware of
[Read More]

Discover Extends Its 0% Intro APR Period to 14 Months

Updated: Jan. 6, 2017 Discover just lengthened the 0% intro APR period for a number of its credit cards from 12 months to 14 months, making these top-notch cards even more appealing, especially since most Discover cards are available to those with average to excellent credit (a credit score
[Read More]

NextAdvisor Infographic Details Consumers’ Holiday Spending Habits

The holiday season means a number of things to millions of people. While some are looking forward to getting time away from work and others are planning the annual family vacation, the common ground for most consumers is holiday shopping. Whether they’re buying the holiday feast or stuffing the
[Read More]

The New Ink Business Preferred Credit Card Offers a Stellar Intro Bonus and Top-Notch Rewards

While this information was accurate at the time this post was published, these cards’ offers and perks may have expired or changed over time. Visit our reviews of the best credit cards to find the right card for your needs. If you’re a business owner, we have
[Read More]

The Wells Fargo Cash Wise Visa Card Adds an Attractive $150 Cash Rewards Bonus

While this information was accurate at the time this post was published, these cards’ offers and perks may have expired or changed over time. Visit our reviews of the best credit cards to find the right card for your needs. Those looking for a credit card that
[Read More]

National Cyber Security Awareness Month: Why Your Online Security Matters

October is in full swing, which means Breast Cancer Awareness Month is upon us and Halloween is closing in. Something more frightful than the ghouls in the night is a cybersecurity threat. To shed some light on this pressing and timely topic, the U.S. Department of Homeland
[Read More]

Honor Breast Cancer Awareness Month with the Susan G. Komen Credit Card

Updated: Oct. 20, 2017 October is Breast Cancer Awareness Month, which you may already know as pink is likely popping up at your local grocery store, gas station and nearly everywhere else. According to the National Breast Cancer Foundation, one in eight women in the U.S. will
[Read More]

Best Cash Back Credit Cards for Holiday Shopping

While this information was accurate at the time this post was published, these cards’ offers and perks may have expired or changed over time. Visit our reviews of the best credit cards to find the right card for your needs. The holiday season is almost here, which
[Read More]

Citi’s New Feature Lets You Lock Your Credit Cards

Updated: Oct. 11, 2018 Let’s face it, we’re not perfect and sometimes we lose or misplace our credit cards. Citi has a solution for those not-so-perfect moments called Quick Lock. This feature allows you instantly lock your card if you lose or misplace it, then immediately unlock
[Read More]

Chase vs. Capital One: Which Unlimited Cash Back Credit Card is Best?

While this information was accurate at the time this post was published, these cards’ offers and perks may have expired or changed over time. Visit our reviews of the best credit cards to find the right card for your needs. Choosing the perfect rewards credit card for
[Read More]

How to Get 3X Travel Miles on All Your Purchases

Updated: April 6, 2018 Choosing the right travel rewards credit card isn’t always easy, as it can be a challenge to find one that offers top-notch rewards on every purchase you make. Lucky for you, Discover it Miles is offering an effective 3X travel miles on all
[Read More]

What Happens When My Credit Card’s 0% Intro APR Runs Out?

Updated: June 7, 2018 When it comes to credit cards, there are a lot of misconceptions or rumors about how they function, and credit cards that offer 0% intro APRs are no exception to this rule. To help you get a better idea of what you’re signing
[Read More]

Costco Now Accepts Visa: Top Credit Cards to Use at the Wholesale Club

While this information was accurate at the time this post was published, these cards’ offers and perks may have expired or changed over time. Visit our reviews of the best credit cards to find the right card for your needs. Starting today, Costco now accepts Visa-branded debit
[Read More]

Best Credit Cards for Seniors

Updated: March 21, 2019 When it comes to finances, your age makes a difference, as someone in their 60’s with grandchildren or adult children does not have the same financial needs as someone in their 20’s who’s just out of college. The same concept applies to credit
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Get Double the Rewards with the Discover it Cash Back Card

Updated: Jan. 3, 2019 Apply Now When it comes to cash back credit cards, there are seemingly endless options. While some offer generous rewards and others offer a hefty intro bonus, one of the best on the market right now is the Discover it Cash Back card. While this
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New Wells Fargo Cash Wise Visa: A Wise Way to Earn Cash Back

While this information was accurate at the time this post was published, these cards’ offers and perks may have expired or changed over time. Visit our reviews of the best credit cards to find the right card for your needs. New to the credit card arena is
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Citi Double Cash Card – 18 month BT offer Lengthens 0% Balance Transfer APR

Updated: Oct. 9, 2018 If you’re looking for a cash back credit card with a lengthy 0% intro APR on balance transfers, the Citi Double Cash Card – 18 month BT offer (a NextAdvisor advertiser) may be the one for you. That’s because Citi just extended the card’s
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Study Shows 37% of Merchants are Equipped to Accept Chip Cards: What This Means for You

We all remember the confusion last October when the U.S. made a switch from magnetic stripe to chip cards, also known as EMV (Europay, MasterCard and Visa) cards. While it’s been several months since the big switch, something most Americans have discovered is while they may have a
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What I Learned from Falling Victim to Tax Identity Theft

Falling victim to identity theft is never a fun situation to find yourself in, as I recently discovered when I learned my personal information was used to file a fraudulent tax return. Now that everything has been taken care of and things are starting to pan out, I’m sharing
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I Fell Victim to Tax Identity Theft and So Can You

As someone who writes, researches and obsesses over identity theft, I’ve always taken pride in my ability to keep my personal information secure. I take all of the necessary security steps to protect my identity, like cross-shredding my junk mail and bills, removing and shredding all labels from
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Best Credit Cards for 20-Somethings

While this information was accurate at the time this post was published, these cards’ offers and perks may have expired or changed over time. Visit our reviews of the best credit cards to find the right card for your needs. Anytime you consider applying for a new credit card,
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7 Best Credit Cards for Holiday Shopping

While this information was accurate at the time this post was published, these cards’ offers and perks may have expired or changed over time. Visit our reviews of the best credit cards to find the right card for your needs. It’s that time of the year again.
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Experian Breach Exposes 15 Million T-Mobile Customers, Applicants’ Information: What You Need to Know

If you’ve applied for a T-Mobile phone plan within the past two years, there’s a high chance your information may have been breached by Experian — one of the three major credit bureaus. As confusing as it may sound, T-Mobile used Experian to run credit checks on
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NextAdvisor.com Survey Reveals Consumers’ Preferred Way to Pay

When it comes to making purchases, we all have that go-to payment option. Whether it’s a debit card, a credit card, cash or a check, it’s the way we prefer to pay for in-person or online purchases. But why do we always reach for that one option? Is
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1 Billion Data Records Stolen in 2014: What This Means for You

From Home Depot and Staples to JP Morgan Chase and the United States Postal Service, it seems that we couldn’t escape the news of a new data breach in 2014. That’s because data breaches increased 49% last year, with more than 1 billion data records compromised (78%
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Credit Card Rewards: Are They Valuable?

Credit cards rewards are a great way to earn perks while you use your card. There are a variety of rewards to choose from, including cash back and points that can be redeemed for travel or gift cards to use in stores, restaurants, gas stations or for online
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5 Credit Habits of the Wealthy

While this information was accurate at the time this post was published, these cards’ offers and perks may have expired or changed over time. Visit our reviews of the best credit cards to find the right card for your needs. Do you ever wonder why the wealthy
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5 Ways to Avoid Falling for a Scam

It seems you can’t watch or read any news these days without learning about a new phone, email or in-person scam. With technology creeping into every aspect of our lives, it is easier for scammers to target more and more people. While these scams become more of
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5 Million Gmail Passwords Leaked: Should You Be Worried?

It may be time to change your Google password, considering nearly 5 million Gmail passwords and usernames appeared on a Russian Bitcoin forum on Wednesday, as reported by NBC. How were these usernames and passwords leaked? Unlike most of the other news we’ve heard recently, the Gmail usernames passwords
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How Well Do You Know Your Credit Card?

Credit cards are a go-to form of payment for millions and millions of people throughout this country. Since they play such an important role in all of our lives, it’s essential to make sure we understand nearly every aspect of our credit cards, considering we’re the ones
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P.F. Chang’s Security Breach: 33 Restaurants Affected

P.F. Chang’s is the most recent restaurant chain to fall victim to a major security breach, according to the restaurant’s press release. The Arizona-based restaurant chain — which operates more than 200 restaurants in the U.S., Puerto Rico, Mexico, Canada, Argentina, Chile and the Middle East — said 33 restaurants were
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4 Best Cash Back Credit Cards

While this information was accurate at the time this post was published, these cards’ offers and perks may have expired or changed over time. Visit our reviews of the best credit cards to find the right card for your needs. Are you looking for a credit card
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Goodwill Breach: What You Need To Know

Bargain shoppers beware! Goodwill Industries International, Inc., the nonprofit organization that sells donated merchandise to fund job programs, announced that it’s working with federal officials to investigate a potential security breach, as reported by the Associated Press. The nonprofit said it was first alerted of the breach on
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Get Chase Freedom Before $200 Intro Bonus Expires

EDITOR’S NOTE: THIS OFFER HAS EXPIRED AND IS NO LONGER VALID. If you’ve been debating whether or not the Chase Freedom credit card is the best option for you, it’s time to act fast because the $200 intro bonus offer is expiring on June 30th. This generous
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How Does A Balance Transfer Work?

While this information was accurate at the time this post was published, these cards’ offers and perks may have expired or changed over time. Visit our reviews of the best credit cards to find the right card for your needs. Are you paying too much in credit
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Senior Identity Theft Is On the Rise: What You Should Know

[Editor’s Note: The article starts below the infographic.] Identity theft is one of the fastest-growing crimes in the U.S. so it’s no surprise that it has remained the No. 1 complaint to the FTC for more than five years in a row. Although people in their early-to-late 20’s are
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eBay Hacked: What You Need To Know

eBay is asking its users to change their passwords as a result of a recent cyberattack on the company that occurred between late February and early March, as explained in a press release. The Internet consumer-to-consumer company did not detail how many customers may have been impacted by the
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World Password Day: How to Select a Strong Password

It’s World Password Day, a day dedicated to reminding Internet users to protect themselves on the web by changing their passwords, and we want to help you protect yourself by giving you a step-by-step guide to creating a strong password. Why are strong passwords important? Passwords are
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Top 7 Ways To Avoid Becoming a Victim Of Identity Theft

How safe is your identity? According to Javelin’s 2014 Identity Fraud Report, 13.1 million people fell victim to identity theft in 2013, and with the Target and Heartbleed breaches, that number is guaranteed to go up in 2014. Anyone can become a victim of identity theft if they
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Michaels Breach: Nearly 3 Million Cards Exposed

Michaels, one of the biggest arts and crafts retail chains, has confirmed the breach of 2.6 million of its customers’ debit and credit card information, or 7 percent of payment cards used at Michaels stores in the U.S. during the relevant time period, according to the company’s press
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Heartbleed Bug Is Affecting Millions Of Android Devices

It turns out that the Heartbleed bug that possibly exposed users of many websites, which have since patched the bug, is now affecting about 34 percent of Android devices, according to a Google blog post and the company’s statistics. Even though Google was able to patch most of
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Websites Affected By ‘Heartbleed’: Change Your Passwords

Since the news broke about Heartbleed, more and more companies are releasing the details about whether they have been affected and if they have patched the bug. Mashable has compiled and released a complete list of all of the websites impacted by the encryption flaw. What websites
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‘Heartbleed’ Security Flaw Exposes Your Online Information

A major security flaw may be exposing your information on the Internet, even if you’re using an encrypted website, as reported by The New York Times. The bug, called Heartbleed, was discovered by Finnish security experts and is estimated to affect more than half a million websites, according
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California Is Top U.S. Target For Cybercrime

California is the top U.S. target for cybercrime, according to a recent report released by the state’s Attorney General, Kamala D. Harris. The report, titled “California and the Fight Against Transnational Organized Crime,” details the state’s struggles with transnational organized crime, or organized crime that involves groups
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CA DMV Reports Possible Credit Card Breach

The California Department of Motor Vehicles seems to be the most recent victim of a credit card breach, as reported by KrebsOnSecurity. The DMV has not been able to find any evidence of the possible breach, however, if confirmed, the breach may have exposed a large number
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Malaysian Flight 370 Scam: How To Protect Yourself

It seems that no disaster or world-wide event can occur without scammers taking advantage of the situation, so it’s no surprise that they’re targeting people who are curious about the whereabouts of the Malaysian Flight 370, as reported by CBS. How does the scam work? The Malaysian
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Target Could Have Stopped the Breach That Affected 110 Million Customers

It turns out that Target could have stopped the breach that impacted 110 million of its customers if the security team acted on alerts they received from both the company’s security software and antivirus system, according to Businessweek. Why were the alerts ignored? It’s unclear why Target’s
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Identity Theft Tops IRS’ Dirty Dozen For Third Year

The Internal Revenue Service has released its annual dirty dozen tax scams and identity theft remains No. 1 for the third year in a row. Others on the list of scams include persuasive phone scams, phishing, returns prepared fraudulently, impersonating charitable organizations and claiming false income. What
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95% Of ATMs May Become An Easy Target For Hackers

Nearly 95% of ATMs in the world may soon become targets for hackers unless their software is updated by April 8, as reported by Businessweek. It turns out most of the 420,000 ATMs in the U.S., in addition to others worldwide, run on Windows XP. Since Microsoft
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National Consumer Protection Week: How To Protect Your Identity At Work

Identity theft can occur anytime personal information is breached and falls into the wrong hands. It can take place at the grocery store, gas station and even at your workplace. As consumers, we find comfort in thinking that our information is safe when we’re at work, but
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Sally Beauty Is The Latest Victim In Credit Card Breach

It seems that Sally Beauty is the most recent to fall victim to a credit card breach, as reported by cyber-security blogger Brian Krebs. According to KrebsOnSecurity, Krebs spotted a batch of 282,000 stolen credit cards posted for sale on an underground marketplace that he believes were stolen from some
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Verizon Wireless $54 Scam: How To Protect Yourself

Verizon Wireless customers should beware of any random calls they receive from a number labeled as “Technical Support” (1-800-922-0204) because it could be a scam, as discovered by Droid Life. How does the Verizon Wireless scam work? As part of the scam, the Verizon Wireless user receives
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Neiman Marcus Hackers Set Off 60,000 Alerts

As they gained access and collected customers’ payment card information, the Neiman Marcus hackers set off about 60,000 unnoticed alerts, as reported by Businessweek. The hackers were able to access the company’s computers for nearly eight months and had stolen customers’ payment card data from July to October
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Apple Software Flaw Exposes Emails, Personal Information

iPhone, iPad and iPod users should be aware of a recently discovered Apple software flaw that could reveal your email and other personal information — which should be encrypted — to hackers, as reported by Reuters. The software flaw was discovered by the company itself, however the company
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Malware-Laced Email Led To Target Breach

The Target breach that exposed 110 customers who shopped at the retail giant from November 27 to December 15 was most likely caused by a malware-laced email, as reported by KrebsOnSecurity. An employee of a Pennsylvania-based refrigeration, ventilation and air-conditioning company that worked with Target clicked on a malicious email and
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Is Public Wi-Fi Safe?

Q: I’ve been following every aspect of the Sochi Olympics pretty closely, and I read an article explaining that essentially any device in Sochi is in jeopardy of getting hacked when connected to public Wi-Fi. Is it possible for a similar hacking to occur in the U.S.?
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Marriott, Hilton Are The Latest Credit Card Breach Victims

It turns out that retail stores may not have been the only targets of security breaches last year. White Lodging Services Corporation — a company that manages franchise hotel chains, such as the Marriott, Hilton, Sheraton, Westin and others — is among one of the most recent victims of
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Target Shoppers: Beware of $9.84 Charge

A $9.84 charge on your credit or debit card may seem like an innocent transaction, correct? It turns out that the small charge may be thieves “testing” the card they’ve stolen from Target shoppers to make sure it is still valid, as warned by the BBB. How
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I Received An Email From Target: Is It Legitimate?

Q: I received an email from Target a couple of days ago explaining that my information has been compromised. How can I know that this email is legitimate and not some thief trying to get more information from me? A: That is an excellent question. Unfortunately, some
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Are There More Major Store Data Breaches Coming?

While Target and Neiman Marcus are still trying to recover from major store data breaches, it seems like more cases of store credit card reader breaches are heading our way. A cybercrime firm called IntelCrawler said it has discovered six more retail stores that experienced data breaches with the same
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Gmail’s Setting Allows Any Google Plus User To Email You

Google released a new setting to all Gmail accounts that allows any Google Plus user to email you directly. This means that anyone on the social network has the ability to send emails to your Gmail account, even if they aren’t in your Google Plus circle. What
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Neiman Marcus Breach: Customers’ Credit Data Exposed

It seems Target was not the only retail store affected by a security breach during the holiday season, as Neiman Marcus revealed that its customer also fell victim to a breach that exposed customers’ credit and debit card information, as reported by USA Today. What are the
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Target: Security Breach Exposed Additional 70 Million

The Target breach that impacted millions of in-store customers in the midst of the holiday season became worse on Friday when the retail giant announced that 70 million customers were also affected by the breach, on top of the 40 million previously exposed. It is unclear how
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Snapchat Breach: 4.6 Million Phone Numbers Revealed

Snapchat may not be kicking off the new year on the right foot considering phone numbers and usernames of 4.6 million users were hacked and published online on Tuesday, as reported by The Wall Street Journal. After acquiring the information from the photo messaging application, the hackers then published it
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Target Data Breach: Encrypted PINs Were Stolen

Slowly more information is unfolding about the Target data breach that is now being recognized by security experts as the second largest theft of card accounts in U.S. history. And now Target announced Friday that the thieves not only gathered nearly 40 million victims’ names and credit or
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Target Breach: Millions Of Black Friday Shoppers Exposed

Target stores throughout the U.S. fell victim to a major credit and debit card data breach throughout the Black Friday weekend that may have exposed millions of customers’ information, as reported by Business Insider. The retail giant is investigating the breach, however it’s believed that it could
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16.6 Million Identity Theft Victims Last Year: Are You Safe?

One in 14 U.S. residents ages 16 and older — 16.6 million people — fell victim to identity theft in 2012, according to a report released last week by the Bureau of Justice Statistics. The report detailed the findings of trends and statistics related to the crime from the 2012
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JP Morgan Chase Hacked: Warns 465,000 Customers

JP Morgan Chase alerted roughly 465,000 of it’s prepaid cash card customers that a data hack occurred back in July may have revealed information to hackers, according to Reuters. The big bank didn’t specify what information was revealed in the hacking, however it did suggest that it didn’t include
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Nearly 2 Million Stolen Google, Facebook and Twitter Passwords Posted Online: How To Protect Yourself

More than 2 million users’ passwords for social networking and email websites including Google, Facebook, Yahoo, Twitter and LinkedIn were stolen and published online, according to the BBC. The information was taken from computers that have been infected with a malicious keystroke logging software, allowing the hackers to
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2.9 Million Adobe Users Hacked: How To Protect Yourself

Adobe Systems warned 2.9 million of its customers on Thursday that their personal information may have been compromised as a result of a hacking. The company stated customers’ names, encrypted credit and debit card numbers, card expiration dates and other personal information was taken by unauthorized users. Adobe
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