NextAdvisor Blog - Jessa Barron

Jessa is a personal finance and lifestyle writer at NextAdvisor.com. Her writing has been published by The Huffington Post, Chicago Tribune, AOL.com, Elite Daily, American City Business Journals, Small Biz Daily and others. She has been interviewed by a number of news outlets, podcasts and other publications for her knowledge and expertise on everything from email marketing to consumer credit repair and debt management. Jessa graduated from Temple University, where she earned a bachelor's degree in Broadcast Journalism and Mass Media, and currently resides in San Francisco. Follow her on Twitter @JessaAdvisor.

Posts by Jessa Barron:

What Counts as an Error on My Credit Reports?

Despite the far-reaching and seemingly never-ending effects of the Equifax breach, many consumers still haven’t checked their credit reports for errors. In fact, according to a recent poll by CreditCards.com, 50% of U.S. adults have not checked their credit reports since news of the breach broke last
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How Does the Credit CARD Act Protect Consumers?

Updated: Oct. 18, 2018 Some people might take for granted the protections they have these days when it comes to how credit card providers can treat their customers, but it wasn’t that long ago when consumers were more or less at the mercy of credit card issuers.
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Citi ThankYou Premier Card Adds a 30,000 Bonus Point Opportunity

While this information was accurate at the time this post was published, these cards’ offers and perks may have expired or changed over time. Visit our reviews of the best credit cards to find the right card for your needs. Road trip fanatics and frequent flyers rejoice!
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4 Steps to Creating a Budget That Works

For most of us, creating, planning and following a budget is an important personal finance goal that’s often easier said than done. While some people lack the motivation to plan out a realistic budget, others may have difficulty following that budget after a few months. That’s why
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Why I Won’t Be Using Face ID

The much-anticipated iPhone X finally hit stores nationwide on Friday, Nov. 3, and like many other Americans, I picked my phone up on release day. Although it comes loaded with new features, such as an improved screen display, higher resolutions, better rear-facing and front-facing cameras, water resistance
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What Factors Affect My Ability to Get a New Credit Card?

Some of the questions we hear from our readers quite frequently are, “Does my income affect my ability to get a new credit card?” and, “What does my credit score need to be to get this credit card?” While there is no concrete answer to either of
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What Happens When I Miss a Credit Card Payment?

Updated: Jan. 16, 2018 When used responsibly, credit cards can be a great tool to help boost your credit. Part of practicing responsible credit card habits is to avoid carrying a balance and maxing out your credit card limit, as these are things that directly affect your
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Rated No. 1 for Customer Satisfaction: The Best American Express Credit Cards

Updated: May 10, 2019 Every year, J.D. Power surveys thousands of U.S. consumers to determine which credit card issuer ranks highest for customer satisfaction. The survey, which is in the eleventh year, measures customer satisfaction by examining 6 factors: credit card terms, billing and payment, benefits and
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Digit and Qapital: Should You Trust Automated Savings Apps?

Whether it’s for an emergency fund, an upcoming vacation, an investment or to pay off debt, everyone has a reason for trying to save, but saving money is sometimes easier said than done. Fortunately, in the Digital Age, there’s an app for that — literally. Automated savings
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0% Intro APR Myths You Likely Believe are True

Updated: Jan. 10, 2018 Whether you’re looking to complete a balance transfer or you want some time to pay off a purchase interest-free, a low APR credit card is a great option to consider. While these credit cards offer generous periods of 0% intro APR, meaning you
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The Wells Fargo Cash Wise Visa Card Boosts Its Intro Bonus to $200

Updated: Feb. 15, 2018 Learn More If you’re in the market for a new credit card, now may be the perfect time to apply for one. That’s because the Wells Fargo Cash Wise Visa Card just increased its cash rewards bonus from $150 to $200 for cardholders
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5 Credit Card Fees You Should Know About

Updated: May 2, 2019 When it comes to credit card fees, things aren’t always easy to understand, especially when the card’s terms and conditions uses a bunch of phrases or words you’re unfamiliar with. While you may be aware of the many benefits of owning a credit card,
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Barclaycard CashForward World Mastercard Increases Its Intro Bonus to $200

While this information was accurate at the time this post was published, these cards’ offers and perks may have expired or changed over time. Visit our reviews of the best credit cards to find the right card for your needs. If you’re looking for a rewards credit
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3 Simple Ways to Help Your Credit Improve

While this information was accurate at the time this post was published, these cards’ offers and perks may have expired or changed over time. Visit our reviews of the best credit cards to find the right card for your needs. If you’re looking for ways to put
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3 Tips for Spring Cleaning Your Finances

Spring starts on March 20. While most people use the spring season to do a deep cleaning of their house or a full revamp of their wardrobe, others may find more value in applying the same spring cleaning concept to their financial life. After all, your credit
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Best Credit Cards for Your Spring Road Trip

While this information was accurate at the time this post was published, these cards’ offers and perks may have expired or changed over time. Visit our reviews of the best credit cards to find the right card for your needs. Spring break is almost here! For many
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Does Checking My Own Credit Reports Hurt My Credit?

We all know the importance of keeping our credit in good standing, as credit affects many areas of everyday life, but did you know that it’s equally as important to regularly check your credit reports? There are a number of reasons to do this, but some of
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Do’s and Don’ts of Improving Your Credit Scores

When it comes to personal finance, knowing what qualifies as good credit isn’t always so easy to determine, as various lenders and bureaus have different guidelines to calculate what your actual credit scores are. Generally speaking, good credit scores sit around or above 700. Whether you land
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What You Can Do to Prepare for the Upcoming Tax Season

It’s that time of year again! Tax season officially begins Jan. 23, and although you still have more than enough time before the April 18 deadline, it’s never too early to start getting ready for tax season. To help, we have tips for a few things you
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How a Credit Repair Service Can Help You

Because your credit is the key to your financial health, it’s important that you do everything you can to take care of it. And while there are common mistakes that can have a negative impact on your credit, sometimes credit reports contain derogatory marks that are no
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Does Your Credit Affect Your Employment?

Are employers allowed to view your credit reports? And if they are, does your credit affect your potential to land a job? These are likely questions you’ve wondered about or even asked before. To help you get a better understanding of what an employer can and can’t
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4 Scams to Look Out for This Holiday Season

Big-name hotel chains, point-of-sale systems, large tech companies and even the IRS were affected by major data breaches this year. Since the future of cybersecurity is looking hazy, it’s wise for everyone to be extra cautious with their personal information, as it’s clear that your information can be
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Cybersecurity and Online Shopping: 4 Ways to Keep Your Information Safe

Online shopping is an easy, convenient and affordable way to get what you need delivered right to your doorstep. Unfortunately, with all the good things online shopping has brought us, it also brought about more hackers and scammers looking to take advantage of consumers online. This year
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What You Need to Know About Store Credit Cards

While this information was accurate at the time this post was published, these cards’ offers and perks may have expired or changed over time. Visit our reviews of the best credit cards to find the right card for your needs. Store credit cards offer many benefits to
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How to Keep Your Kids Safe Online Over the Holidays

The holiday season is here, which means your family is likely to spend time away from school and work over the next few weeks, visiting relatives or relaxing and winding down over the holiday break. With so much free time, teens and children have more time to
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What is Credit Monitoring and How Can It Help Me?

Staying up-to-date on your credit reports and scores is extremely important, as your credit standing helps determine things like whether or not you qualify for an apartment, a mortgage, a new credit card and more. But many people don’t know exactly how to check their credit reports
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3 Simple Ways to Start Saving Money

It’s never too early to start saving money, as unexpected expenses, such as costly car repairs or medical emergencies, can pop up at any time. If you find yourself in such a situation, you may opt to open a credit card with a long 0% intro APR
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Best Credit Repair Services for Couples

Credit and your love life are more connected than you may realize, and couples with credit troubles could be headed for disaster if they don’t get things straightened out. If your credit is a mess, whether due to identity theft or other circumstances, there are a number
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CD or Savings Account: Which Option is Right for You?

If you’re looking for ways to save or invest your money, you might be wondering what’s the best way to go about doing so. While opening a savings account is probably the most well-known and popular way to start saving, there are also other options to consider,
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Millennials and Money: 4 Habits to Start Practicing Now

While this information was accurate at the time this post was published, these cards’ offers and perks may have expired or changed over time. Visit our reviews of the best credit cards to find the right card for your needs. How financially savvy are millennials? Our recent
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Can I Use a Credit Card for Overdraft Protection?

While this information was accurate at the time this post was published, these cards’ offers and perks may have expired or changed over time. Visit our reviews of the best credit cards to find the right card for your needs. Understanding the difference between overdraft coverage and
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What Consumers Need to Know About the Fair Credit Reporting Act

While you might have heard that there are laws to protect consumers’ credit, you may not be sure exactly what these laws are and how they protect you. The Fair Credit Reporting Act, or FCRA, is a federal law that “promotes the accuracy, fairness, and privacy of
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Hard and Soft Credit Inquiries: What’s the Difference?

Your credit is the key to your financial health, and knowing your credit standing is vital in this day and age, as good credit is often required for renting an apartment, buying a car and even getting a cell phone. In order to get approved for these
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Everything You Need to Know About Your Credit Scores

Understanding your credit can be a tricky thing to figure out, especially considering there are a number of factors that determine whether you have good or bad credit. One of those factors is your credit scores, which are calculated numbers that tell lenders if your credit standing
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$0 Fraud Liability: How Can It Protect Me from Credit Card Fraud?

With the seemingly never-ending headlines of data breaches worldwide, people are becoming more and more aware of just how easy hackers can obtain their personal information, including their credit card numbers. Whether someone physically steals your credit card, a hacked POS system or ATM skimmer tracks your
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Canceling Your Credit Cards: Will It Help or Hurt You?

While this information was accurate at the time this post was published, these cards’ offers and perks may have expired or changed over time. Visit our reviews of the best credit cards to find the right card for your needs. Whether it’s your very first credit card
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Which Credit Cards Can I Qualify for if I Have Average Credit?

While this information was accurate at the time this post was published, these cards’ offers and perks may have expired or changed over time. Visit our reviews of the best credit cards to find the right card for your needs. When it comes to credit ratings, not everyone
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How Do Credit Repair Services Work?

Although a credit repair service can help your bad credit, it’s important to understand exactly how these services work so you can not only save yourself from falling for a phony credit repair service, but also avoid wasting time and money enlisting the help of a credit
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Best Rewards Credit Cards with No Annual Fees

While this information was accurate at the time this post was published, these cards’ offers and perks may have expired or changed over time. Visit our reviews of the best credit cards to find the right card for your needs. With so many credit cards offering all
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Do Balance Transfers Work Within the Same Bank?

While this information was accurate at the time this post was published, these cards’ offers and perks may have expired or changed over time. Visit our reviews of the best credit cards to find the right card for your needs. If you’ve racked up a credit card
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Credit Repair Scams: How to Spot a Phony Credit Repair Service

Is the information on your credit reports accurate? A study conducted in 2013 by the Federal Trade Commission found that one in four consumers discovered errors when checking their credit reports that potentially affected their credit scores. This study also found that four out of five consumers
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Which Credit Monitoring Services Can I Try for Free?

Updated: Sept. 12, 2016 Your credit reports and scores are important, as they help determine things like whether you’re approved for a home loan, a credit card or an apartment, yet many people don’t know their current scores or even how to check their credit reports. Because
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How to Protect Your Online Accounts from Getting Hacked

Katy Perry officially became the most followed person on Twitter recently, reaching an astounding 90 million followers. But even the world’s most popular Twitter account isn’t safe from hackers, as the singer found out a few months ago. Katy Perry’s Twitter account was hacked, sending out racist
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4 Everyday Habits That Could Be Revealing Your Identity

Unfortunately, identity theft is on the rise and the threat of falling victim isn’t going away anytime soon. According to the Federal Trade Commission, identity theft was the top consumer complaint for the 15th year in a row, with 2015 seeing a dramatic 47% increase in complaints from
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What to Do if You Have Bad Credit

Having good credit is essential when it comes to things like getting approved for new credit cards, opening utilities in your name and renting or buying a home. Unfortunately, not everyone has the best credit, whether it’s by the fault of their own mistakes, such as missing
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