Top 7 Credit Cards for Good to Excellent CreditIf you have stellar credit, you want a card with the most competitive offer. After all, if your credit qualifies you for the best, you deserve the best. With so many credit card offers, it’s hard to determine which cards are worth their salt. To help, we’re detailing the top 7 cards for those with good to excellent credit (usually considered a credit score of 700 or higher). Keep reading to find the perfect cash back, low APR or travel card to add to your wallet.

Discover it Cash Back

Discover it Cash Back earns 5% cash back on rotating categories every quarter you activate (up to the quarterly maximum, currently $1,500, then it’s 1%) and 1% cash back on other purchases. Discover will match all of the cash back new cardholders earn at the end of their first year, meaning if you earn $300 in the first year, Discover will match that $300 for a total of $600 back! The Discover it Cash Back card has a long 0% intro APR period and requires average to excellent credit (a credit score of 670 or higher) for approval — click “Show Details” to see more.

Wells Fargo Platinum Visa card

If you prefer a straightforward low APR credit card, the Wells Fargo Platinum Visa card is right for you, as it offers an 18-month 0% intro APR on purchases and balance transfers (with an intro balance transfer fee of 3% for 120 days, then it’s 5%). This card also comes with no annual fee and free access to your FICO credit score. On top of that, those who use their Wells Fargo Platinum Visa card to pay their monthly cell phone bill will receive up to $600 phone protection against covered damage or theft (with a $25 deductible per claim and a maximum of 2 claims per year).

Capital One Quicksilver Cash Rewards Credit Card

The Capital One Quicksilver Cash Rewards Credit Card offers a $150 bonus to cardholders who spend $500 on purchases within the first 3 months of account opening — that’s like earning 30% cash back on the first $500 spent! On top of that, you’ll earn an unlimited 1.5% cash back on all purchases and pay no annual fee. As if that isn’t enough, cardholders get a 15-month 0% intro APR on purchases and balance transfers (with a 3% balance transfer fee) and no annual fee or foreign transaction fees.

Capital One Savor Cash Rewards Credit Card

With the highest intro bonus of any cash back credit card we’ve reviewed (cardholders who spend $3,000 on purchases within the first 3 months from account opening will get a hefty $500 bonus!), the Capital One Savor Cash Rewards Credit Card is hard to beat. It earns an uncapped 4% cash back on dining and entertainment, 2% cash back at grocery stores and 1% cash back on all other purchases. There are also no foreign transaction fees and no annual fee for the first year (then it’s $95).

Citi Double Cash Card

The Citi Double Cash Card (a NextAdvisor advertiser) kicks things off with an 18-month 0% intro APR on balance transfers (with a 3% balance transfer fee, $5 minimum). Plus, cardholders will earn 2% cash back on all purchases: 1% cash back when you make a purchase and another 1% when you pay for the purchase. The cash back rewards do not apply to balance transfers, but we don’t think it is that big of a deal since the card has so many other strong features, like the long 0% intro APR on balance transfers. The Citi Double Cash Card also has no annual fee.

Capital One Venture Rewards Credit Card

Travel is easy with the Capital One Venture Rewards Credit Card. That’s because this card not only earns an unlimited 2X miles on all purchases, but it also offers 50,000 bonus miles — that’s worth $500 in travel — to cardholders who spend $3,000 on purchases in the first 3 months from account opening. Plus, you’ll earn an unlimited 10X miles when you book through Hotels.com/Venture through Jan. 31, 2020 and pay no foreign transaction fees and no annual fee for the first year (then it’s $95).

Chase Freedom Unlimited

Chase Freedom Unlimited offers a 15-month 0% intro APR on purchases and balance transfers (with a balance transfer fee of 3%, $5 minimum). On top of that, you’ll earn 3% cash back on all purchases made in the first year (up to $20,000 spent), which means you can earn up to $600 cash back in the first year! After that, you’ll earn an unlimited 1.5% cash back on all purchases. Chase Freedom Unlimited also has no annual fee and a number of added perks. Click “Show Details” to learn more about the card and determine if it’s best for you.

Want to learn more about the cards detailed in this post? Visit our reviews of the best credit cards to see how they compare to other cards on the market.

Disclaimer: This content is not provided or commissioned by the credit card issuer. Opinions expressed here are author’s alone, not those of the credit card issuer, and have not been reviewed, approved or otherwise endorsed by the credit card issuer. This content was accurate at the time of this post, but card terms and conditions may change at any time. This site may be compensated through the credit card issuer Affiliate Program.